tempe real estate: Rent vs. Own - Leverage Your Live-in Investment to Build Wealth - 08/11/19 03:37 PM
Rent vs. Own - Leverage Your Live-in Investment to Build Wealth

Owning a home has great financial benefits. The single best opportunity to build wealth is homeownership.
Let’s breakdown 5 major financial benefits of homeownership:
1. Housing is typically the one leveraged investment available
2. You’re paying for housing whether you own or rent
3. Owning is usually a form of “forced savings”
4. Owning is a hedge against inflation
5. There are still substantial tax benefits to owning (*Consult your tax advisor to confirm your personal tax benefits)

 *Infographic provided by KCM

The Bottom Line:

Owning … (5 comments)

tempe real estate: Oh, Those Eyes - 08/11/19 02:32 PM
I was at a gift store yesterday, looking for decor accents for a coming soon listing in Tempe, and came across those colorful creatures.
It seems the guy in the hat was keeping an eye on me, demanding attention and checking if I would look anywhere else besides at him. I was so impressed with the different expressions of the eyes of each one of them.
I felt very much at home in their company, as I keep one of them on my desk and often admire the artistry.
Navajo Folk Art Chicken.

tempe real estate: The Versatility of Tile Nowadays - 07/28/19 01:07 PM
Tile is a very popular flooring option in Phoenix, AZ - it keeps the rooms cool, it is easy to maintain, and does not store dust, as carpet does.
After designers made tile to look like wood, now I can see it is starting to resemble carpet and area rugs. I liked these ideas. 

tempe real estate: Just Sold - In Mistwood Condominiums, Dwight Park Neighborhoods - 06/28/19 09:34 AM
This lovely condo in Mistwood Condominiums, Tempe AZ 85282 is now sold.
2-master bedrooms, 1,092 sq.ft. Tempe AZ 85282
Sold Price $190,000
The Sellers received multiple offers within a day on the market. The fact that the first day on the market was a Monday, did not stop the showing activity. Just another proof that the real estate market is still quite hot in Tempe AZ. The Sellers wanted to repair and perfect everything in the home, to clean it thoroughly, including the windows, interior and exterior, before it was put on the market. It took a few days longer than expected, but in the end … (8 comments)

tempe real estate: Tips For Picking a Loan Term For Your Home Mortgage - 06/18/19 09:04 AM

How Do You Pick The Best Loan Term? Home mortgage loans are one of the most common sources of financing. Lots of home buyers will put some serious thought into what loan term they should go with. How do your pick the loan term that is best for your financial circumstances? Hopefully, by the time you're done reading you'll have a better sense of direction on that. You can also visit the resource at Maximum Real Estate Exposure for additional guidance.
Numerous lenders offer mortgages for nearly any loan term you desire. Most people, however, assume conventional fixed-rate mortgages are … (0 comments)

tempe real estate: Where Are the Small HOAs in Tempe? (2) - Juniper Village - 06/07/19 04:08 PM
Juniper Village in Tempe AZ 85283 is a small community of 48 detached patio homes. Twenty seven of them are single story and twenty one homes have two stories. The size of homes is approximately between 1,050  and 1,500 sq.ft. The subdivision was built in 1983-84. The regular assessment for the Home-Owners Association is approximately $150 per month and covers pool and common areas maintenance.
Reviewing home sales for the last five years, from January 2015 till June 2019, we see that there are one to three home sales per year. 
A three-bedroom, two-bath home of 1,479 sq.ft. sold for $174,000 in April 2015, and a three-bedroom, two-bath home of 1,502 … (8 comments)

tempe real estate: My Walk Along College Ave. to Arizona State University - 05/27/19 03:40 PM
A question from a potential Buyer about the home for sale in 512 E Balboa Dr. prompted me to take this walk along College Ave to Arizona State University, Tempe Campus. The lovely weather and the breeze today made my stroll quite enjoyable and I learned more details about the history of the neighborhood, too.
Walking or biking along College Avenue feels like you are in a park.

Along the street, there are trees for us to enjoy and for the birds to perch on and sing, there is public art to entertain us, there are poems to tell us about the history of the place. Traffic … (14 comments)

tempe real estate: Lovebirds and Sunflowers - 05/18/19 11:05 AM
These friends are visiting us now daily - for breakfast.
They seem to love the sunflower seeds very much, the leaves - ah, maybe.
We'll see if they will work on their greens, once the seeds are gone.
Rosy-faced lovebirds are not native to Arizona, but seem to be doing quite well here.

tempe real estate: Glimpses into Interior Design 2019 - Colors, Materials, Finishes - 05/04/19 05:07 PM
This past week I missed a great class on recent trends trends in kitchen, living room and bathroom design. The organizer was kind and sent me her notes - it was interesting to read that the greys are going away.
I walked yesterday into the lobby of a Phoenix hotel and came across those summaries of colors, materials, furniture, accents and finishes. I felt grateful to the architects and interior designers who have created these presentations and have conveniently displayed them.
For me, it was a quick way to catch up on some items I had not completed on my week's … (7 comments)

tempe real estate: Orchid Show at Berridge Nurseries, Phoenix AZ - 04/06/19 04:33 PM
What a treat I came across today, while shopping for my favorite geraniums at the Berridge Nurseries in Phoenix.
The Orchid Show was such a display of beauty, color, elegance, joy.
It seems there was some kind of competition as some of the orchids had a tag "First Place", "Second Place" ...
All were so beautiful!

tempe real estate: Glimpses from Tempe Broker Tour - March 2019 - 03/29/19 12:12 PM
Twice a month Real Estate Brokers who are active in the Tempe AZ market get together and tour homes that are for sale in this city. It is a good way to see within less than 2 hours homes in different subdivision, connect with other realtors, mortgage lenders, home inspectors, title and escrow companies and hear some of the latest updates for the industry.
The group of realtors provides feedback to the listing agents of the homes we visit with regards to marketing of the home and increasing the visibility of it.
The group also selects the Best Home on Tour for … (4 comments)

tempe real estate: March Colors in Tempe AZ - 03/23/19 01:46 PM
March is  a lovely month in Tempe Arizona - the weather is warm, no need for heating, and no need for A/C to be turned on.
Flowers and trees are starting to bloom. Yellow and orange seem to be the predominant colors for the month.
The creosote bush has tiny yellow blooms, some of the acacia trees, too.
Flowers and herbs in Red, white, magenta, purple are also in bloom and attracting bees and other pollinators.
The cacti will start blooming next in April and will continue in May.
It's a great time for Buyers to visit open houses, too, or to schedule their … (10 comments)

tempe real estate: Just Listed - Lovely remodel in Tempe - 512 E Balboa Dr - 03/08/19 04:23 PM
This is a lovely 4 bedroom , 2.5 bathrooms home in the park-like Brentwood-Cavalier neighborhood, a central Tempe AZ location, which is a biking distance to down town and Arizona State University, grocery shopping and many restaurants.
The home has been meticulously updated for a year - every inch of the house has been touched by the artistic hand of the remodelers. When you approach the home, you are welcomed by the lovely green-barked palo verde trees, the metal sculpture and the majestic saguaros (each one of them probably weighs a ton, and costs $2000 if they were to be bought and … (9 comments)

tempe real estate: Cloud Color Collection - 02/18/19 10:43 AM
What a collection of colors those clouds produced in the East Sky in the evening hours.
The first photo was taken at 5:38 pm.
In about half an hour I noticed how dramatically the colors were changing, every minute. 
The second, third and fourth photos were taken minutes apart.
There is something amazing always on this favorite walk of mine in Tempe AZ.


tempe real estate: Twilight Photos of a Coming Soon Listing in Tempe - 02/09/19 05:59 PM
I love taking twilight photos - it's a short window of time during which those photos can be taken as the natural light changes so quickly at this time of the day.
This is a coming soon listing - 4 bedroom, 2.5 bath home which the Sellers are still metuculously renovating.
The easy-to-maintain gas fireplace came very handy today, when degrees were in the low fifties.
The quartz waterfall island is a focal point.  The seating area can easily bring everybody closer to the chef in the kitchen.
We expect the play pool to be finished next week - complete with pebble tech … (20 comments)

tempe real estate: Breathing the Freshness on This Rainy Cloudy Sunday - 02/03/19 04:28 PM
What a lovely rainy day today turned out!
Warm, drizzly and cloudy!
Perfect for a brisk walk on a favorite trail.
I think a lot of people must have felt that way - the paths at the Botanical Garden were full of visitors.
I did my one mile and felt like doing another one.


tempe real estate: Glimpses from Broker Tour in Tempe - December 4, 2018 - 12/04/18 01:48 PM
On the Broker tour today, we saw the incredible variety of homes the older neighborhoods in Tempe zip codes 85281, 85282 and 85283 offer.
The picture above is from a custom-built home in 1981, in Tempe AZ 85282. It is a 4 bedroom, 4.5 bathroom home on almost 20,000 sq.ft. lot. Lovely, tranquil back yard with lots of shade and covered patio space - the picture below shows the yard and the view from outside of the living room.
We saw a home that was remodeled completely, not just a cosmetic remodel, all major systems are new, the exterior painting, the roof, the … (12 comments)

tempe real estate: Mid-Century Modern Home Sale Pending - Tempe AZ - Near ASU & Downtown - 11/02/18 04:01 PM
1735 S Ventura Dr. Tempe AZ 85281
This beautifully updated mid-century modern home in Tempe Arizona has 4 bedrooms and 2 bathrooms. It also has a den, which could be an office, game room or a guest bedroom.
The kitchen is a delight for both the dedicated and for the occasional cook - gas stove, lots of cabinets and easy, visible access to items in the shelves. 
The space is open, light and bright.
The bathrooms are updated and have the same modern, industrial look. 
The back yard is spacious with a fruit tree. There is plenty of space, if a pool is desired, to put … (12 comments)

tempe real estate: New Camera, New Photo - 10/24/18 07:42 AM
Paul Henderson "Update your profile photo" challenge came on the right time - just as I was testing my new camera. I asked somebody who rarely takes photos, my husband, to test it - and it seemed to have worked out for the challenge.  
 After a few snaps, my new October photo was created. The photo next to it, is my usual one, which I have been using on my marketing materials for the last couple of years.
The second photo was taken by a professional photographer several years ago. Later on a friend showed me how to remove the background and the logo/ … (21 comments)

tempe real estate: When It Rains Two Days In a Row in Phoenix - 10/02/18 09:42 AM
When it rains two days in a row in the Phoenix area,
we love to take photos of the rain,
zoom the photos as if we want to make sure what we see.
 We enjoy the weather with open doors and windows,
with walks in the rain.
I love to show homes in rainy weather, too. 

Steffy Hristova, Tempe AZ Realtor - Your Home Close to Your Work! (HomeSmart Elite Group Tempe AZ Tel: 480-966-9353) Rainmaker large

Steffy Hristova

Tempe AZ Realtor - Your Home Close to Your Work!

Tempe, AZ

More about me…

HomeSmart Elite Group Tempe AZ Tel: 480-966-9353

Address: 10601 N. Hayden Rd. Ste I-100, Scottsdale, AZ, 85260

Office: (480) 966-9353

Email Me




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