Samuel Silver's (ssilver) Blog

Unsure about how much you need to save in order to make a down payment on a home? There are several options. It's not always easy to save up enough to make the traditional 20 percent down payment on a home. Fortunately, lenders today offer many low-down-payment mortgages. But when deciding how mu...

It's never too early to start planning when you want to buy a home. These seven steps will put you on track. 1. Decide on your price range Calculate how much you can afford. For example, if you can afford a maximum monthly payment of $1,000, you will be looking at a total loan amount of about $16...

Curb Appeal Counts Try to think of your home's appearance as a form of advertising. You're ready to put your house on the market. Inside, it is beautifully decorated and sparkling clean. That bit of peeling paint on the porch and the bald spots in the garden won't bother prospective purchasers, r...

Real estate commissions: What you need to know Confused about real estate commissions? You're not alone. Here are some answers to a few of your most common questions. There's no question a good real estate agent can be a valuable resource when it comes to buying or selling a home. But how much is...

How much should you offer for that home? You've found a home you want to buy, but how much should you offer to pay for it? One of the most perplexing points in the home-buying process is the decision of how much to offer for the home you want to buy. If you offer "too much," you might experience ...

Buying a house is the largest investment most people ever make; yet all too often it's a decision made in haste without adequate preparation Use our list of common house-buying mistakes to avoid costly regrets.   1.  Doing it alone. Buying a house is a complex transaction. Even if you don't use a...

Take a cue from high-end homes. Luxury homes showcase the latest in floor plans, appliances and décor. Check out your local tour of homes or visit some open houses in new construction neighborhoods. Living spaces like mudrooms and home offices are all the rage; formal living rooms are not. Stick ...

Start with a plan. 1. Make a list of projects you want to complete during the year and prioritize them. You don't have to do everything in January and February; pace yourself so you won't feel overwhelmed. Take three simple steps. 2. Every organization project starts with three basic steps: purg...

  All Concerts are FREE and take place at 7:00 p.m. @ Central Park July 5 - Santa Clarita SymphonyA salute to great American Musicals with songs from Rogers and Hammerstein, Bernstein and Sondheim and Tin Pan Alley composers George Gershwin, Cole Porter and Irving Berlin, plus a patriotic salute...

The last day to purchase tickets is MAY 29 at 5:00 pm or when our tickets are sold out. HURRY! THIS GAME WILL SELL OUT FAST! QUANTITIES ARE LIMITED! FIRST COME, FIRST SERVED! vs. Chicago Cubs Saturday, June 7 A portion of the proceeds will benefit participating SCV non-profit groups. SAVE UP TO ...