first time home buyers: Unclaimed Money Update- Several Success Stories
- 12/22/11 07:00 AM
A couple of weeks ago, I wrote a blog about Unclaimed Money in Texas. The reason for me writing the blog was because I discovered by fluke my name was on the list of unclaimed money. ME, have money not claimed, yeah right! Well, it was true. I had two different claims coming to me for around $200.00. Yippeee, I was in the money. Well since I wrote the first blog, I have heard of several success stories of people discovering their names were on the list too. I have received comments and phone calls from people thanking me so much for sharing the website with them. One of the (6 comments)
first time home buyers: Five Things Your Clients Should Know about FHA Loans
- 09/26/11 07:18 AM
Five things your Clients should know about FHA LOANS Many Americans take advantage of FHA loans when purchasing a home. FHA loans have been around since 1934. FHA loans are mortgages issued by qualified lenders and insured by the Federal Housing Administration (FHA). With the ever changing mortgage industry, FHA loans are becoming more popular than ever. Here are a few facts you should know about FHA. FHA Loans Are Not Only for First Time Home Buyers. FHA loans are for everyone and not just the first time home buyers. You could be on your forth home and still (20 comments)
first time home buyers: Homebuying Steps for a Successful Closing
- 09/25/11 02:58 PM
Buying a home is one of the Biggest financial decisions one will make in their lifetime. When that time comes, a home buyer must be educated on what the processes are. Here is a Homebuying Timeline that will help you be prepared on what to expect during the process. Contact a Realtor in your area Complete Pre-qualification Process with a Lender Start Home Search Make an Offer - Negotiate Contract Accept Contract & Terms by Signing Home & Termite Inspection by Licensed Inspector (During Option Period) Appraisal and Survey Requested by Lender Obtain Homeowner's Insurance, Contact Movers and Set of Utilities Loan (4 comments)
first time home buyers: City of Frisco Offers DOWN PAYMENT for TEACHERS AND CITY EMPLOYEES
- 09/03/11 04:38 PM
With MORTGAGE RATES being at an all time LOW, this is the PERFECT TIME TO BUY. To make it even MORE ATTRACTIVE The City of Frisco has a very attractive down payment program to assistant the City of Frisco Employees and Frisco ISD Employees with the purchase of their first home. HERE ARE THE DETAILS ON HOW THIS PROGRAM CAN SAVE YOU SOME MONEY............ It's a FORGIVABLE loan for qualified buyers for $5,000.00 that can be used for: Down Payment Closing Cost and Pre-Paids The loan has a zero percent interest rate and is forgiveable if you own the property for at least five (2 comments)
first time home buyers: Homebuying Timeline Steps- What to Expect When Buying a Home
- 12/29/10 02:51 AM
Buying a home is one of the biggest financial decisions one will make in their lifetime. When that time comes, a home buyer must be educated on what the processes are. Here is a Homebuying Timeline that will help you be prepared on what to expect during the process. HOMEBUYING TIMELINE Make the Decision to Purchase a Home Contact Your REALTOR Complete Pre-qualification Process with a Lender Start Home Search Make an Offer Negotiate Contract Accept Contract & Terms by Signing Home & Termite Inspection by Licensed Inspector (During Option Period) Appraisal and Survey Requested by Lender Obtain Homeowner's Insurance, Contact Movers (0 comments)
Here is a checklist of a few items you should be aware of when you are preparing to apply for a home loan. 1. DON'T MAX OUT or OVER CHARGE on existing credit cards. 2. DON'T CHANGE or Quit your current job. If you do change, make sure you will get at least one pay stub from your new employer prior to your closing. Some investors are wanting to see at least one pay stub instead of new employment contracts to verify new salary. 3. DON'T APPLY for new credit of any kind. 4. DON'T get PRE-APPROVED with several mortgage companies. Several (3 comments)