spencer stott: First Time Home Buyer Mortgage Loans in Kearns Utah - 10/24/13 07:46 AM
First Time Home Buyer Mortgage Loans in Kearns Utah
First Time Home Buyer Mortgage Loans Kearns, UT This is your First Time Home Buyer guide to the 3 most popular mortgages and loans offered in the Kearns area, but If you would like a full list of mortgages offered to First Time Home Buyers in Kearns, go to http://www.spencerstott.com/loan-programs/.
First Time Home Buyers in Kearns find the most popular loan option is a Conventional Fixed Rate Mortgage. These mortgages (FRM for fixed rate mortgages) offer a stable interest rate for the entire life of the loan and all monthly payments … (0 comments)

spencer stott: First Time Home Buyer Mortgage Loans Murray Utah - 10/18/13 09:07 AM
First Time Home Buyer Mortgage Loans Murray Utah
Murray, Utah First Time Home Buyer's mortgage guide Here is your guide to the 3 most popular home loans for First Time Home Buyers in Murray, but if you'd like a full list of SLC mortgages, go to http://www.spencerstott.com/loan-programs/.
The most popular of all Mortgages near Murray are Conventional Fixed Rate Mortgages. These Conventional Fixed Rate Mortgages (FRM for short) are popular because they offer stable interest rate and constant monthly payments for the entire life of the loan. 20% down is usually required, but not always. These loans last anywhere from … (0 comments)

spencer stott: FHA Mortgage Rates Bountiful Utah - 10/18/13 08:55 AM
FHA Mortgage Rates Bountiful Utah
Bountiful, Utah FHA Mortgage Rates Buying a home in Bountiful, Utah? Then a Federal Housing Administration (FHA) Loan might just be the right choice for you.
If you:
- Have less than perfect credit.
- Want a low down payment.
- Are worried that you can't qualify for a loan.
- Have never bought a home before.
Then don't worry because an FHA Loan is the loan for you! Don't get confused. The FHA Loan is not a loan granted to you from the FHA. It's a loan that is simply approved by the … (0 comments)

spencer stott: Refinance Mortgage Logan Utah - 10/18/13 08:48 AM
Refinance Mortgage Logan Utah
Logan Utah Home Refinance Refinancing your home in Logan, Utah. Refinancing is a great option for you and your beautiful Logan home.
The reason many people refinance is:
- They want a lower monthly payment.
- To take cash out of their home equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan).
Want to know what your current mortgage looks like? Use this simple … (0 comments)

spencer stott: First Time Home Buyer Mortgage Loans St. George Utah - 10/17/13 09:08 AM
First Time Home Buyer Mortgage Loans St. George Utah
First Time Home Buyer Mortgage Loans St. George, Utah. This is your First Time Home Buyer guide to the 3 most popular mortgages and loans offered in the St. George area, but If you would like a full list of mortgages offered to First Time Home Buyers in St. George, go to http://www.spencerstott.com/loan-programs/.
First Time Home Buyers in St. George find the most popular loan option is a Conventional Fixed Rate Mortgage. These Conventional Fixed Rate Mortgages (FRM for short) are popular because they offer stable interest rate and constant monthly … (0 comments)

spencer stott: Refinance Mortgage Taylorsville UT - 10/17/13 09:01 AM
Refinance Mortgage Taylorsville UT
Refinancing your home in Taylorsville, Utah Refinancing your home in Taylorsville. Refinancing is a great option for you and your beautiful Taylorsville home.
The reason many people refinance is:
- They want a lower monthly payment.
- To cash out on their home's equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
Refinancing has many benefits! If you've been meeting your … (0 comments)

spencer stott: FHA Mortgage Rates Layton Utah - 10/17/13 08:50 AM
FHA Mortgage Rates Layton Utah
FHA Mortgage Rates in Layton, Utah A Federal Housing Administration (or FHA) Loan may be the best choice for you if you're thinking about buying a home in Layton, Utah.
If you:
- Have less than perfect credit.
- Want a low down payment.
- Are contemplating whether or not you can even qualify for a loan.
- Have never bought a home before.
Then you just might be the perfect candidate for an FHA Loan! Don't get confused. The FHA Loan is not a loan granted to you from … (0 comments)

spencer stott: Refinance Mortgage in Ogden Utah - 10/16/13 11:10 AM
Refinance Mortgage in Ogden Utah
Refinancing your home in Ogden, Utah. Refinancing your home in Ogden, Utah. Refinancing your Ogden home mortgage can be an amazing thing!
People refinance for a lot of different reasons including:
- Wanting a lower monthly payment.
- To take cash out of their home equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
Refinancing has many benefits! You probably … (0 comments)

spencer stott: FHA Mortgage Rates Sandy Utah - 10/16/13 10:56 AM
FHA Mortgage Rates Sandy Utah
FHA Mortgage Rates in Sandy, Utah A Federal Housing Administration (or FHA) Loan may be the best choice for you if you're thinking about buying a home in Sandy, Utah.
If you:
- Have less than perfect credit.
- Want a low down payment.
- Are contemplating whether or not you can even qualify for a loan.
- Have never bought a home before.
Then you just might be the perfect candidate for an FHA Loan! Don't get confused. The FHA Loan is not a loan granted to you from the … (0 comments)

spencer stott: FHA Mortgage Rates Provo Utah - 10/15/13 07:35 AM
FHA Mortgage Rates Provo Utah
Provo, Utah FHA Mortgage Rates Buying a home in Provo, Utah? Then a Federal Housing Administration (FHA) Loan might just be the right choice for you.
If you:
- look at your credit score and think you won't be approved to buy a home.
- Don't want to lose your right arm and leg on a down payment.
- Are contemplating whether or not you can even qualify for a loan.
Are looking to buy your first home. Then an FHA Loan is a great option for you!
An FHA … (0 comments)

spencer stott: Refinance Mortgage in West Valley City Utah - 10/15/13 07:29 AM
Refinance Mortgage in West Valley City Utah
West Valley City, Utah Home Refinance Refinancing your home in West Valley City, Utah. Refinancing your West Valley City home can be a great option for you!
The reason many people refinance is:
- Wanting a lower monthly payment.
- To take a portion of the home equity out for a big purchase.
- They want to get rid of their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
Want to know what your current mortgage looks like? Use this simple … (2 comments)

spencer stott: Refinance Mortgage in Draper Utah - 10/09/13 06:07 AM
Refinance Mortgage in Draper Utah
Home Refinance in Draper, Utah. Refinancing your home in Draper, Utah. Refinancing is a great option for you and your beautiful Draper home.

People refinance for a lot of different reasons including:
- To lower their monthly payments.
- To cash out on their home's equity.
- To get rid of their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
Use this Mortgage Calculator Tool to help you calculate your current mortgage.
Refinancing has many benefits! You probably have a better credit score if … (0 comments)

spencer stott: VA Loans in Clearfield Utah - 10/09/13 06:01 AM
VA Loans in Clearfield Utah                                                                                       
VA Loans near Clearfield, Utah Financing a home with VA Loans in Clearfield, Utah is a great option for veterans, service members and even surviving spouses.                                                                               
Here are the awesome benefits of using Veterans Affairs Loans (VA) in Clearfield:
- Down Payments are not required!
- Credit Standards are much more relaxed than many other loan options.
- Interest Rates are competitive and may be lower than you think!
But how do you know if you qualify? Here are the qualifications for a VA Loan in Clearfield, Utah:
- A decent credit score.
- Military … (0 comments)

spencer stott: Home Loan in Midvale Utah - 10/09/13 05:55 AM
Home Loan in Midvale Utah
Home loan options in Midvale, Utah. Here's your guide to mortgages in Midvale, Utah. The most popular of all Mortgages near Salt Lake City are Conventional Fixed Rate Mortgages.
Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. Most people pay 20% down, but that's not always a requirement. Terms of this mortgage range from 10-40 years.
Adjustable Rate Mortgages or "ARM" (cool acronym, huh?) are ever-changing. Hence the name 'adjustable rate'. As the market changes, so does your interest … (0 comments)

spencer stott: FHA Loans in Cottonwood Heights Utah - 10/08/13 07:38 AM
FHA Loans in Cottonwood Heights Utah
100% FHA Loans in Cottonwood Heights, Utah FHA Loans in Cottonwood Heights, Utah A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Cottonwood Heights, Utah.
If you:
- Your credit score isn't perfect.
- Want a low down payment.
- Are worried that you can't qualify for a loan.
- Are looking to buy your fist home.
Then an FHA Loan is an amazing option! The FHA simply backs the loan your local lender offers you. Because your lender is backed by … (0 comments)

spencer stott: Refinance Mortgage in South Jordan Utah - 10/08/13 07:33 AM
Refinance Mortgage in South Jordan Utah
Bountiful Utah Home Refinance Refinancing your home in South Jordan, Utah. Refinancing is a great option for you and your beautiful South Jordan home.
The reason many people refinance is:
- They want a lower monthly payment.
- To take cash out of their home equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan).
Want to know what your current mortgage looks like? Use this … (0 comments)

spencer stott: VA Loans Millcreek Utah - 10/08/13 07:28 AM
VA Loans Millcreek Utah
VA Loans near Millcreek, Utah If you are/were in the military or a surviving spouse and you're looking to finance your home in Millcreek, then VA Loans may be an option for you.
If you qualify for a 100% VA Loan in Murray, you can enjoy many of these benefits:
- Down Payments are not required!
- Credit Standards are much more relaxed than many other loan options.
- Interest rates might be lower than you'd imagine because of competition.
How do you qualify for a VA Loan? Well, here's what you need to qualify:
(0 comments)

spencer stott: FHA Loans Murray Utah - 10/07/13 05:19 AM
FHA Loans Murray Utah
FHA Loans in Murray, Utah 100% FHA Loans in Murray, Utah Thinking about buying a home in Murray, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you.
If you:
- Imperfect credit.
- Are looking for a low down payment.
- Are worried that you can't qualify for a loan.
- Are a first time home buyer.
Then an FHA Loan is an amazing option! An FHA Loan is not a loan to you from the FHA, rather it is a loan backed by the FHA and granted to you by … (0 comments)

spencer stott: Refinance Mortgage in Logan Utah - 10/07/13 05:14 AM
Refinance Mortgage in Logan Utah
Refinancing your home in Logan, Utah. Refinancing is a great option for you and your beautiful Logan home.
The reason many people refinance is:
- They want a lower monthly payment.
- To cash out on their home's equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
Refinancing has many benefits! If you've been meeting your monthly payments, your credit score probably got better! You could … (0 comments)

spencer stott: Home Loan St. George Utah - 10/07/13 05:06 AM
Home Loan St. George Utah
Home loan options in St. George, Utah Area Mortgages, Your guide to various mortgages and loans offered in the St. George, Utah area.
Conventional Fixed Rate Mortgages are the most popular of all the mortgages in St. George, Utah. From day one, you're paying the same interest rate and monthly payment when you use a Conventional Fixed Rate Mortgage (FRM). For the most part, a down payment of 20% is required, but that is not always the case.
The life of this mortgage ranges 10-40 years. Adjustable Rate Mortgages or "ARM" (cool acronym, huh?) are … (0 comments)

 
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Spencer Stott

Mortgage Professional

Salt Lake City, UT

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