hernando county real estate: 3 Bedroom 3 Bath Courtyard Pool Home For Sale: Silverthorn Subdivision - 01/14/13 12:53 AM
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hernando county real estate: Spring Hill Florida Home Listings Reflect 2013 Buying Trends - 12/27/12 10:46 PM
 
 
Home Listings Track Shift in Buyers’ Focus
2012 Spring Hill Florida Home Listings Tell a Tale  
Homeowners who are puzzling over whether to add their property to the Spring Hill Florida home listings this winter (rather than hold back until spring) have more than just timing to factor into their decision. How their offering will stack up alongside the other home listings is a prime consideration.

The residential market has made good progress this year – and a strong majority of pundits expect more of the same for 2013. I deal with the home-buying public all the … (0 comments)

hernando county real estate: Listing A Home For Sale In Hernando County - 11/28/12 10:56 PM
According to a recent survey, nine out of ten REALTORS® believe that clients who make improvements before selling a house are more likely to secure a successful sale. Why, you may wonder, would anyone take the trouble to run a survey to discover anything that obvious? Possibly because of a follow-up question Realty Times came up with: 65.9% of real estate agents – virtually two out of three – agree that a common mistake among homeowners is not making “the right” home improvements for the Spring Hill Florida market.
 
Uh-oh! Remodeling in the wrong direction can cost you twice! If … (1 comments)

hernando county real estate: Some Simple Rules For Holding A Succesful Open House In Spring Hill FL - 11/01/12 02:02 AM
When It’s To Have An Open House In Spring Hill FL, Don’t Overdo! Hernando County Open House Time is Teamwork Time According to the best estimate, something like 45% of home buyers use an open house viewing before making their purchase decision. I think that sounds about right – it might even be higher here in Spring Hill Florida. With such a high proportion of serious prospects choosing to drop by an open house, it’s important that we – client and agent -- get it right. Under-preparing is seldom an issue: we all want to put our best foot forward when … (0 comments)

hernando county real estate: A Perfect Mortgage File Can Save You Time, Money and Stress - 10/18/12 05:49 AM
As Published on Forbes.com by Mark Greene, Contributor   The media has it all wrong – securing mortgage approval and satisfying credit underwriting guidelines are not the difficulties plaguing mortgage consumers. It’s in meeting the rigorous documentation requirements that most people fall flat. The good news is, the fix is simple. Just scan, photocopy, fax, and deliver every aspect of your financial life. Then, shortly before closing, check everything again. Mortgage consumers who enter the mortgage approval process ready to battle their chosen mortgage lender will come out with a nightmare story to tell. As the process, requirements, and guidelines are … (1 comments)

hernando county real estate: Home Prices Climb Higher In Most Metro Areas - 06/02/12 01:23 AM
 
U.S. Home sales Market on the Rise
Single Family Home sales Starting Stabilize
 
 
According to the National Association of Realtors®, first quarter statistics again point to better home sales figures. This time it was the prices of single family homes that rose in half of the major cities in the United States. Because of the wide differences between regional and state conditions, these figures are never in 100% lockstep, but Hernando County homeowners should be encouraged by the report’s breadth: prices rose in more than twice as many cities as fell.
 
Of course, rising prices are … (5 comments)

hernando county real estate: Spring Hill Florida, Owner Financing: Good Deal or Not? - 05/17/12 04:27 AM
Spring Hill FL Owner Financing: Good Deal or Not?
Housing Affordability at All-Time Highs Spring Hill FL For Sale by Owner Pros & Cons
 

 
 
 
 
 
 
Bear with me on these numbers: they are meaningful to Spring Hill Florida home buyers and sellers alike. One of the most meaningful calculations The National Association of Realtors®makes is the Housing Affordability Index. An Index value of 100 means that the average (actually, ‘median’) family’s income is exactly the right amount to qualify for a typical 20% down mortgage on a median-priced home. It would be tight, … (0 comments)

hernando county real estate: Are Repaired Sinkhole Properties In Hernando County Becoming More Desirable? - 10/30/11 12:21 PM
    
Almost all homeowners in Florida, particularly those that own Real Estate in Hernando and Pasco counties are aware that recently Citizens Insurance has tried to hike the Sinkhole Insurance rates by 447%! Senator Mike Fasano (R-New Port Richey) and groups like FAIR (Florida Association for Insurance Reform) recently led the fight against this Citizens' proposed increase in sinkhole rates. The efforts of the people were heard and the Florida Insurance Commissioner Kevin McCarthy slashed the proposed statewide average 447% increase in Citizens Property Insurance Corp's sinkhole rates to just 32.8%. So this means we are safe for now but what will lawmakers allow next … (0 comments)

hernando county real estate: Short Sale Fraud Smackdown, Brought To you By Freddie Mac - 08/24/11 05:40 AM

 
 
 
Freddie Mac announced that Short Sale Fraud is prevalent in the Market Place and on the rise. They are actively looking for these cases, so protect yourself by making sure your Short Sale is a true “Arms Length” transaction. Subscribe over the right to stay up to date on the latest Real Estate News, call us today for all your mortgage lending needs.
 


 
 
 
 
 
 
 
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hernando county real estate: It's Official, Renting Is More Expensive Than Owning! - 08/19/11 05:00 AM
Its Officially Cheaper to Own a Home VS Renting. So what are you waiting for? Call us today to find out just how easy it is to get Pre-Approved for a Home Mortgage. In Hernando County you can save as much as several hundred dollars by owning a home VS the cost of renting. Call us today for a free Mortgage Consulation and Pre-Approval. We are here to serve all your home purchase needs in Spring Hill FL..
 
 
 
SIGN UP FOR OUR FREE FIRST TIME HOME BUYER WORKSHOPS IN SPRING HILL

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hernando county real estate: Citizens Insurance Massive Rate Increase - 07/27/11 03:11 AM
Citizens Insurance, the state run insurance company in Florida is proposing a major increase on Sink Hole Policies in Florida that would increase premiums by anywhere from 200%-4,000%. This increase would negatively impact home affordability and home ownership in Florida and would severly damage local Real Estate Markets. Allied Home Mortgage in Spring Hill FL does not support such an increase, and I urge you to contact your Local and State Represantatives as well as Citizens to let them know that this increase is simply not acceptable. You can find all the links to the right people to contact listed below. … (2 comments)

hernando county real estate: Thinking About Buying a HUD Home? Those Nasty Little Extension Fees Can Kill Ya! - 07/06/11 08:19 AM
Thinking about Buying a HUD Foreclosed Home? Here is what you should know before taking the plunge. Those nasty little extension fees will kill ya! For more information about HUD properties and HUD financing options please call us at: 352-688-7949.
Dont Forget: Check out Our Home Buyer Work Shops, It's Free!
 
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hernando county real estate: Free Home Buyer Work Shops In Spring Hill FL - 07/01/11 04:11 AM
Hernando County Real Estate Show
Allied Home Mortgage in Spring HIll FL, is proud to bring these Home Buyer Workshops. There's nothing to buy, nothing to commit to. Our goal is to give you the best information possible to help you with your home purchasing needs. Sign up for one, or sign up for all of them. The workshops will be Webinar based and can be completed from the comfort of you own home. Call us with any questions you may have, our team of exerts is always available to help you. 352-688-7949
 
 
Online Workshop Schedule
 
 
10 … (2 comments)

hernando county real estate: Unexpected Surprises That Can Kill Your Purchase - 06/15/11 07:00 AM
Buying a Distressed Property?
Here is the skinny on what you need to know to protect yourself in today's Real Estate Market.
With all the distressed properties out there, and all the short sales there are a number of things that buyers need to be aware when shopping for a home. Buyers today should be extra cautious, as the saying goes: "It's Buyer Beware". That has never been more true than it is today, so here are the basics you should be aware of.

 Appraisals can Kill Your Deal.
With the implementation of HVCC which is basically supposed to provide … (4 comments)

hernando county real estate: Brokers Are All Gone, Problem Solved! Financial Crisis Over? - 06/14/11 04:31 AM
BROKERS ARE DEAD? Really? I must have missed the bulletin on that one. It still amazes me how the entire regulatory community along with the Big Banks that are Too Big To Fail continue to spin the financial meltdown as something that was entirely the fault of Mortgage Brokers. It's interesting to point out that there has never been a single Mortgage Broker who made any type of lending or underwriting decision what so ever. Yet somehow it has been the focal point of all regulatory reform, and the single biggest item that keeps getting pointed to as the reason for … (0 comments)

hernando county real estate: Government Regulations, and Interference Harm The Chance For Housing Recovery - 03/25/11 02:03 AM
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hernando county real estate: Home Financing Guide Part 7- Insuring your New Home - 01/22/11 05:49 AM

 All Lender's Require the home you are purchasing to be insured at the time of closing, and during the life of the loan. Here is what you need need to know about insuring your new home, and why and what your lender will require.
Why Do Lenders Require Insurance?
When you borrow money to buy a home the home itself is collateral for the loan in case of default. But when a disaster strikes or a home is subject to a fire, the house may be rendered valueless and uninhabitable. When that occurs the collateral (home value) no longer … (0 comments)

hernando county real estate: Its the Housing Market Stupid! - 01/04/11 07:51 AM
 
We all remember reading and hearing about probably what was most politically quoted term a while back; It's the economy stupid. Well fast forward to present time, and many of us are scratching our head wondering if our elected officials actually get it, or are the so far removed that they just don't understand anything at all anymore.
With the closing of 2010, and the beginning of a New Year we are seeing some great momentum building into the New Year. We see slow, but glimmering signs of recovery through the economy and although the recovery is sluggish and fragile, … (2 comments)

hernando county real estate: A Merry Christmas To all, from a Hot Rodder Gear Head's Perspective - 12/24/10 02:44 AM
Merry Christmas and Happy Holidays
 
I have been a Cobra fan for a long time now, and having owned two of them this just caught my eye. I thought this was a very cute little Hot Rodder's Christmas Poem so I had to Put it up there for all to enjoy. I sold the Cobra this past year, but with any luck 2011 will continue to get better and the momentum we have seen at the end of 2010 will continue to build as we make our way to some form of rebound and recovery in the new year. I want … (2 comments)

hernando county real estate: Need To Sell In Spring Hill? I Can Sell Your Home Fast Guaranteed. - 12/13/10 04:17 AM
Need To Sell Your Home in Spring Hill Fast? I can Help You Market Your Home For A Quick Hassle Free Sale, With My Performance Guarantee You Can Rest Assured I will Never Stop Working For You To Get Your Home Sold! … (0 comments)