Steven Cook's (stcook) Blog

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Industry Observer - No Longer Processing Mortgages. - MLO #293441 expired
  Halloween in March?  One might think so with the people who will be attending the 10th Emerald City Comicon, the largest comic book and pop culture convention in Pacific Northwest, coming to Seattle, March 30 – April 1.  Many of those attending will be wearing outfits of their favorite characte...
Carbon monoxide detectors? Say what? Yup, on April 1, 2012 there is a new Washington State Point of Sale Mandate requiring these to be in single family residential properties sold.   (thanks to Wolf Puls, Seattle King County Realtor President for bringing this to my attention.) In pertinent part ...
Gene brings us good information, with a positive outlook regarding the upcoming FHA Mortgage Insurance fee change.  As he indicates, the purchasing power loss can be overcome - and amounts to less than 3%.        It is said ...        Times change, people change, situations change, relationships ...
Karen writes a great piece that applies to all areas of the country not just to Mission Viejo - though that is her territory.  If you have not completed your taxes yet, and bought a home in 2008 with "First Time Homebuyer Credit" - you need to read this.   Did you use the "First Time Homebuyer Ta...
Larry Bettag of Illinois has put together a succinct step by step process for those who are looking to buy a home.  What he says is important, as things continue to change in the mortgage field.OK....2012 is almost through the first quarter.  Not too long til August hits and all the pre-Christmas...
There is New Mortgage Loan Information from our office in Tacoma, Washington. Due to our office's recent affiliation with CRL Home Loans, Inc. we have broadened the line of available mortgage loans that we can use to assist our clients. We can now provide FHA loans for people whose credit scores ...
UPDATE -- on Feb 8 - Gail got her replacement computer -- and they had transferred all her data over from the old one for her.   Thanks for your assistance.     Gail is having a problem with a computer company -- and even after sending it back to the company for repairs - has been waiting over 2 ...
The Gassetts have put together a very important reminder for those who are considering the possibility that they may want out of their home (while underwater).  As they mention, rules are slightly different from state to state, but the importance of keeping the HOA dues paid, does not change.  Ev...
Paul has set forth some very important things to be aware of, if you might be looking into getting some mortgage relief through some "mortgage relief assistance" agency.  If you are in that situation, you might check with a licensed Mortgage Loan Officer, to see if they can possibly reduce your r...
Gene has done an excellent job of clarifying some of the issues found in getting people successfully to the closing table with a successful funding -- including their "mis-information".  Champions Know the "Rules" of the "Game"          I can't tell you how many times, as a mortgage lender, I hea...

Steven Cook

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