spencer stott: VA Loans in Roy Utah - 10/04/13 08:43 AM
VA Loans in Roy Utah
VA Loans near Roy, Utah Financing a home with VA Loans in Roy, Utah is a great option for veterans, service members and even surviving spouses.
If you qualify for a 100% VA Loan in Roy, Utah, you can enjoy many of these benefits:
- No Money Down.
- Credit Standards are much more relaxed than many other loan options.
- Interest rates might be lower than you'd imagine because of competition.
But how do you know if you qualify? Here's how you qualify:
- A decent credit score.
- … (0 comments)

spencer stott: Refinance Mortgage Murray Utah - 10/04/13 08:32 AM
Refinance Mortgage Murray Utah
Refinancing your home in Murray, Utah. Refinancing is a great option for you and your beautiful Murray home.
The reason many people refinance is:
- To lower their monthly payments.
- To cash out on their home's equity.
- To get rid of their Private Mortgage Insurance (PMI).
- To avoid balloon payments at the end of their original loan.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
The advantages of refinancing your home can be amazing. Your credit score has probably improved if you've been … (0 comments)

spencer stott: FHA Loans in Bountiful Utah - 10/04/13 08:15 AM
FHA Loans in Bountiful Utah
100% FHA Loans in Bountiful, Utah 100% FHA Loans in Bountiful, Utah A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Bountiful, Utah.
If you:
- Have less than perfect credit.
- Need to have a low down payment.
- Think you don't qualify for a loan right now.
- Are looking to buy your fist home.
Then one of the best options for you is an FHA Loan! An FHA Loan is not a loan to you from the … (0 comments)

spencer stott: Home Loan in Layton Utah - 10/02/13 09:37 AM
Home Loan in Layton Utah
Home loan options in Layton, Utah, Layton, Utah Area Mortgages, Your guide to various mortgages and loans offered in the Layton, Utah area.
The most popular of all Mortgages near Layton, Utah are Conventional Fixed Rate Mortgages. Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. For the most part, a down payment of 20% is required, but that is not always the case. Terms of this mortgage range from 10-40 years.
Adjustable Rate Mortgages or "ARM" (cool acronym, … (0 comments)

spencer stott: Refinance Mortgage in Ogden UT - 10/02/13 09:31 AM
Refinance Mortgage in Ogden UT
Refinancing your home in Ogden, Utah. Refinancing your Ogden, Utah home can be a great option for you!
People refinance for a lot of different reasons including:
- They want a lower monthly payment.
- To take a portion of the home equity out for a big purchase.
- They want to throw out their Private Mortgage Insurance (PMI).
- To avoid balloon payments at the end of their original loan.
Use this Mortgage Calculator Tool to help you calculate your current mortgage.
Refinancing has many benefits! If you've been … (0 comments)

spencer stott: VA Loans Orem UT - 10/02/13 09:21 AM
VA Loans in Orem UT
Orem, Utah VA Loans If you are/were in the military or a surviving spouse and you're looking to finance your home in Orem, Utah, then VA Loans may be an option for you.
Orem, Utah VA Loans are amazing, and here's why:
- Down Payments are not required!
- Credit Standards are much more relaxed than many other loan options.
- Because of competition, interest rates may be low.
All of these benefits are great, but you need to qualify for them! Well, here's what you need to qualify:
- … (0 comments)

spencer stott: FHA Loans in Provo Utah - 10/01/13 08:48 AM
FHA Loans in Provo Utah
FHA Loans in Provo, Utah FHA Loans in Provo, Utah If you're thinking about buying a home in Provo, Utah then a Federal Housing Administration (FHA) Loan may be rightfor you.
If you:
- Have less than perfect credit.
- Need to have a low down payment.
- Think you can't qualify for a loan.
- Are looking to buy your fist home.
Then one of the best options for you is an FHA Loan! An FHA Loan is not a loan to you from the FHA, rather it is a … (0 comments)

spencer stott: VA Loans in West Valley City Utah - 10/01/13 08:41 AM
VA Loans in West Valley City Utah
Murray, Utah VA Loans Financing a home with VA Loans in West Valley City, Utah is a great option for veterans, service members and even surviving spouses.
Here are the awesome benefits of using Veterans Affairs Loans (VA) in West Valley City:
- No Down Payment!
- Other loans have strict credit standards, but VA Loans are much more laid back.
- Because of competition, interest rates may be low.
How do you qualify for a VA Loan? Here's how you qualify:
- Your credit score has to … (0 comments)

spencer stott: Refinance Mortgage Salt Lake City Utah - 10/01/13 08:35 AM
Refinance Mortgage Salt Lake City Utah
Refinancing your home in Salt Lake City, Utah Refinancing your home in Salt Lake City, Utah. Refinancing your Salt Lake City home can be a great option for you!
People refinance for a lot of different reasons including:
- Wanting a lower monthly payment.
- To cash out on their home's equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan).
Want to know … (0 comments)

spencer stott: FHA Loans in Sandy Utah - 09/27/13 09:05 AM
FHA Loans in Sandy Utah
FHA Loans in Sandy, Utah. FHA Loans A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Sandy, Utah.
If you:
- Imperfect credit.
- Want a low down payment.
- Think you don't qualify for a loan right now.
- Are buying your first home.
Then an FHA Loan is an amazing option! The FHA simply backs the loan your local lender offers you. Because your lender is backed by the FHA, your monthly payments and interest rates can be … (0 comments)

spencer stott: Refinance Mortgage in Orem Utah - 09/27/13 08:58 AM
Refinance Mortgage in Orem Utah
Refinancing your home in Orem, Utah Refinancing your home in BOrem, Utah. Refinancing your Orem, Utah home mortgage can be an amazing thing!
The reason many people refinance is:
- They want a lower monthly payment.
- To cash out on their home's equity.
- They want to get rid of their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
There are a ton of benefits to refinancing! You … (0 comments)

spencer stott: VA Loans in Ogden Utah - 09/27/13 08:51 AM
VA Loans in Ogden Utah
Ogden, Utah VA Loans Financing a home with VA Loans in Ogden, Utah is a great option for veterans, service members and even surviving spouses.
Here are the awesome benefits of using Veterans Affairs Loans (VA) in Ogden, Utah:
- No Down Payment!
- Other loans have strict credit standards, but VA Loans are much more laid back.
- Interest rates might be lower than you'd imagine because of competition.
All of these benefits are great, but you need to qualify for them! Here's how you qualify:
- Your credit score has … (0 comments)

spencer stott: FHA Loans Layton Utah - 09/26/13 08:46 AM
FHA Loans Layton Utah
FHA Loans in Layton, Utah 100% FHA Loans in Layton, Utah If you're thinking about buying a home in Layton, Utah then a Federal Housing Administration (FHA) Loan may be rightfor you.
If you:
- Have less than perfect credit.
- Need to have a low down payment.
- Are worried that you can't qualify for a loan.
- Are a first time home buyer.
Then one of the best options for you is an FHA Loan! The FHA simply backs the loan your local lender offers you. This means your … (0 comments)

spencer stott: Refinance Mortgage West Jordan Utah - 09/26/13 08:40 AM
Refinance Mortgage West Jordan Utah
West Jordan, Utah Home Refinance Refinancing your home in West Jordan, Utah. Refinancing your West Jordan home mortgage can be an amazing thing!
Most people want to refinance when:
- Wanting a lower monthly payment.
- To take cash out of their home equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan).
To calculate your current mortgage use this simple Mortgage Calculator Tool.
(0 comments)

spencer stott: Home Loan in Murray Utah - 09/26/13 08:28 AM
Home Loan in Murray Utah
Murray, Utah Area Mortgages Here's your guide to mortgages in Murray, Utah. The most popular of all Mortgages near Murray, Utah are Conventional Fixed Rate Mortgages. Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. Most people pay 20% down, but that's not always a requirement.
The life of this mortgage ranges 10-40 years. The opposite of a Fixed Rate Mortgage, Adjustable Rate Mortgages (ARM) are not fixed. It's only fitting that they call it an 'adjustable rate'. Depending on … (2 comments)

spencer stott: FHA Loans in Roy Utah - 09/25/13 08:54 AM
FHA Loans in Roy Utah
Roy, Utah FHA Loans. FHA Loans in Roy, Utah A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Roy, Utah.
If you:
- Imperfect credit.
- Want a low down payment.
- Think you can't qualify for a loan.
- Are a first time home buyer.
Then an FHA Loan is a great option for you! An FHA Loan is not a loan to you from the FHA, rather it is a loan backed by the FHA and granted to you … (0 comments)

spencer stott: Home Loan in Kearns Utah - 09/25/13 08:48 AM
Home Loan in Kearns Utah
Home loan options in Kearns,Utah. Want to know different mortgage options near Kearns,Utah? Here's your guide. Kearns,Utah's most popular mortgage option is called a Conventional Fixed Rate Mortgage. These Conventional Fixed Rate Mortgages, or FRM, provide a constant interest rate and monthly payment. Usually this loan requires a 20% down payment, but it is not always required!
The life of this mortgage ranges 10-40 years. The opposite of a Fixed Rate Mortgage, Adjustable Rate Mortgages (ARM) are not fixed. Hence the name 'adjustable rate'. Depending on the market, your interest rate could change. Your interest … (0 comments)

spencer stott: VA Loans Bountiful Utah - 09/25/13 08:43 AM
VA Loans Bountiful Utah
VA Loans in Bountiful, Utah Financing a home with VA Loans in Bountiful, Utah is a great option for veterans, service members and even surviving spouses.
If you qualify for a 100% VA Loan in Bountiful, Utah, you can enjoy many of these benefits:
- Down Payments are not required!
- Credit Standards are much more relaxed than many other loan options.
- Interest rates might be lower than you'd imagine because of competition.
All of these benefits are great, but you need to qualify for them! Here's how you qualify:
(0 comments)

spencer stott: FHA Loans in Millcreek Utah - 09/24/13 08:15 AM
FHA Loans in Millcreek Utah
100% FHA Loans in Millcreek, Utah. Millcreek, Utah FHA Loans Thinking about buying a home in Millcreek, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you.
If you:
- Your credit score isn't perfect.
- Want a low down payment.
- Are worried that you can't qualify for a loan.
- Are a first time home buyer.
Then one of the best options for you is an FHA Loan! An FHA Loan is not a loan to you from the FHA, rather it is a loan backed by the FHA … (0 comments)

spencer stott: Refinance Mortgage in Kearns Utah - 09/24/13 08:07 AM
Refinance Mortgage in Kearns Utah
Home Refinance in Kearns, Utah Refinancing your home in Kearns, Utah. Refinancing your Kearns, Utah home can be a great option for you!
The reason many people refinance is:
- Wanting a lower monthly payment.
- To take cash out of their home equity.
- They want to get rid of their Private Mortgage Insurance (PMI).
- To avoid balloon payments at the end of their original loan.
To calculate your current mortgage use this simple Mortgage Calculator Tool.
The advantages of refinancing your home can be amazing. If you've … (0 comments)

 
Spencer Stott, Mortgage Professional

Spencer Stott

Mortgage Professional

Salt Lake City, UT

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