st charles real estate: Integrity Matters - 07/15/10 04:45 AM
This was sent to me in an email today and reminded me that it's never too late to do the right thing and that Integrity matters.  The following true stories of two men are not only inspiring but thought provoking. Enjoy!
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st charles real estate: Going green with remodeling projects increase your home's saleability - 02/16/10 05:13 AM
Earth friendly flooring, wallboard, insulation and roofs can bring in more potential buyers and do some good for the earth we live on.As the selling season comes into sight, plans should be underway to spruce up your home with some remodeling projects. Last time we talked about small projects that have the best return dollar-for-dollar, such as changing out the tile in the kitchen and bath, re-facing cabinets and installing energy efficient appliances.Making those improvements with earth-friendly materials will take your results to a higher level. Green materials have both financial and safety advantages.Insulation is a must and most homes are … (2 comments)

st charles real estate: Borrowers will assume more costs as a result of FHA Changes - 02/08/10 03:25 AM
The move is designed to generate additional income to ensure FHA solvency.Borrowers who choose Federal Housing Authority (FHA) programs will see increased costs involved with that agency’s mortgage insurance and will have to have higher FICO scores. The move provides more financial stability for the FHA as rising defaults dipped below required reserves. Right now one in six FHA borrowers is behind on payments. David Stevens, FHA commissioner, says “the FHA has a responsibility to be fiscally sound and to protect homeowners who trust the FHA to give them financing that will allow them to live in their homes for the … (1 comments)

st charles real estate: Calendar of Events - February - 02/01/10 12:15 PM
The Big ReadFoundry Art CentreThe 2010 BIG READ, featuring Mark Twain’s classic novel The Adventures of Tom Sawyer. Events include book discussions, live theatre, music, film screenings, concerts, an essay contest, lectures, field trips, interactive art projects and culminate with an ice cream social and raft building contest. The Big Read is sponsored by the Foundry Art Centre and St. Charles Community College Library. For a full list of events, go to the Foundry’s website and download the schedule.Friday, February 5Peter Martin Music: The Duo featuring Dianne Reeves8 p.m.The SheldonPeter Martin Music, a new concert series by St. Louis' own, jazz … (1 comments)

st charles real estate: Efficient home heating - 01/25/10 03:05 AM
Efficiently heated homes save money and increase potential salesSealing your house up tight for both winter and summer is the cost-effective way to go.The temperature is inching up toward the 40s and every once in a while the sun shows promise. The days of subfreezing temperatures and windy blasts are over, right? Not so fast there. We humans can have remarkably short memories, and here it is just the middle of January. Instead of reminding your family that layering clothes is perfectly normal inside, let’s revisit why you should get serious about home heating efficiency.While these tips are primarily about the … (1 comments)

st charles real estate: THIRD QUARTER OFF TO A GREAT START! - 08/21/09 10:39 AM
Real Estate Sales in August have really picked up at our office. It seems that buyers are getting serious about taking advantage of the $8,000 tax credit before it's too late. A first time home buyer is one that hasn't owned a home in the last three years. When they buy, then the seller's are able to move up and the market it robust. I have a high end listing that was not producing any showings, I've had 4 this week and a few last week- YES! A mid range villa that was also experiencing no showings also had two this … (1 comments)

st charles real estate: Enjoy Cardinal Baseball and Help A Kid! - 07/17/09 08:59 AM
SCHNEIDER Realtor, Robert Clarke, tells his story (click the link below) of how he got involved in selling Cardinal baseball tickets to help his son Cauy, who suffers from a rare disease. You can help and at the same time enjoy the ball game! http://www.cureforcauy2009.com/Home_Page.html Posted by SCHNEIDER
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st charles real estate: St Charles County Forecast for the Future - 05/01/09 09:12 AM
 Today's General Membership Meeting (sponsored by St Charles County Association of Realtors and St Charles Chapter Women's Council of Realtors) featured guest speaker Joe Zanola.  Zanola Company, LLC, specializes in Feasibility Studies, Market Graphics and Business Consulting.  Mr Zanola gave a very informative power point presentation showing past, current and projected trends in real estate.  His research was very insightful on such topics as  supply and demand and how that has changed over the last few years and what that means in conjunction to Realtors selling homes successfully. Joe had charts of each city in our county with helpful statistics including the projected "growth … (0 comments)

st charles real estate: Look For A Bit Of Sunshine In Your Own Backyard - 02/18/09 05:04 PM
Good news is out there, and rays of optimism are breaking through the gloomy clouds. Sure, we are in the throes of some of the most difficult financial times in recent memory. However, American homebuyers and sellers are a resilient group. Combined with a variety of proposed stimulus packages, responsibility and a never-say-quit attitude, the St. Charles area housing market will survive and eventually thrive again.According to the St. Charles County Association of REALTORS®, homes sales in September and October 2008 increased over the same period in 2007–9.7 percent up in September and 5 percent in October. Former Association President Keith … (0 comments)

st charles real estate: Buy now, say St. Charles County Realtors - 02/12/09 08:46 AM
Now is a good–check that–great time to buy a house.
So say real estate leaders in St. Charles County, among the nation’s fastest-growing areas until the housing slump rolled in last year.
Karen Vennard, president of the St. Charles County Association of Realtors, said today that stable house prices and low low mortgage rates mean now is the time for buyers “to make their move.”
“This is a just a great environment to buy a house,” she added.
Vennard was preaching to the choir at a luncheon attended by about 35 real estate agents, builders and lenders. Merle Schneider, head of … (0 comments)

 
Jane Nicoletti (SCHNEIDER Real Estate)

Jane Nicoletti

Saint Charles, MO

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