Home loan options in West Jordan, Utah. Want to know different mortgage options near West Jordan, Utah? Here's your guide. The most popular of all Mortgages near West Jordan, Utah are Conventional Fixed Rate Mortgages. These Conventional Fixed Rate Mortgages, or FRM, provide a constant interest rate and monthly payment. Usually this loan requires a 20% down payment, but it is not always required! Terms of this mortgage range from 10-40 years. Unlike a FRM, Adjustable Rate Mortgages, or "ARM", change. It's only fitting that they call it an 'adjustable rate'. As the (0 comments)