Real estate blog entries tagged with sacramento by Erin Stumpf (Attardi), 916-342-1372 / DRE# 01706589 Sacramento, CA (Coldwell Banker)

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sacramento: Sacramento Independence Day 2009 Events! - 07/03/09 12:05 AM

I must admit that Independence Day is one of my favorite holidays...the weather is usually great, fireworks are spectacular, and neighborhoods seem to come together with some neat community events. Here are a few July 4th you might enjoy this year in 2009;-5th Annual Elk Grove Run for Independence; 10k run/walk in Elk Grove at Elk Grove Regional Park starting at 8am on July 4th. All funds raised benefit the Elk Grove Food Bank.-25th Annual Rancho Cordova 4th of July Celebration; all kinds of family fun activities including a parade, pony rides, carnival midway, live music, fireworks and more! Starts at … (3 comments)

sacramento: This ain't the Sacramento Short Sale Blog...or is it? - 06/30/09 08:23 AM

Some one who shall remain nameless told me this morning that I should rename my blog...As much as I love doing short sales, and negotiating them takes up a good chunk of my day, I try to keep the post topics of my blog pretty well-rounded. After all, this is the "Sacramento Real Estate Blog" - not necessarily the "Sacramento Short Sale Blog."However because short sales are such a large part of what I do (as of right this second, I have 16 active short sale listings in the greater Sacramento area, and that number does not include my buyer transactions, … (0 comments)

sacramento: California New Home Purchase Tax Credit...going, going...almost gone... - 06/22/09 12:56 PM

In a press release, the California Franchise Tax Board stated that almost all of the California New Home Purchase Tax Credit has been allocated already. There was a limited amount of money available for this tax credit, and it was available for new construction purchases by first time buyers in California between March 1, 2009 - February 28, 2010. We are only 4.5 months in...THIS IS NOT TO BE CONFUSED WITH THE FEDERAL TAX CREDIT! The federal tax credit of up to $8,000 is still available to those who qualify and purchase their home prior to December 1, 2009.
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sacramento: Hmm...$0 down, $0 out of pocket...how this Sacramento first-time buyer did it with a VA Loan!! - 06/17/09 02:06 PM

I had to share a success story from a closing I had earlier this month. I represented a buyer for the purchase of a 1910 Midtown Sacramento home. The buyer used a VA loan to make his purchase. Fast forward to the end of the story - he purchased his home for $0 down, and $0 out of pocket...and gets to take advantage of the $8,000 federal tax credit for first time buyers! What!?This story is so fantastic for a couple reasons...the first reason is that there is a bit of a stigma attached to VA lending programs. Why? Mainly because … (0 comments)

sacramento: New Listing - 104 Hartnell Place, Sacramento / Campus Commons 95825 - 06/01/09 04:25 PM

Spacious Campus Commons Village 3 end unit condo! 3 bedrooms, 2.5 bathrooms, Remodeled kitchen with stainless appliances, granite counters and breakfast bar. Laminate flooring througout. Serene low maintenance yard and 2-car garage. Access to great clubhouse, pools, spa, tennis courts. Lowest HOA dues in Campus Commons! $299,000 subject to lender approval of short sale. For more photos and detail, visit http://104HartnellPlace.com.

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sacramento: South Land Park Terrace - you have a new comp!! - 05/20/09 08:35 AM

I am not ashamed to admit that yesterday I did a little "happy dance" when I learned from Placer Title that one of my transactions went on record (closed escrow). To set the stage...I was the listing agent for a really nice property in South Land Park Terrace...this was one of my few non-short sale listings. If you are not familiar with South Land Park Terrace, it is a neighborhood just to the south of William Land Park / Sutterville Road. The homes were built primarily in the 1940's - 1960's and are generally ranch style...a much different look and feel … (1 comments)

sacramento: Annoyed with the Giants...and First Time Buyers... - 05/15/09 05:43 PM

In light of the fact I am completely annoyed that the Giants' bullpen somehow managed to blow their 3 run lead this evening, rather than watch the rest of the game, I have decided to write a blog instead. I had a really long day and was hoping to relax in front of the tube and watch the Giants win...but I find blogging very therapeutic, so here we are.So lately, the vast majority of my buyer clients have been first time home buyers. This is truly an exciting time to be a first time buyer! Why?In many cases, your monthly mortgage … (2 comments)

sacramento: Just Listed - 4116 Applegate Drive, Rosemont / Sacramento 95826 - 05/07/09 03:55 PM

Light and bright 3 bedroom, 2 bath Rosemont home is ready for a new owner. You will absolutely love the fresh interior paint, open layout, cozy fireplace, big backyard with newer fencing and landscaping, newer composition roof, and central heating & air. Don't wait! Subject to lender approval of short sale. Visit http://4116applegatedrive.com/ for more detail and photos.
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sacramento: Lunch at the CA Democratic Party Convention with CAR... - 04/26/09 02:20 PM

If ya'll watch the news, I am sure you heard at some point this weekend that the California Democratic Party Convention was this weekend at the Sacramento Convention Center? Turns out the California Association of Realtors was one of the event sponsors, and had a table at the luncheon event yesterday (Saturday). I was offered a ticket to attend, and thought it would be a great opportunity to learn more about the latest in state and local politics. I regularly attend our local forum at the Sacramento Association of Realtors to receive updates, and thought this may provide some insights with … (1 comments)

sacramento: My 15 seconds of fame this evening on the Sacramento CBS 13 news... - 04/20/09 01:08 PM

Yes...my twitter page is now famous! I was interviewed by CBS 13's Andrew Luria today for a segment that aired on the 5:00 news. The topic of the piece was how Sacramento Realtors are leveraging social networking sites and other technology to do business. They primarily focused on Facebook and Twitter, but also touched on the use of individual websites to promote property. The story prominently featured two of my listings' websites - 101 Tiemann Court, and 4531 Crestwood Way. I do not make it a secret that I use MANY different technology avenues to market myself and my listings.

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sacramento: My Snapshot in Sacramento Magazine's May issue... - 04/15/09 05:08 PM

I received two phone calls and a message on Twitter yesterday afternoon that there is a photo of me in the May 2009 issue of Sacramento Magazine. I had trouble tracking down a copy, but this morning at the Starbucks near my house I found one (with the kabob on the cover). It is on page 85 in the "Snapshots" section. It was taken at the Sacramento Association of Realtors Masters Club luncheon last month...in the photo with me is Meg Heede, a Realtor and fellow member of the Masters Club Steering Committee.

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sacramento: Sacramento Military Homeowners - Do you need to relocate from a Permanent Change of Station Order? - 04/13/09 03:54 PM

Are you a member of the United States military? Did you purchase your home before July 1, 2006? Do you need to relocate due to a permanent change of station order (PCS of more than 50 miles), health, etc? Upside down in the value of your home? Need to sell?Good news - there is a provision in the stimulus package signed by President Obama in February that provides additional funding for a program that may help you. The Military Homeowners Assistance Program (HAP) is designed to assist you if you are in the military and must sell your home...the government may … (1 comments)

sacramento: Chimney Inspections are important on older Sacramento homes! - 04/06/09 06:38 PM

I spent about an hour today at a property in Carmichael with a Chimney inspector. You probably can't tell in any great detail unless you click on the photo, but this Chimney has sustained damage to the firewall. You might notice some broken bricks, and severe deterioration in the mortar. Just outside the field of view in this photo, is literally a gaping hole where a brick had broken out. Most buyers would never think to inspect a chimney. I often suggest this inspection, especially when a home is older...highly unlikely that a seller would even be aware these conditions exist … (4 comments)

sacramento: Ask Erin: How long will it take the short sale lender(s) to respond to my offer? - 04/05/09 04:31 PM

I was shopping at Target this evening, and one of my buyer clients called me while I was eyeing some really neat new tupperware.
About four weeks ago, we made an offer on the home of their dreams...a great home in Rocklin. The listing agent does lots of short sales, and the two lenders involved (there is a first and a second mortgage) are both ones I have closed Sacramento short sales with in the past. I have had numerous conversations with my clients about timelines, expectations, the process, etc. Their offer is in "first position" - meaning, it was "cleanly" … (4 comments)

sacramento: Sick, in bed, and still reasonably productive... - 03/31/09 11:21 AM

I am not sure if perhaps I am suffering from a light case of Salmonella, or maybe the windy day we had in Sacramento on Sunday caused some allergies, but I have been sick for the last couple of days. Ugh!It is surprisingly difficult to concentrate on blog writing with my head in a fog, but I have managed to be reasonably productive. I did reschedule all of my appointments from yesterday and today, but I still managed to work on a few short sale listings. On Sunday, I submitted an offer for a client on a great house in Carmichael … (2 comments)

sacramento: Ask Erin: What defines a legitmate hardship for a short sale? - 03/27/09 11:50 AM

I received a call today from a very friendly man seeking information regarding the possible short sale of his Sacramento-area house. When I asked what his hardship scenario was, he informed me that he had no hardship, but just wanted to dump his home because he owed more than it was currently worth. I asked a few probing questions...and he made plenty of money, could afford his payments, and was not pinched financially. Hmm...Generally speaking, in order for a lender to consider a home owner's request for a short sale, the home owner must be able to demonstrate that there is … (3 comments)

sacramento: New Listing - 6724 Goldenwood Circle, Sacramento 95841 - 03/26/09 03:17 AM

Located in the Summerhill neighborhood in Sacramento, this 3 bedroom, 2 bath, 1,647sf home has something for everyone - separate living and family rooms, updated kitchen with Corian counters and stainless appliances, vaulted ceilings, updated bathrooms, large master suite with lots of closet space and dual sinks, large backyard, big .181ac corner lot (per assessor), composition roof, located close to large park! Offered at $189,900 subject to lender approval of short sale.

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sacramento: Sometimes I even impress myself! I closed a Sacramento Short Sale in just 65 days! - 03/11/09 03:46 PM

Ok...so achieving this fete this was a combination of my short sale negotiation prowess, and a bit of luck - but today marked the close of escrow of the FASTEST short sale I have ever done. The property hit the market on January 5th, had an acceptable offer within three weeks, short sale lender approval in less than two weeks, a 30-day escrow, and -like magic- done. 65 days from start to finish!Am I a short sale god?...no (but I am Sacramento's Short Sale Samurai, LOL). Most short sales have a much lengthier approval process, and I try to prepare most … (3 comments)

sacramento: Second Saturday Art Walk is this weekend in Sacramento!! - 03/10/09 03:27 PM

I am very excited that Sacramento's first "Second Saturday" of 2009 is this weekend! For details, maps, vendor, and parking/shuttle info, I highly recommend visiting the MidtownGrid website's Second Saturday Art Walk page.For those of you who do not know, in midtown Sacramento on the second Saturday of every month, different local merchants and art galleries host reception-type events starting around 6pm. It is not uncommon to see things like local art exhibits, food and wine tasting, live music, fashion shows, and other special events. I have always had an amazingly fun time attending Second Saturday.
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sacramento: I {heart} Preferred Parking! - 03/04/09 02:18 PM

I found out this morning when I pulled into the parking garage that I was my Lyon Real Estate office's #1 Listing Agent for the month of February. Pretty cool out of a growing office of 112 Realtors. I achieved this three separate months last year in 2008. I love having this particular parking spot, mainly because when the gates open to the parking garage I can literally pull straight in (and not have to maneuver around pillars and other cars), and it is also located right next to the elevator so I do not have to lug files and my heavy … (3 comments)

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