pennsylvania: Pennsylvania Bad Credit Loans meet the challenges of low FICO scores. - 07/14/08 12:50 AM
Misinformation and mismanagement of finances abound and have adverse effects on everyday life, which is trouble enough. When negligence or lack of experience has brought about circumstances that prevent a consumer from buying a home, it’s time to regroup and find a new way of managing the budget. Pennsylvania Bad Credit Loans can assist a willing consumer in forging a new path through the credit jungle. Many lenders will not even consider applications from bad risk consumers who have bad credit profiles. Some loan companies, however, are able to find creative ways to secure a loan for people who have fallen … (0 comments)

pennsylvania: PA Home Equity Loan helps alleviate sudden or accumulated debts. - 07/09/08 06:45 AM
A home is one of the most valuable assets most people will ever own. Building up equity - appreciation of the property coupled with the percentage of ownership achieved by the mortgagee through regular loan payments - is an important aspect of home-ownership. Equity is valuable not only as a solid asset, but also as a tool to help homeowners in times of financial struggle. Circumstances can change quickly – a job is lost or the breadwinner is laid off; a sudden illness generates large medical expenses; or a host of smaller debts becomes unmanageable. Overwhelming conditions call for clear-minded decision … (0 comments)

pennsylvania: Choosing a Pennsylvania Home Loan can be a daunting task. - 07/01/08 06:00 AM
Different Pennsylvania home loans are available for different people, and depending on the need and the affordability of the mortgagee, every mortgage has different high and low qualities to it.
Some Pennsylvania home loans require more information about financial situations; others require little to no verified information. On one, only the interest is paid until a certain time, lowering the monthly payments but stretching the term longer; another, a high interest loan, can be paid off in less than 30 years with no pre-payment penalty.
There are so many options when selecting a Pennsylvania home loan. Each with it's own set … (1 comments)

pennsylvania: A PA No Money Down Mortgage presents buyers an unusual opportunity! - 06/13/08 07:40 AM
It sounds like an oxymoron, but a closer look reveals that the Pennsylvania No Money Down Mortgage has joined the ranks of available plans for buying a home. Whether it is a100% with Personal Mortgage Insurance (PMI), a 2/28 or 3/27 loan or an 80/20 mortgage, PA No Money Down Mortgages can afford the reality of purchasing a home without a huge lump sum of cash needed with traditional home mortgages. Besides having to qualify for this type of loan, a few other particulars should be considered. Even though the time-honored 20% of the purchase price is not expected, the buyer … (0 comments)

pennsylvania: Pennsylvania Adjustable Rate Mortgage provides low initial interest rates - 06/06/08 07:29 AM
Shopping for a home in Pennsylvania?
The Pennsylvania Adjustable Rate Mortgage might be a viable way of financing that will make a home affordable both now and in the years to come.
Pennsylvania Adjustable Rate Mortgages (ARM’s) operate on the basis that interest rates paid at the outset of the loan are adjusted at fixed times according to variations in a particular index. Interest rates can be adjusted at one year or after five years, for example, based on the terms and duration of the loan.
Several indexes (which are also variable) are used for home mortgage loans. Pennsylvania Adjustable Rate … (0 comments)


Steve Phares

Southampton, PA

More about me…

American Home Bank

Address: 729 Grove Ave, Southampton, PA, 18966

Office: 215(953) 196-0210

Fax: (215) 953-2033



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