avon lake home for sale: Short Sales Get Shorter: New Deadlines to go into Effect - 03/24/12 03:31 PM
As part of a settlement with state attorneys general, the five largest mortgage servicers are adopting new requirements for short sales, which is expected to speed-up what has been known as a lengthy process.Here are some of the new requirements for servicers under the settlement:    Servicers must provide borrowers with a decision within 30 days after receiving a short sale package request.    Servicers will be required to notify a borrower, also within 30 days, if any necessary documents are missing to process the short sale request.    Servicers must notify a borrower immediately if a deficiency payment is needed to approve the … (0 comments)

avon lake home for sale: Memorial Day History - 05/29/11 04:44 PM
From the Department of Veteran Affairs:
Memorial Day History
Three years after the Civil War ended, on May 5, 1868, the head of an organization of Union veterans — the Grand Army of the Republic (GAR) — established Decoration Day as a time for the nation to decorate the graves of the war dead with flowers. Maj. Gen. John A. Logan declared that Decoration Day should be observed on May 30. It is believed that date was chosen because flowers would be in bloom all over the country.
The first large observance was held that year at Arlington National Cemetery, across … (6 comments)

avon lake home for sale: Incredible rates - get off that fence and shop for that Avon Lake Home. - 02/26/11 03:30 PM
My mortage broker at Howard Hanna Mortgage reported these numbers to me this morning.
30 yr. Conv. 4.875%
15 yr  Conv. 4.250%
30 yr. FHA   4.750%
Conv. 5/1 ARM 3.25%
 
So how long will these numbers last? I can't say. But the inventory of great homes are there now.  And home prices right now are at incrediable lows Time to get off that fence and shop for your home.

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avon lake home for sale: Avon Lake Home Sales Market for this pat month December 2010 - 01/13/11 03:11 PM
 
 
The Current Market in the Avon Lake area has shown some strong progress.
 
 

 
 
 
The graph above shows that there has been a decrease in the number of homes for sale meaning a tighter inventory while at the same time there has been an increase in home sales over the past month .


With the continued low interest rates and the reported improvement in the job market this is a great time to place your Avon Lake home on the market.  Call me today for more information
 
 
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avon lake home for sale: Avon Lake Varsity Basketball Schedule for 2010-2011 - 11/17/10 03:47 PM
Abbreviation Key:
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avon lake home for sale: Avon Lake News: Getting the windows chalked for this cold winter. - 11/14/10 05:39 AM
If you feel especially motivated to lower your heating bill this winter, consider a caulking project to reduce the amount of cold air that gets through your door or window frames. 
If you do it right, your house will be noticeably less draughty and you'll like the change in your heating bill as well.
First, inspect the frames around your windows and doors on the outside and inside, especially in communal living areas where you'll be spending a lot of time. 
Look for draughty areas or areas where the previous caulk has peeled away. Make sure you choose a nice, warm … (4 comments)

avon lake home for sale: How to keep those pipes from freezing and bursting in your home. - 11/10/10 03:33 PM
 
When water freezes, it expands. That's why a can of soda explodes if it's put into a freezer to chill quickly and forgotten. When water freezes in a pipe, it expands the same way. If it expands enough, the pipe bursts, water escapes and serious damage results.
Why Pipes Burst
Surprisingly, ice forming in a pipe does not typically cause a break where the ice blockage occurs. It's not the radial expansion of ice against the wall of the pipe that causes the break. Rather, following a complete ice blockage in a pipe, continued freezing and expansion inside the pipe … (3 comments)

avon lake home for sale: Avon Lake Homes: Routine home maintenance lists to follow - 11/04/10 04:07 PM
Now that you bought your wonderful home it is time to consider plans to maintain that house.  Here are tree list to follow passed on frequency of routine.  Monthly, every 6 months, and yearly.  Print these out.  It may come handy and keep you organized.
 
Monthly real estate maintenance tasks:*Check the water softener salt level. (Check and add as necessary.)*Spray for bugs. (Use appropriate pesticides and spray unit type.)Landscaping maintenance. (Check water lines for leaks, remove debris, check outdoor light bulbs/wires, and adornments attached to structures.)Check HV/AC air filter on your Avon Lake Home. (Replace or clean as necessary this … (1 comments)

avon lake home for sale: Avon Lake News: Good neighbor thrift shop nice place to check things out. - 10/24/10 03:20 PM

Located at 32087 Electric Blvd, the Good Neighbor Thrift Shop is a non-profit mission program of the Avon Lake United Church of Christ. It is largely staffed by volunteers. The Thrift Shop offers affordable, quality resale merchandise to shoppers. It also provides an arena for giving, both for volunteers and donors. IF you are looking for a great little place to shop, make a stop here. The Thrift Shop welcomes volunteers and also gratefully accepts gently used clothing, household items and small furniture.



Store hours are: Monday to Friday : 10 am to 5 pm Saturday : 10 am to 4 … (0 comments)

avon lake home for sale: Avon Lake Residents: Jaycox Road Project Continues - 10/21/10 02:20 AM
 AS OF OCT. 18, 2010 RE:  THE JAYCOX ROAD SEWER SEPARATION PROJECT:   THE LATERAL CONNECTIONS ON LAKE ROAD CONTINUE.  THIS SECTION OF LAKE ROAD WILL BE CLOSED DURING THE DAY FOR CONSTRUCTION.  ROAD REPAIRS AND TREELAWN GRADING ON YODER AND CHERRY ARE COMPLETE. THE SEWER MAIN AND LATERALS ON HARVEY PARKWAY ARE COMPLETE.  CONCRETE DRIVE APRON REPLACEMENTS ON JAYCOX ROAD ARE COMPLETE.  GRADING, TOPSOIL AND SEEDING WORK ON JAYCOX ROAD CONTINUES.  THE MILL AND FILL ON ELECTRIC BETWEEN YODER AND BECK, LAKE BETWEEN HARVEY PARKWAY AND BECK AND ALL OF HARVEY PARKWAY IS SCHEDULED TO BEGIN NOV. 8, 2010.
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avon lake home for sale: Avon Lake Youth Basketball Season Just around the Corner!! - 10/20/10 04:06 PM
Avon Lake Youth Basketball Designed to teach skills over a period of time, this program is for first through eighth grade students.  Registration for this program will be available online through the Avon lake city web site under the recreation department tab. and they will also accept walk-in registration and mail-in registration.  This winter 2011 program will begin January 3rd and will end on March 6th.    Online Registration begins October 1, 2010.   Early Bird Registration October 1 - October 29: 1st & 2nd grade $45.00 3rd-8th grade $55.00   Regular Registration October 30 - November 12: 1st & 2nd … (0 comments)

avon lake home for sale: Keeping a clear mind during difficult times. - 10/17/10 02:04 PM

When your life gets a bit crazy, you need to put yourself first to maintain your mental health. Being from a psychology background first, Realtor second I want to share these six tips. Hopefully they will help keep yourself organized and a clear mind not just at work but at home too:
1. Make sure you save some time for yourself
Note that no matter how busy you are, you must carve out some time for yourself every day.
Everyone has their own activities that help them relax. Find something that you find relaxing. Do you feel pampered with a long, warm bubble bath? … (4 comments)

avon lake home for sale: Avon Lake Real estate: A little about FHA financing. - 10/17/10 10:00 AM
FHA financing programs are designed for first time homebuyers-although a home purchaser does not have to be purchasing their first home in order to apply for an FHA mortgage.
 
FHA has several advantages over typical conventional programs:
 
•†      More liberal underwriting requirements for those who need help from co-signers
•†      More liberal requirements for non-resident aliens
•†      Gifts are allowed for all of the down payment and closing costs
•†      There is no minimum credit score-although automated underwriting systems do utilize these scores
•†      The standard down payment is 3.5% and the seller can contribute up to 6.0% towards … (0 comments)

avon lake home for sale: Avon Lake Real Estate: What to expect from an agent with integrity? - 10/17/10 08:54 AM
 Having high integrity is perhaps the most difficult quality to achieve, but once you have achieved it, it is the most satisfying one.  This is what I have strived for as an Avon Lake Real Estate Agent.Benefits of High Integrity 1) You and others are happy2) Peace of mind; no guilty feelings3) Feel good or satisfied at having done the right thing4) Gain other people's trust and respect5) Become a good example or an inspiration to others
Consequences of Low Integrity1) May be punished e.g. scolding, fines2) May get into trouble with the law e.g. convicted of crime; fine; jailed3) Have … (0 comments)

avon lake home for sale: Great Avon Lake home opportunity on the lake. - 10/16/10 04:36 PM
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avon lake home for sale: Avon Lake Homes: A little education about Asphalt shingles - 10/10/10 03:58 PM
Over the years two strip type asphalt shingles have dominated the market: the 3-Tab asphalt shingle and the Laminated asphalt shingle, sometimes called an Architectural asphalt shingle.  There are several manufacturers of asphalt shingles, however there is not much difference in the makeup and to some extent the design from one manufacturer to another.
Asphalt shingles are generally made of a spun fiberglass mat but can be made of an organic or polyester type mat.  Most are saturated with asphalt but can be saturated with modified bitumen.  All are coated with ceramic granules.  There are several manufacturers of asphalt shingles.
The 3-Tab asphalt shingle is generally 36” long by … (0 comments)

avon lake home for sale: Avon Lake Ohio First Time home Buyer Opportunity - 09/27/10 04:18 PM
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avon lake home for sale: Helping your children with relocation to a new home. - 09/26/10 03:16 PM
 
Relocating is not easy. You will need to attend to a lot of things like packing and finding a legit moving company. Although this can take a lot of your time and energy, you should not forget your children. If this is stressful for you, this can be more stressful for them. Bear in mind that their world is very limited compared to yours. When you move, it would mean saying goodbye to that limited world for them.Many things can affect how you prepare your children. One is the location. Where are you moving? It will not be very difficult … (1 comments)

avon lake home for sale: Introducing your cat to your new Avon Lake home - 09/26/10 03:00 PM
 
You're moving into a new house or apartment and you are excited about the change. Your cat, however, is a creature of habit and moving to a new home represents a complete upheaval of his world. Unlike dogs who seemingly could care less where they are as long as their person is with them, cats like to maintain the status quo. Moving to a new home, therefore, is an upsetting event for a cat.
Don't give up on your cat, though. Nothing would be more traumatic for him than losing not only his comfortable home, but his human caregiver as … (1 comments)

avon lake home for sale: Avon Lake Event: 1st Annual Hall of Fame Run - 09/24/10 06:09 PM
Avon Lake 1st Annual Hall of Fame Run this upcoming Homecoming Weekend!!

The Avon Lake Hall of Fame is sponsoring its first run on Sunday, Oct. 3 in conjunction with this year’s Homecoming weekend. The race will start at BleserPark, use the Armour Road bike path and conclude at the newly renovated Avon Lake Memorial Stadium.
 
The proceeds from the race will enable the Hall of Fame committee to continue providing proper recognition and ceremonial induction for the athletes, teams and individuals who are selected for the distinct honor of enshrinement into Avon Lake’s Sports Hall of Fame.  Click here to register for race 
 
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Stanley Stepak, Realtor - Avon Lake, Avon, Bay Village, Westlake,  (Howard Hanna - Avon Lake, OH)

Stanley Stepak

Realtor - Avon Lake, Avon, Bay Village, Westlake,

Avon Lake, OH

More about me…

Howard Hanna - Avon Lake, OH

Address: Avon Lake Real Estate Agent, 32713 Walker Road, Avon Lake, OH, 44012

Mobile: (440) 476-0234

Office: (440) 933-6195

Email Me

Providing valuable education and services while serving those in search of buying and selling a home in Northeast Ohio. Specializing in Avon Lake, Avon, Bay Village, Westlake, Rocky River areas.Stan Stepak

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