homebuyers: 15 Top Tips Every Homebuyer Should Consider - 07/19/17 01:48 PM
If you are in the process of looking for a home it is easy to get overwhelmed by all of the possibilities! Don’t lose sight of the things that you need vs want in a home. This checklist will help decide if the home is the right purchase for you.
Location
Schools A good school district is vital when choosing a home, even if you don’t plan on having kids.
Nearest Starbucks/Whole Foods? Starbucks and Whole Foods spends substantial resources to decide where to open their doors next and  strategically places their locations. You home has a higher chance of appreciation if … (8 comments)

homebuyers: Do You Really Need A Home Inspection? - 07/14/17 03:50 AM
What is a home inspection? Although not required, a good home inspector will save you big money long term. You are looking for an inspector who can analyze the home's strengths and repairs/ deferred maintenance.
In a competitive market, it is common to see homebuyers waive inspections in hope of making their offer look more attractive to the seller. You would benefit from having an inspection if you have not had an inspection completed. The inspection provides you information as an informed buyer to make a decision based on evidence.
1. Pre Inspection
After your property is under contract, it is typical … (3 comments)

homebuyers: 4 Home Buying Myths Resolved - 07/07/17 04:51 AM
These are a few common myths about buying a property. See how these common myths are debunked!
1.MYTH: I need 20% down buy a property
TRUTH: You don’t need 20% down to purchase! FHA is 3.5% down and MassHousing is 5% down. Consider multiple programs when looking for a loan on your property. Is is best for you to put 20% down or low money down? Keep in mind, with FHA you will be paying PMI (Private Mortgage Insurance) for the life of the loan. You do have the option to refinance later to rid the PMI.
2. MYTH: I need an excellent credit … (2 comments)

homebuyers: One Secret You MUST Apply to Your Daily Habits - 07/03/17 05:01 AM
Want to improve your life?
Take a look at your daily habits. The biggest secret you must apply to your daily habits is the ability to self assess! Self assessment is the ability to evaluate your actions or daily performance.
This may seem difficult at first, but it is necessary to grow.
Self awareness will keep you on the path of continuous progress.
To begin, you need to understand where you currently are and where you want to be in the future. This is a difficult question to ask yourself. Be honest. Do you have goals? Do you want to begin investing in … (2 comments)

homebuyers: How Do I Get Started Saving Money? - 07/02/17 03:20 AM
Are you looking to increase your savings? This is a very popular question, and you may not even know where to start! These three tips will put you on the right path to begin saving money.
1. Change Your Philosophy
Currently what do you think of money? Do you not have enough to invest? Keep in mind, you need to save to invest and have a goal in mind. The goal will give you propose. First, define your goals. Do you want to have a savings goal for a house, to invest in real estate, or to buy a car? Only you can … (0 comments)

 
Steve Bracero, First Time Homebuyer and Investor Specialist  (Heisler and Mattson)

Steve Bracero

First Time Homebuyer and Investor Specialist

Shrewsbury, MA

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Heisler and Mattson

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