Spencer Hjort's (spencerhjort) Blog

Real Estate Agent - USA Realty and Loans
If you are struggling to pay your FHA mortgage you no longer have to be late with your payments to get help. In January the Federal Housing Administration announced that it will assist borrowers before they become delinquent. All you need do is prove your problems were caused by a reduction of in...
Will waiting hurt homebuyers?  Is this a good time to sit on the sidelines?   Mortgage rates are expected to rise in 2010 from 2009’s historically low levels.  Early last year, the Federal Reserve announced plans to purchase debt and mortgage-backed securities from Fannie Mae and Freddie Mac to ...
Are you a Homeowner in need of a buyer to help you complete a short sale or avoid foreclosure? Are you behind on payments and in danger of going into foreclosure? If your property qualifies we could be the cash buyer you need. If you are falling behind on payments and can't sell because of negati...
Before You Start Looking For Your New Home:   Check your credit rating. Straighten out any errors before its too late. Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Find a loan program that meets your needs and get pre-qualified (prefer...
First time buyers are still eligible and so are repeat buyers. The income limits have been raised so Don't Wait! The tax credit only applies to properties that are in contract by April 30th, 2010.   Here are a few key points about this NEW TAX CREDIT: It extends the $8,000. credit for first time ...
Perhaps a million dollar view just isn't worth what it used to be.  Still the better homes in the better locations command the better prices but is that steep hillside really worth it?  Do you like your privacy enough to drive up and down that long winding narrow road in Marin every day? Having j...
Winter may be the best time for bargains, bargains for brave homebuyers.  Bundle up and go look at the homes on the market that fit your criteria, count on your Realtor to do a specialized search to find properties subject to price reductions or better offers. One special area of interest may be ...

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