first time home buying: FHA Approved Homes For Sale- Altadena California-Munson Realty - 06/06/12 07:44 AM
FHA Approved Homes For Sale-Altadena California
FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum … (3 comments)

first time home buying: FHA Approved Homes For Sale- Pasadena California-Munson Realty - 06/06/12 07:42 AM
FHA Approved Homes For Sale-Pasadena California
FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum … (4 comments)

first time home buying: FHA approved-Burbank Homes For Sale-Munson Realty - 06/04/12 01:34 AM
FHA approved-Burbank Homes For Sale-Munson Realty
Burbank is an amazing city that offers something for everyone. From dining and entertainment in downtown Burbank… …to the hiking trails of Stough Canyon
And of course it’s close to the major studios including: Warner Bros NBC Universal Disney It’s no wonder why the Burbank charm appeals to so many people looking to purchase their first or next home in the San Fernando Valley.   For fast service contact us at 818-824-4941 or email us at Getinthehouse@gmail.com. There is no fee to be on our “Burbank Hot Property” list, all we ask is if you see a home you like … (3 comments)

first time home buying: FHA Approved-Bank Owned Homes-Silverlake-Mount Washington-Eagle Rock- - 06/03/12 01:20 AM
FHA Approved-Bank Owned Homes-Silverlake-Mount Washington-Eagle Rock-Munson Realty
FHA Approved-Bank Owned Homes-Silverlake-Mount Washington-Eagle Rock-Munson Realty FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of … (4 comments)

first time home buying: FHA Approved Homes For Sale Encino California-Munson Realty - 06/02/12 12:55 PM
FHA Approved Homes For Sale Encino California FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum … (5 comments)

first time home buying: FHA Approved Homes For Sale-Reseda California-Munson Realty - 06/02/12 12:53 PM
FHA Approved Homes For Sale Reseda California
FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a … (4 comments)

first time home buying: Pasadena Homes For Sale-The Pasadena Hot Property List - 12/04/11 04:49 PM
Pasadena Homes For Sale-The Pasadena Hot Property List
The Pasadena Hot Property list is your source for all Pasadena homes for sale, from every Real Estate Company and broker.
The minute any new home or condo on the Pasadena are hits the market, it goes onto my Pasadena Hot Property List and into your email box with photos, address, price and everything you need to know about any given new listing.
There is no fee to be on the Pasadena Hot Property List. All I ask is if you see a property you like make me your Realtor.
If you are … (1 comments)

first time home buying: Backing out of a home purchase - 10/13/11 01:57 AM
Backing out of a home purchase Backing out of a home purchase in California is not so difficult as it is a very consumer friendly state for home buyers. One of the MOST important rights you have as a buyer is backing out of a home purchase!
Let's imagine you find a home that is perfect fit for you.  You come to an agreement on the price and terms with the seller and you agree to purchase the home.
The day the seller accepts your offer, he or she will want a deposit from you that shows in "good faith" your intentions … (4 comments)

first time home buying: How much for down payment? - 09/27/11 04:54 AM
How much for down payment? It really depends on your situation. Are you a first time buyer, move up buyer or an investor? Here are some guidelines for each:
First-time home buyers- First time buyers have many options.
VA Buyers- Can put Zero down and the seller must pay the closing cost
FHA Buyers- May put down as little as .5 %( 1/2 of 1 percent) to 3.5% and the seller may pay u to 6% of the closing cost. There are FHA grant programs out there that will “grant” 3 % of the down payment to the FHA buyer and it never has t … (4 comments)

first time home buying: Pasadena Homes For Sale - The Pasadena Hot Prop List - 09/17/11 12:46 AM
 

Pasadena Homes For Sale-The Pasadena Hot Property List
Pasadena Homes For Sale - The Pasadena Hot Prop List-The Pasadena Hot Property list is your source for all homes for sale in Pasadena, from every Real Estate Company and broker. The minute any new home or condo on the Pasadena are hits the market, it goes onto my Pasadena Hot Property List and into your email box with photos, address, price and everything you need to know about any given new listing.
There is no fee to be on the Pasadena Hot Property List. All I ask is if you see … (2 comments)

first time home buying: Pasadena Homes For Sale-The Pasadena Hot Property List - 09/17/11 12:42 AM
Pasadena Homes For Sale-The Pasadena Hot Property List
The Pasadena Hot Property list is your source for all Pasadena homes for sale, from every Real Estate Company and broker.
The minute any new home or condo on the Pasadena are hits the market, it goes onto my Pasadena Hot Property List and into your email box with photos, address, price and everything you need to know about any given new listing.
There is no fee to be on the Pasadena Hot Property List. All I ask is if you see a property you like make me your Realtor.
If you are … (1 comments)

first time home buying: Getting your FHA offer Accepted-by FHA Los Angeles Realtors Munson Realty - 09/17/11 12:35 AM
Getting your FHA offer Accepted  
by FHA Los Angeles Realtors Munson Realty
Getting your FHA offer Accepted-It's not always about getting the "good deal"- It typically takes the FHA buyer 1 or 2 "lost deals" to get up to speed on how to make an FHA offer that the seller will accept.
FHA is a wonderful program because of the relaxed requirements on the credit score and low down payment (3.5%). But when you are competing against conventional or all cash offers with FHA, it's real easy for your offer to go to the back of the line, especially if you are low … (1 comments)

first time home buying: FHA Questions & Answers-by Munson Realty - 09/09/11 04:44 AM
FHA  Questions & Answers Let’s face it, not everyone has the traditional 20% to put down on a home or condo these days.  More and more Los Angeles first time buyers are turning to FHA to get their foot in the door to homeownership. Here are some answers to frequently asked FHA questions.  Have a question we haven’t covered here? Visit First time buyer questions or give us a call at 323-216-9671
FHA Los Angeles—FAQ #1 What is a FHA Loan? FHA loans are perfect for applicants who don't have a 20% down payment saved or who need assistance with more flexible qualification … (2 comments)

first time home buying: FHA Los Angeles-Why you can't over pay, with FHA- - 09/09/11 04:38 AM
FHA Los Angeles-Why you can't over pay, with FHA- In order to compete with multiple offers on a property and get the terms you need (seller to pay closing cost, repairs made before closing), you more often than not will have to be top bidder on that home. So how do you know if you are over paying or not?
Countless Los Angeles first time buyers often lose out on their first few offers until they learn how to make strong offers that will get accepted. In this video we explain how you can't over pay, with FHA! Gain the confidence you need … (2 comments)

first time home buying: FHA Los Angeles-Which Sellers Should the FHA buyer target? - 09/09/11 04:00 AM
FHA Los Angeles-Which Sellers Should the FHA buyer target? Traditional, Bank Owned or Short sales? While FHA is a great loan with excellent terms (3.5% down, seller pays up to 6% of closing cost) it can be challenging to find sellers that will accept your offer. Why? Because when you are competing against other buyers who have larger down payments and less restrictive loan terms, hands down the person with higher down payment and leaner terms almost always wins. So, there must be sellers out there who will take your FHA offer right? Well there are. And in this video you'll find out … (2 comments)

first time home buying: FHA los angeles-FHA property condition guide lines - 09/09/11 03:49 AM
  FHA Los Angeles FHA property condition guide lines by Monica Lopez & Stephen Munson
Silver Lake Realtors
Once you are qualified for a FHA (Federal Housing Administration) loan you will now have to find properties that meet FHA Guidelines and Restrictions. Pay close attention here because not all Homes qualify for FHA! This is one of the big differences between the FHA Loan Vs Conventional Loan.
Let's go over some of those FHA Property Guidelines for property condition.
Property Condition is of major concern when it comes to FHA property requirements. Here are some basic ideas to keep in mind when you're looking at the property's … (3 comments)

first time home buying: FHA Los Angeles-A FHA Home Buyer that no one would help-By Munson Realty - 09/09/11 03:40 AM
FHA Los Angeles-A FHA Home Buyer that no one would help by Munson Realty
Los Angeles first time home buyer Tracy- A FHA Home Buyer that no one would help In this video  Tracy expresses her challenges in finding an FHA approved home and how Not one Realtor would call her back nor lift a finger to help her in her search.
Los Angeles first time buyers...despite how much or how little you are spending, it is super important that you find a knowledgable, patient and most important Los Angeles Realtor to work with. And if you are going with FHA as you … (1 comments)

first time home buying: FHQ Questions & Answers-By Pasadena Short Sale Agents-Munson Realty - 09/09/11 03:37 AM
FHA  Questions & Answers Let’s face it, not everyone has the traditional 20% to put down on a home or condo these days.  More and more Los Angeles first time buyers are turning to FHA to get their foot in the door to homeownership. Here are some answers to frequently asked FHA questions.  Have a question we haven’t covered here? Visit First time buyer questions or give us a call at 323-216-9671
FHA Questions- #1 What is a FHA Loan? FHA loans are perfect for applicants who don't have a 20% down payment saved or who need assistance with more flexible qualification requirements. … (1 comments)