Ryan Sharratt's (stingee) Blog

I just wanted to drop a quick note to say while the holiday season is coming many poeple on commsission based income forget about there reserves they need. The hardest thing to do is to keep 6 months reserves in your bank account for any hard times that you may encounter.  But it is well worht it...

I attendended the Sales Mastery event in CA, last week and it changed my life.  We had some very special guest speakers, and the event was hosted by Todd Duncan.  I recomend anyone that can go, to do so.  Check out Todd Duncans Books: Time TrapsHigh Trust Selling Check out some other book titles ...

I have recently been asked what are the different ways a borrower can get a loan.  Here we go in a nut shell!! Full DOC - Pay stubs, last two years taxes, bank statements, retirement account information.Stated DOC - Either a Wage earner, or self employed.  They have proof they are self employed (...

Borrowers Profiles Lets first talk about what makes a borrower an "a", "b", "c" or in some worse cases, a "d" loan.   As lenders in the past few years have determined that a person with a 720 credit score, and can fully document their income would most likely constitute an "A" borrower. Some lend...