st charles real estate: Live/Work St. Charles - Looking for a First Time Home Buyer Home - Open Sunday 3:00 - 5:00 - Sold - 08/22/09 04:39 AM
Inventory on lower priced homes is shrinking.  When you do find a home in those lower prices they are often
small have no updates are in need of major repair have limited parking If you are a First Time Home Buyer You need to check out this home
22 Saint Margaret O'Fallon, Missouri  63366

Newer roof (4 years old).  Front porch added.  Windows and front gutters added in 2003.

Car Lover's or Mechanics Dream

Barbecue in the Rain!
Want to see more?
Contact Mike and Pat Simms, Realtors, Prudential Select Properties, Licensed Realtors in Missouri at … (0 comments)

st charles real estate: Live/Work - O'Fallon - Great Ranch in one of the Best 100 Places to Live - Open Saturday 10:00 - 12:00 - 07/31/09 12:53 PM
Take a drive this Saturday and join us at the open house from 10:00 - 12:00. You will love the private fenced back yard, oversized 2 car garage and covered patio. Not to mention the great landscaping and front porch. Inside the great room is huge, or convert it to a family/dining and using the dining as a formal living room. Lots of options in this updated home with newer furnace, airconditioning, roof and windows and the list goes on. We look forward to seeing you. First Time Home Buyers - let us show you how to use your $8,000 Tax … (0 comments)

st charles real estate: Christmas In July In St. Louis - 07/31/09 12:07 PM
We are Christmas Nuts at our house and we have been excited about the new Disney movie A Christmas Carol.  Did you know that Disney is bringing in a tour for Christmas in July to show how they made the movie and advertise it.  Click on the link below for dates and times.  It is just this weekend so hurry and check it out.  Sounds like something really cool.
Maby we'll see you there!

st charles real estate: Live/work O'Fallon - Bring Your Heart to the Heart of O'Fallon - 02/12/09 10:17 AM
We all know it's not just Valentine's day it's Valentine's weekend.  As you make your plans for that special person if a new home is on the list visit us Sunday, February 15 from 12 -2.  Voted one of the best places to live O'Fallon is a lovely town and this home is located right in the heart just minutes from everywhere.  Most homes in Forest Park subdivision were built without basements but that doesn't mean this homes doesn't have room for storage.  With 1375 square feet, and an oversized two car garage there is plenty of room.  We would love … (0 comments)

st charles real estate: Live/Work O'Fallon/Dardenne Prairie - Recently Graduated - Look What's Open Sunday! Sold - 02/12/09 10:00 AM
You recently graduated and you've got the bug!  It's time to spread your wings.  After 4 years of being on your own do you want to move back home?  Then the decision is rent or buy.  Most people think they can't own a home but think again.  You may be able to qualify and with the low interest rates in some situations buying may be cheaper than renting especially if you consider the tax benefits.  Then if you qualify for the $7,500 Tax Credit that is an added bonus.  With all that in mind you might want to join us Sunday, February … (0 comments)

st charles real estate: Live/Work O'Fallon - Planning on Shopping Sunday? - 01/28/09 01:24 AM
Yes, it is the Super Bowl and there are pre-game programs and the there is the party but hey it will just take a few minutes to stop by this great home in O'Fallon .   . . . .  then you are off to the game.  Tell him you'll just be a minute - open 1 - 3 This Sunday, February 1, 2009.  Right in the Heart of O'Fallon you should come take a look.
22 Saint Margret O'Fallon, Missouri  63366

 Additional photos and virtual tour available at
Contact Mike and Pat Simms, Realtors, Prudential Select Properties, Licensed … (0 comments)

st charles real estate: Live/Work - St. Charles County - Look What's Open Sunday - 12/11/08 06:56 AM
Join us Sunday, December 14, 2008 from 3:00 - 5:00 P.M. and check out this home located just a skip and a jump from the Katy Trail in private Oak Forest Subdivision.  Needs some updating but the seller is motivated and looking for a family to bring life back into this home so dearly loved.  The home is on a gorgeous double wooded lot overlooking a pond.  A great place to call home - come and see us.

Great Curb Appeal

Gather round the famly and holiday cheer.

Bright kitchen overlooking deck.  Wall of closets and Pantry.

st charles real estate: Live/Work St. Charles County - What Do the Statistics Say? - 12/08/08 03:34 AM
We just love data - as we were going through the statitistics reported by the Mid America Regional Information System (MARIS) we thought some of you may have the same liking for data that we do.  So for all of you data seekers here you go:
St. Charles County Missouri
                                                                    Q3 2007       Q 2 2008      Q 3  2008
Average Price                                                  $224,700   $226,800    $211,900
Number of Homes on the Market                         3,252          3,212         2,937
No. of Homes Sold                                             1,249          1,116         1,058
No. of New Homes Built                                        408              252           205
Average No. of Days on Market                              84                91            99
The biggest impact has been to new construction homes where … (0 comments)

st charles real estate: Live/Work St. Charles County - 3 Reasons to Buy New Construction - 12/04/08 05:49 AM
Normally we would suggest pre-owned homes with a home warranty.  Reason - more home for the money and with a few updates you can have a great buy.  We have been doing some checking and in St. Charles County it is a good time to take a look at New Contruction. 
- this time of year not many folks are looking at new construction.  Their business starts really picking up in February.
- great time to negotiate with fewer buyers
- builders are offering incentives
Taking all of these into consideration the price per square foot we've been finding has been … (0 comments)

st charles real estate: New Price on Great St. Charles County - Lake St. Louis Home! - 04/07/08 05:24 AM
Take a look at the new price on this gorgeous home in St. Charles County near the new Lake St. Louis luxury shopping mall and other shopping, resturaunts and entertainment. For additional pictures visit our website at … (0 comments)

st charles real estate: A Great Weekend in St. Charles County - 04/07/08 05:02 AM
This weekend was just fantastic in St. Charles County!  The weather was beautiful with lots of sunshine, people were about everywhere including open houses.  We hope all of you had an opportunity to spend time with your family and enjoy this great weekend.  If you didn't you may want to plan on taking a trip out way and visit one of the great Parks such as Busch Wildlife for some fishing (don't forget to get a fishing license) or Cuiver River State Park for a hike.  Klondike Park is great for hiking too.  Want to take your favorite pal along - … (0 comments)

st charles real estate: St. Charles Parks - 03/25/08 05:29 AM
As I took my walk this morning, despite the overcast, I couldn't help thinking how lucky we are to have such great parks in St. Charles County.  We were walking through Quail Ridge park with our two best pals a Gordon Setter, and a Samoyed.  They just love the park especially since it is considered a Dog Park.  When you drive to the back there is a special fenced in area where you can let your dog run provided he/she is friendly with the other dogs and plays well.  There is also a 3 mile and 5 mile walking trail route.  … (0 comments)

st charles real estate: Looking for Open Houses? - 03/24/08 09:43 AM
Spring was just last week and this week promises some good weather.  Sunday Open Houses should be great!  If you are looking for an open house go to our website at  Click on "Just For Buyers" then "Recommended for Buyers" then "Find Open Houses Fast".  Put in your criteria for the Open Houses you are looking for and you will have a report of the Open Houses for the next week end.  You may want to wait until Friday to run this report to ensure all of the agents have put their Open Houses in.  Don't see the open house … (0 comments)

st charles real estate: Does Your Home Fit Your Life Style? - 03/24/08 08:49 AM
As we grow our life styles may change.  When we were a family of seven we needed lots of room in an area near schools, and other activities.  Now that we are again a family of four (includes Mom and Dad) we have slightly different needs.  Young couples enjoy the city life being close to shops and entertainment.  Couples nearing retirement may not need such a large home but love golf and want to be near their passion.  Whatever your life style we believe it is important details we pay attention to in finding your next home.  If you are looking for just … (0 comments)

st charles real estate: Hud Raises New FHA, Conforming Loan Limits - 03/24/08 08:29 AM
New loan limits for FHA and Fannie Mae and Freddie Mac are now calculated at 125 percent of the HUD published median prices with a floor of $271,050 and $417,000 respectively not to exceed $729,750.  Want to know more about what this means to you and your FHA loan?  Contact our "A" Team member Chris Simms, Certified Mortgage Planner, at Pulaski Bank.  Chris can be reached at or 314-229-4242.  You may also visit our Blog for weekly information on current Mortgage updates at … (1 comments)

st charles real estate: February Home Sales Rise - 03/24/08 08:23 AM
It's a happy day!  The National Association of Realtors announced sales of existing homes increased in February.  They also indicated that home prices within metropolitan areas are more telling and that half of the metro areas in the U.S. reflect price increases.  Wanting to know more about your home town?  Email us for information and visit our website at  Our monthly podcast reflects data for the local area in St Charles.  We provide our buyers and sellers with a complimentary "Market Snapshot" showing homes sold and currently active in and around your home in a five mile radius.  E-mail us … (0 comments)

st charles real estate: Terms Securities Lending Facility (TSLF) - What is it? - 03/17/08 06:58 AM
Terms Securities Lending Facility was a program the Fed announced this past Tuesday that provides borrowing banks with $200 Billion to draw on to help inject liquidity into the credit markets, and may accept some mortgage-backed securities as collateral.  This could possibly help the perception of Mortage Bonds. 
Want to know more?  Visit our website at for our weekly mortgage update by Chris Simms, Certifeid Mortgage Planner. 

Mike and Pat Simms, Connecting People with Homes and People with Peopl (Prudential Select Properties)

Mike and Pat Simms

Connecting People with Homes and People with Peopl

Wentzville, MO

More about me…

Prudential Select Properties

Address: 6149 Midrivers Mall Drive, Saint Charles, Missouri, 63304

Office: (636) 720-1117

Mobile: (314) 749-0921

Email Me

News and tips regarding St. Louis area Real Estate, New Construction, Commercial Properties, and REO and Foreclosures.



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