mortgage: Shopping for Interest Rates?
- 08/12/10 11:21 AM
When shopping for a loan, it is easy to get caught up in who can provide the best interest rate. You may just hop on the computer one day and say, I am going to see what rates are like today! But it isn't that simple. Deborah Garvin does a fantastic job here explaining the process on how rates are determined. By understanding the ins and out of all of the variables, you can see how hopping online doesn't represent real numbers! Many, many loan officers and banks post mortgage rates on a daily basis. Many even have a nifty widget … (2 comments)
mortgage: Aren't All Lenders The Same?
- 08/10/10 07:58 AM
Aren't All Lenders The Same? A lot goes into your process when buying a home. It is a big event. Finding the right neighborhood, a great floor plan, the right number of bedrooms and of course, the right price! The purchase of a home will be one of the biggest investments you will make in your lifetime. One of the primary details in any home buying process is how you plan to pay for the home. If you have all cash, great! No worries! The process will be a smooth one! However, most of us are not fortunate to have that kind of cash lying around the … (34 comments)
mortgage: Please Provide Your Name, Address, DOB, First Born Son....
- 08/03/10 08:50 AM
Please Provide Your Name, Address, DOB, First Born Son.... The rules of the game have changed. Lending is not like it used to be. You can not get a mortgage just by having a pulse. That time has past. Time to get down to business. You have heard of how much trouble it is to get a mortgage and no one can qualify. Well, that isn't really the case. Yes, you have to have a job. You must also have a job that is stable, one you have been working at for some time, you receive a paycheck and with all of your … (5 comments)
mortgage: The Importance of a Good Lender
- 11/05/09 11:40 AM
The process of buying a home is a big event. The purchase of a property will be one of the biggest investments you will ever make in your lifetime. Understanding the process is imperative in making the right decisions. One of the primary details in any home buying process is how you plan to pay for the home. If you have all cash, great! No worries! The process will be a smooth one! However, most of us are not fortunate to have that kind of cash lying around the house. That is why it is so important to work with a … (2 comments)
When shopping for a loan, it is easy to get caught up in who can provide the best interest rate. You may just hop on the computer one day and say, I am going to see what rates are like today! But it isn't that simple. Deborah Garvin does a fantastic job here explaining the process on how rates are determined. By understanding the ins and out of all of the variables, you can see how hopping online doesn't represent real numbers!
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