Happy Lendings

Mortgage and Lending - Guild Mortgage - NMLS #238304
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.



This comment, which appeared over the weekend on a featured post made me extremely uncomfortable: "One of my nasty little tricks is to coach Realtors to ask my competition to explain APR as a knowledge test."  Okay, everyone, let's not use hidden agendas when we connect. Why not? Because "nasty l...
As a mortgage person in the current wild and wacky real estate market, I sometimes get clients who want to buy and bail. So what's a buy and bail? The call goes something like this: "Hello, lovely mortgage person? This is Babs ( Buy and Bail Soon). My house is worth $175,000, but I owe $300,000....
A story for anyone who has ever lost an animal they loved.   I had always thought of it as a sort of arranged marriage. I didn't expect love. You had always lived inside, sitting on a window ledge, tail twitching, staring longingly at the world beyond. I had always lived outside, tending the big ...
   Blue Hawaii   Sunset at the Hula Grill         Extremely cheesy, "just arrived in Hawaii" photo
You are a first time buyer who has a sore butt. Why? Because you have been sitting on the fence all year long. Could you be the smartest first time homebuyer out there? Consider what happened when CASH for CLUNKERS overheated the demand for cars  (just like the FIRST TIME HOME BUYER TAX CREDIT ov...
My husband and I were moving back to California in one month and I was desperate. I was not a real estate agent or a mortgage person in those days. I was just somebody who had sold her Dallas house, and was R-E-A-D-Y to buy. No one "researched properties" in those days.  How could you? You did wh...

Janet Guilbault

San Francisco Bay Area Direct Mortgage Lender
Ask me a question
Spam prevention