investing: Overcoming Objections - 02/13/08 06:50 AM
Recently, I had someone that found value in the money merge account.  Their objections to completing the analysis wasthe price of the software.  The price is $3,500.00.  The price of the software is minimal compare to the savings that you have over the life of your loan.  The savings over the life of your loan can be in he hundreds of thousands of dollars.  3500 versus 100,000 savings over the life of the loan may not be a deciding factor in and of itself, but financial freedom should be.  Without a mortgage, you can retire earlier, pay for your children's college … (0 comments)

investing: Scams - 02/12/08 04:19 PM
Criminal take most of their time coming up with the next scam. 
Well, this one is no different.  In Chicago area, there is a scam where an inmate calls a citizen using a collect call.  Then, if the citizen accepts the call the inmate hijacks the citizen's phone number. 
The basis of the scam is that the inmate calls several numbers collect and pose as a police officeer stationed at the jail.  They tell the citizen that they are an emergency contact for someone in jail, and asked for their phone number to verify records.  When they get the citizen's number then they … (1 comments)

investing: Learn How to Save the American Dream - 02/11/08 11:37 AM
So you like to help people? Well, if I could show you how to help people and make money at the same time, would you be interested? You can help clients, customers, and strangers save their homes by becoming a loss and mitigation counselor. LET'S SAVE OUR HOMES, ONE PERSON AT A TIME. HELP IS ON THE WAY!!!!!!!!!!!!!!!!!!!!!! Contact Serena N. Brown 219 803 4489 … (2 comments)

investing: I am a First Time Home Buyer. What Next? - 02/10/08 01:34 PM
I am a first time home buyer.  What next?
 
            As a first time home buyer, there are things that are important to your successful ownership of your first home.  The most important things that will make you successful in homeownership understand your market, understanding your mortgage, and knowing what you can and cannot handle.
            Why is understanding your market important?  Understanding your market is important because it is important to understand your leverage.  By leverage, I mean, knowing whether it is a buyer's market or a seller's market.  Knowing the difference can mean money in your pocket or money left on … (3 comments)

investing: Do You Need to Do a Short Sale - 02/07/08 01:52 AM
            It is very important to know if a short sale is the best answer for your situation.  A short sale becomes a viable option when you cannot get what you are owed on the property because of changes in the market.  You may be thinking why would the lender allow a short sale and why would the seller want to do a short sale?  Both answers to those questions depend on the market and economics.  Why economics, you say?
            Well, let's examine.  If the homeowner has a mortgage and the pays off of the mortgage is $100,000, but in the … (2 comments)

investing: HELOC still being offered - 02/05/08 11:39 PM
            Before we discover why the home equity loan must be an adjusted rate loan and discover more about how the money merge account can make us financial free. I felt it was necessary to address several responses and comments about the money merge account.
There has been a lot of response to my recent blog on the money merge account.  It has been brought to my attention that the HELOC (home equity loan) is being blocked or they are hard to come by, so I thought that it was necessary to reveal what company is still offering the HELOC.  The company … (2 comments)

investing: Money Merge Account - 02/04/08 04:14 PM
   Over the last couple of blogs, we have been discovering what type of mortgage we carry on our homes.  We also discovered what type of loan a home equity loan is.  Now, I would like to show how to combine the mortgage you already have with the home equity loan you may have been thinking about getting to pay on bills or do improvements.  I would like to show you how to use the home equity loan coupled with the money merge account software to pay off your mortgage in 1/2 to 1/3 of the time.
    With this program you … (7 comments)

investing: A Must See - 01/31/08 10:41 PM

916 Spruce
Hammond, IN 46324
$113, 900
 
Have you been searching and searching for just the right place to call home?  I think when you walk in the door you will feel you just found the place to call not home, but the right home.  It even has a nice size lot and a two car detached garage.  It will need your TLC.  It is subject to short sale. Call today to take a look 219 803 4489. 
(1 comments)

investing: Calling All Investors - 01/31/08 10:18 PM

4155 West 22nd Plaza
Gary, IN 46404
$49,999
 
Are you looking to start an investor portofolio are do you have one and need to add some inventory?  Well, this one is fully occupied, and making a positive cash flow.  It is a real money maker.  Call 219 803 4489 to make your appointment today and add to your investment portofolio.  Subject to short sale.
(0 comments)

investing: Beautiful Home Needs a Loving Owner - 01/31/08 10:11 PM

932 Burr Street
Gary, IN 46406
$69,000
Subject to short sale. Well maintained home with hardwood floors throughout, a two car detached garage. Look all appliances stay. This is a great home for the money.  If your home search has been exhausting then look no further.  This home is the one for you.   You must make your appointment today this one will not last.
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(0 comments)

investing: Closed end loan Versus Open End Loan and How it will Cancel Interest - 01/28/08 02:59 AM
            Last time, we discuss the basis of your mortgage.  We discovered what a mortgage is.  We found out that the mortgage is a closed end loan.  A closed end loan had characteristics that were not conductive to us paying off the mortgage in a short period of time.  In essence, without our mortgages we will become one step closer to becoming financial free.
            So today, we are going to discuss how we will become financial free of our mortgage.  We will discuss how to pay your mortgage off in as little as 11.5 years for a 30 year mortgage or … (7 comments)

investing: 6422 Morraine Avenue - 01/16/08 12:48 PM
 
$219,000 
Well Maintained 4 bedroom 2 bathroom home located on a beautifully landscaped lot that boast large spaciou bedrooms.  Located within minutes of shopping, major highways, and just across the Illinois stateline.  If you enjoy seating in front of the fireplace on cold Indiana nights then this home is for you.   Call now because this one will not last.  219 803 4489
(0 comments)

investing: What Does the Pre-approval Mean - 12/24/07 10:43 PM
As a buyer, you are excited because you have a pre-approval letter, but what does it mean.  The pre-approval looks at your income to debt ratio true enough; however, are you aware that all your debt is not concerned.  What debt you ask?  The light bill, water bill, phone bill, grocery bill, cable bill, clothing bill, etc.  That may be depending on where you live a lot of money and depending on your taste.
Now that puts the pre-approval letter into a new prospect doesn't it.  Don't get discourage.  Just do your homework.  Buy where you are alright comfortable and be … (13 comments)

investing: Are You Loooking for a Bargain? - 12/24/07 02:51 PM

6927 Columbia
Hammond, In 46324
4 bedroom 2 bathroom cape cod  ready for your family.  Priced below market.
Market Price $103,000
List Price $89,900
 
Call for your appointment at 219 803 4489
Ask for Serena 
 
(3 comments)

investing: Real Estate in Indiana - 12/15/07 04:35 PM
Own and manage my real estate brokerage.
Perform broker price opinion for several companies to include Clear Capital, Integrated Asset Services.
Work with seller on short sales of their homes and have a working relationship with several financial institution that serve their loans. Served real estate needs in the Northwest Indiana Area for over 6 years.
Specializing in residential sales and listings excels with first-time buyers, understanding their concerns and apprehensions.
Patient and considerate  Broker.
Specializing in residential sales and listings excels with first-time buyers, understanding their concerns and apprehensions.
Understands the history of real estate, and spent several years in the construction end of … (2 comments)

 

Serena Brown

Hammond, IN

More about me…

Taylor-Brown Real Estate

Office: (219) 803-4489

Mobile: (219) 718-6376

Educational Real Estate Blog located at www.taylorbrownrealestatetalks.com


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