spencer stott: Home Loan in Taylorsville Utah - 09/24/13 08:00 AM
Home Loan in Taylorsville Utah
Home loan options in Taylorsville, Utah. Taylorsville, Utah Area Mortgages, Your guide to various mortgages and loans offered in the Taylorsville, Utah area. Taylorsville, Utah's most popular mortgage option is called a Conventional Fixed Rate Mortgage. From day one, you're paying the same interest rate and monthly payment when you use a Conventional Fixed Rate Mortgage (FRM). Usually this loan requires a 20% down payment, but it is not always required!
Terms of this mortgage range from 10-40 years. Unlike a FRM, Adjustable Rate Mortgages, or "ARM", change. That's why they call it an 'adjustable … (0 comments)

spencer stott: FHA Home Mortgage North Ogden Utah - 09/23/13 08:46 AM
FHA Home Mortgage North Ogden Utah
FHA Loans in North Ogden, Utah FHA Loans in North Ogden, Utah Thinking about buying a home in North Ogden, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you.
If you:
- Your credit score isn't perfect.
- Are looking for a low down payment.
- Are worried that you can't qualify for a loan.
- Are a first time home buyer.
Then one of the best options for you is an FHA Loan! An FHA Loan is not a loan to you from the FHA, rather … (0 comments)

spencer stott: Refinance your Mortgage in Farmington Utah - 09/23/13 08:39 AM
Refinance your Mortgage in Farmington Utah
Home Refinance in Farmington, Utah Refinancing your home in Farmington, Utah. Refinancing your Farmington, Utah home mortgage can be an amazing thing!
People refinance for a lot of different reasons including:
- To lower their monthly payments.
- To cash out on their home's equity.
- To get rid of their Private Mortgage Insurance (PMI).
- And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan).
Want to know what your current mortgage looks like? Use this simple … (0 comments)

spencer stott: VA Home Loans in West Jordan Utah - 09/23/13 08:31 AM
VA Home Loans in West Jordan Utah
VA Loans in West Jordan, Utah Financing a home with VA Loans in Murray, Utah is a great option for veterans, service members and even surviving spouses.
West Jordan, Utah VA Loans are amazing, and here's why:
-Down Payments are not required!
- Credit Standards are much more relaxed than many other loan options.
- Interest Rates are competitive and may be lower than you think!
How do you qualify for a VA Loan? Here are the qualifications for a VA Loan in West Jordan, Utah:
- A … (0 comments)

spencer stott: West Valley City Refinance Mortgage - 09/20/13 08:51 AM
West Valley City Refinance Mortgage
Home Refinance in West Valley City, Utah Refinancing your home in West Valley City, Utah. Refinancing is a great option for you and your beautiful West Valley City home.
People refinance for a lot of different reasons including:
- Wanting a lower monthly payment.
- To take cash out of their home equity.
- They want to get rid of their Private Mortgage Insurance (PMI).
- To avoid balloon payments at the end of their original loan.
To calculate your current mortgage use this simple Mortgage Calculator Tool.
Refinancing … (0 comments)

spencer stott: Salt Lake City FHA Loans - 09/20/13 08:45 AM
Salt Lake City FHA Loans
Salt Lake City FHA Loans 100% FHA Loans in Salt Lake City, Utah Thinking about buying a home in Salt Lake City, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you.
If you:
- Have less than perfect credit.
- Want a low down payment.
- Think you can't qualify for a loan.
- Are a first time home buyer.
Then an FHA Loan is an amazing option! The FHA does not provide you the loan, rather it is your FHA-approved lender who provides the loan and the FHA simply backs … (0 comments)

spencer stott: Home Loans Farmington Utah - 09/19/13 07:36 AM
Home Loans Farmington Utah
Home loan options in Farmington, Utah Want to know different mortgage options near Farmington, Utah? Here's your guide. Conventional Fixed Rate Mortgages are the most popular of all the mortgages in Farmington, Utah. Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. Usually this loan requires a 20% down payment, but it is not always required! 
You can expect this mortgage to last between 10 and 40 years. The opposite of a Fixed Rate Mortgage,Adjustable Rate Mortgages (ARM) are not fixed. It's … (0 comments)

spencer stott: VA Loan Canyon Rim Utah - 09/19/13 07:27 AM
VA Loan Canyon Rim Utah
VA Loans in Canyon Rim, Utah Financing a home with VA Loans in Canyon Rim, Utah  is a great option for veterans, service members and even surviving spouses.
Murray VA Loans are amazing, and here's why:
- No Money Down.
- Other loans have strict credit standards, but VA Loans are much more laid back.
- Interest Rates are competitive and may be lower than you think!
How do you qualify for a VA Loan? Here are the qualifications for a VA Loan in Canyon Rim, Utah:
- A reasonable credit … (0 comments)

spencer stott: FHA Home Mortgage Payson Utah - 09/19/13 06:46 AM
FHA Home Mortgage Payson Utah
Payson, Utah FHA Loans FHA Loans in Payson, Utah Thinking about buying a home in Payson, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you.
If you:
- Your credit score isn't perfect.
- Need to have a low down payment.
- Think you don't qualify for a loan right now.
- Are buying your first home.
Then one of the best options for you is an FHA Loan! An FHA Loan is not a loan to you from the FHA, rather it is a loan backed by … (0 comments)

spencer stott: Refinance Mortgage in Bountiful Utah - 09/18/13 06:50 AM
Refinance Mortgage in Bountiful Utah
Refinancing your home in Bountiful Utah Refinancing your home in Bountiful, Utah. Refinancing is a great option for you and your beautiful Bountiful home.
The reason many people refinance are:
- Wanting a lower monthly payment.
- To take a portion of the home equity out for a big purchase.
- They want to throw out their Private Mortgage Insurance (PMI).
- They want to avoid the balloon payment in their original mortgage.
To calculate your current mortgage use this simple Mortgage Calculator Tool.
There are a ton of benefits … (0 comments)

spencer stott: Home Loan in Salt Lake City Utah - 09/18/13 06:43 AM
Home Loan in Salt Lake City Utah
Home loan options in Salt Lake City Want to know different mortgage options near Salt Lake City? Here's your guide. The most popular of all Mortgages near Salt Lake City are Conventional Fixed Rate Mortgages. Conventional Fixed Rate Mortgages (or "FRM" for short) offer constant interest rate for the entire life of the loan and monthly payments remain constant. For the most part, a down payment of 20% is required, but that is not always the case.
Terms of this mortgage range from 10-40 years. The opposite of a Fixed Rate Mortgage, Adjustable … (0 comments)

spencer stott: VA Loans in Murray Utah - 09/18/13 06:36 AM
VA Loans in Murray Utah
VA Loans near Murray, Utah Financing a home with VA Loans in Murray, Utah is a great option for veterans, service members and even surviving spouses.
If you qualify for a 100% VA Loan in Murray, you can enjoy many of these benefits:
- Down Payments are not required!
- Relaxed credit standards in comparison to other loans.
- Interest rates might be lower than you'd imagine because of competition.
All of these benefits are great, but you need to qualify for them! Well, here's what you need to qualify:
- Your credit … (0 comments)

spencer stott: Refinance Mortgage in Midvale Utah - 09/17/13 07:02 AM
Refinance Mortgage in Midvale Utah
Refinancing your home in Midvale, Utah Refinancing your home in Midvale, Utah. Refinancing your Midvale, Utah home can be a great option for you! Most people want to refinance when:
- They want a lower monthly payment.
- To take cash out of their home equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- To avoid balloon payments at the end of their original loan.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
The advantages of refinancing your home can be amazing. … (0 comments)

spencer stott: Home Loan in Logan Utah - 09/17/13 06:53 AM
Home Loan in Logan Utah
Home loan options in Logan, Utah Here's your guide to mortgages in Logan, Utah. Conventional Fixed Rate Mortgages are the most popular of all the mortgages in Logan, Utah. These Conventional Fixed Rate Mortgages, or FRM, provide a constant interest rate and monthly payment. Most people pay 20% down, but that's not always a requirement.
Terms of this mortgage range from 10-40 years. The opposite of a Fixed Rate Mortgage, Adjustable Rate Mortgages (ARM) are not fixed. Hence the name 'adjustable rate'. Depending on the market, your interest rate could change. It is recalculated on … (0 comments)

spencer stott: FHA Loans Orem Utah - 09/17/13 06:44 AM
FHA Loans Orem Utah
FHA Loans in Orem, Utah FHA Loans in Orem, Utah A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Orem, Utah.
If you:
- Imperfect credit.
- Need to have a low down payment.
- Think you can't qualify for a loan.
- Are a first time home buyer.
Then an FHA Loan is an amazing option! The FHA simply backs the loan your local lender offers you. This means your lender can offer you lower monthly payments and interest rates … (0 comments)

spencer stott: Refinance Mortgage in St. George Utah - 09/17/13 01:04 AM
Refinance Mortgage in St. George Utah
Home Refinance in St. George Utah Refinancing your home in St. George Utah. Refinancing is a great option for you and your beautiful St. George Utah home.
Most people want to refinance when:
- They want a lower monthly payment.
- To cash out on their home's equity.
- They want to throw out their Private Mortgage Insurance (PMI).
- To avoid balloon payments at the end of their original loan.
Want to know what your current mortgage looks like? Use this simple Mortgage Calculator.
The advantages of … (0 comments)

spencer stott: FHA Loans in Kearns Utah - 09/16/13 06:55 AM
FHA Loans in Kearns Utah
Kearns, Utah FHA Loans FHA Loans in Kearns, Utah If you're thinking about buying a home in Kearns, Utah then a Federal Housing Administration (FHA) Loan may be rightfor you.
If you:
- Imperfect credit.
- Want a low down payment.
- Are worried that you can't qualify for a loan.
- Are a first time home buyer.
Then an FHA Loan is an amazing option! The FHA does not provide you the loan, rather it is your FHA approved lender who provides the loan and the FHA simply backs … (0 comments)

spencer stott: VA Loans in Taylorsville Utah - 09/16/13 06:37 AM
VA Loans in Taylorsville Utah
Taylorsville, Utah VA Loans Financing a home with VA Loans in Taylorsville, Utah is a great option for veterans, service members and even surviving spouses.
Here are the awesome benefits of using Veterans Affairs Loans (VA) in Taylorsville, Utah:
- Down Payments are not required!
- Relaxed credit standards in comparison to other loans.
- Interest Rates are competitive and may be lower than you think!
All of these benefits are great, but you need to qualify for them! Here's how you qualify:
- A decent credit score.
- Military service … (0 comments)

spencer stott: Home Loan Provo Utah - 09/13/13 06:35 AM
Home Loan Provo Utah
Mortgages near Provo,Utah Want to know different mortgage options near Provo,Utah? Here's your guide. Conventional Fixed Rate Mortgages are the most popular of all the mortgages in Provo,Utah. These Conventional Fixed Rate Mortgages, or FRM, provide a constant interest rate and monthly payment. Usually this loan requires a 20% down payment, but it is not always required!
The life of this mortgage ranges 10-40 years. Unlike a FRM, Adjustable Rate Mortgages, or "ARM", change. It's only fitting that they call it an 'adjustable rate'. As the market changes, so does your interest rate. It is recalculated … (0 comments)

spencer stott: Refinance Mortgage in Murray Utah - 09/13/13 05:22 AM
Refinance Mortgage in Murray Utah
Home Refinance in Murray, Utah Refinancing your home in Murray, Utah. Refinancing is a great option for you and your beautiful Murray home.
People refinance for a lot of different reasons including:
- Wanting a lower monthly payment.
- To take cash out of their home equity.
- They want to get rid of their Private Mortgage Insurance (PMI).
- And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan).
Want to know what your current mortgage … (0 comments)

 
Spencer Stott, Mortgage Professional

Spencer Stott

Mortgage Professional

Salt Lake City, UT

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