Real estate blog entries tagged with sacramento by Erin Stumpf (Attardi), 916-342-1372 / DRE# 01706589 Sacramento, CA (Coldwell Banker)

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sacramento: New Listing - 5837 20th Avenue, Sacramento 95820 - 03/01/09 04:11 PM

Adorable 3 bedroom, 2 bath, 1,767sf home (per appraiser) just a short distance to Tahoe Park! You will love the updated kitchen and bathrooms, built-in shelving, deck off the master bedroom, wood floors, cozy fireplace, newer roof, central heat & air, dual pane windows and attached garage! Subject to lender approval of short sale. For more information and photos, visit http://www.5837-20thavenue.com/.

… (1 comments)

sacramento: ...And the Award Goes to... - 02/18/09 07:19 AM

So as I mentioned in a previous post, Lyon Real Estate is holding its annual awards ceremony this coming Friday. Today at my weekly office meeting, they gave some "other" awards...these are the inside jokes at the office that definitely will not be recognized at our company awards ceremony. So what award do you think I received? Any bets?I received the award for "The Longest Escrow" of the year in 2008. This particular transaction was a short sale with Countrywide that took 5.5 months, and LOTS of negotiation (and renegotiation after the approval) on my part.

Har-dee-har guys! The office … (2 comments)

sacramento: Sacramento-area Fannie Mae Foreclosures Qualify for Unique HomePath Program! - 02/17/09 12:56 PM

Did you know that many Fannie Mae Foreclosures qualify for special financing and 6-months of free home warranty coverage through Old Republic Home Protection? There are currently about 250 Fannie Mae owned foreclosure properties in Sacramento that qualify for FNMA's HomePath program.
Special Financing? You betcha! The Homepath program is available to buyers for the purchase of both a primary residence AND investment property! For the purchase of a primary residence, Homepath Financing allows as little as 3% down (LESS than FHA financing that requires 3.5% down!), and the downpayment can be the buyer's own funds, funds gifted to the buyer, or come from another … (1 comments)

sacramento: Getting your downpayment funds from a Retirement or Investment Account? MAKE THESE ARRANGEMENTS EARLY... - 02/14/09 03:14 AM

If you are in the process of purchasing a home, and you are planning to make a withdrawal from a retirement account (e.g. 401k, IRA, etc.) or an investment account (mutual funds, stocks, bonds, etc) - do yourself a favor and make arrangements to "liquify" these funds well in advance of your close of escrow date. Many people who own these accounts are unaware that it takes a little bit of time to take funds from these accounts.Case in point...I have a short sale listing that was approved last month, and the short sale lender allowed the buyer 30 days per … (1 comments)

sacramento: The Hillbillies of Lyon Real Estate's Sierra Oaks Office - 02/11/09 04:37 PM

On February 20th, Lyon Real Estate is having its annual awards ceremony...for some reason this year, the folks at our corporate office decided that the ceremony should have a theme. The theme they chose is "TV Land." Each of our 18 offices was assigned a different TV show, and my Sierra Oaks office was assigned "The Beverly Hillbillies." What!?Let's just say that this theme was not well-received by many of the other agents in my office. So for our weekly office meeting, which was today, a few fellow Realtors and I decided to dress the part with the hope of … (3 comments)

sacramento: What my client and I ran into this morning while house hunting in Citrus Heights... - 02/09/09 10:37 AM

Did we see Elvis? No. Did we see Barack Obama? No. Did we see a UFO? No. But we did see a flock of about 40 wild turkeys hanging out near Mariposa Avenue and Auburn Blvd in Citrus Heights. Unfortunately I stopped recording about 30 seconds before they all ran away from us...Bridget and I just about died from laughing so hard.

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sacramento: Home Valuation Code of Conduct - Coming soon to an appraisal near you... - 02/08/09 02:26 PM

Last week I had an experience with an appraisal gone awry. The appraisal value was deemed substantially lower than the contract price for my listing, which obviously threw a wrench into an otherwise smooth transaction. Luckily, I was able to obtain a copy of the appraisal. I found a few errors in the appraisal, made my case, and thankfully it was revised. Phew! Problem solved...for now...Starting in May, real estate agents and lenders will not be allowed to have any contact with appraisers. Lenders will be ordering their appraisals from large "Appraisal Management Companies" (as opposed to directly from the appraiser … (4 comments)

sacramento: Home Improvement - Remodeling Cost vs. the Value of Improvements and Upgrades at Appraisal... - 01/23/09 09:46 AM

Thinking about remodeling your home? Certain home improvements yield a stronger "return on investment" than others...Remodeling Magazine has compiled "Cost vs. Value" statistics regarding which home improvements add more value to your home. You will want to make sure you click on the corresponding region, as the information is different for Sacramento (the Pacific region on the survey, then choose Sacramento) than it will be for other areas. For many types of home improvements, it is unlikely a homeowner will recoup the cost associated with installing the upgrade.While many renovations improve the look and value of a home, some will not … (0 comments)

sacramento: First Blog Post of 2009...back to reality!! Homeward bound to Sacramento... - 01/03/09 12:00 AM

I suppose it is fitting that I am writing my first blog post of 2009 in the airport in Phoenix...I got up this morning waaaayyy too early to catch my flight home. I am meeting with clients who are looking to purchase in East Sacramento this afternoon at my office.This little trip was a nice little break from the norm...I had a great time with my friends here. Suzanne's next term in medical school starts Monday, so I probably won't get to hang out with her again until this summer. Anyway, back to Sacramento...I know 2009 is going to bring … (3 comments)

sacramento: The Importance of Getting Listing Feedback - 12/22/08 06:54 AM

Have you ever stepped into someone's home and;
gasped at the lime green accent wall in the living room? gagged from the nauseating pet odor? noticed the constant hum of traffic noise once you were inside? thought the burnt orange shag carpet was best left in the 70's? wondered why they had not cleaned up before you arrived? shivered from the chilly temperature inside? thought the furniture arrangement was awkward? Let me guess - you probably noticed, but did not mention anything to the owner, right? The owner probably loves that green accent wall, has not noticed that pet odor, has … (2 comments)

sacramento: Sacramento Association of Realtors 100 Year Anniversary Centennial Gala - 11/15/08 03:11 AM

Last night, the Sacramento Association of Realtors celebrated its 100th Anniversary with a formal dinner event - the Centennial Gala. The SAR Centennial Committee and staff worked hard to put on a great event. All year long at our main meetings, we have enjoyed photos and memorabilia from years past, and last night we watched a pretty neat slide show. Pretty cool to see photos from earlier eras of other Realtors doing the same types of things we are doing today. Perhaps at the 200 year anniversary event, future SAR members will see goofy photos of me and get energized about … (2 comments)

sacramento: Another Day, Another Short Sale (or 5 or 6)... - 11/13/08 07:25 AM

I suppose one of the reasons I am such a prolific blogger is that I spend so much time on hold working on short sales. I am currently negotiating six of them (with a total of 10 loans between them), so several times a week I spend a couple hours listening to hold music trying to get through to Loss Mitigation. I try to be as productive as possible, and often times in the absense of emails to respond to, listings to look up, home evaluations to do, Trulia Questions to answer, news to read, and websites to play on, … (7 comments)

sacramento: New Listing - 2754 & 2756 Lerwick Road in Sacramento 95821 - 11/10/08 01:52 PM

Great investment opportunity that cash flows! Updated duplex has 2 beds, 1 bath, 837 square feet, and 1-car garage on each side. Annual rents estimated to be $21,600! Close to schools, shopping, freeways, and public transportation. Offered at $189,000. Sale is subject to lender approval of short sale. For more detail visit http://www.lerwickroadduplex.com/ or to schedule a private showing, please contact me.

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sacramento: Bowling for the American Dream at Land Park Lanes! - 11/09/08 08:49 AM

Last night at Land Park Lanes, a few crazy Sacramento Association of Realtors members and affiliates did a bowling tournament fundraiser for the California Association of Realtors Housing Affordability Fund.I dusted off my bowling ball and shoes (hey -- I grew up in a bowling family alright!?!!), dressed up for our 70's theme, and had an absolute blast! The photo above is the planning committee...if you have a difficult time picking me out of the lineup, I am the one in the middle with the blonde frizzy wig.
My mom and my husband attended as well...my mom was actually … (1 comments)

sacramento: The Great Garbage Give-Away of Sacramento - 10/30/08 03:36 PM

When I was a kid, I remember there was a designated day each year where you could pile your larger trash items out on the front sidewalk, and the county would come and pick it up...well actually, they would come pick up what was left after folks came to scavenge the junk. We called it "The Great Garbage Give Away."Well now, if you live in Sacramento County, you do not have to wait for a collection crews to be in your neighborhood on a designated date. Sacramento County will provide once-per-year pick-up of your bulky waste by appointment. To schedule a … (0 comments)

sacramento: Flood Zoning Changes in Natomas - 10/29/08 05:16 PM

DO YOU OWN PROPERTY IN NATOMAS? On December 8, 2008 (less than 6 weeks from today), the new Natomas Basin FEMA flood maps take affect, and thousands of Natomas area residents will be required by their mortgage companies to purchase flood insurance. If owners purchase now, they will be eligible for a reduced "preferred risk" rate. This reduced rate then will be "grandfathered" in, and allowed to be carried over. If owners wait until they are forced to obtain insurance by their mortgage companies, they will get the "standard risk" rate, which is more than double the annual premium rates.If you … (2 comments)

sacramento: Off-Leash Dog Parks in the Greater Sacramento Area - 10/15/08 04:43 PM

I am definitely an animal lover...I have three huge dogs at home. Two bloodhounds, Harold (pictured here) and Hubert, and a black lab mix named Howard. My husband and I love taking our dogs to the Off-Leash Dog Area at Carmichael Park. Of course with three 100lb+ dogs, this sort of outing is a huge undertaking! Here is a list of dog parks in the greater Sacramento area:
- The Canine Corral Dog Park - Carmichael Park at Fair Oaks Blvd and Grant Avenue in Carmichael
-Pooch Dog Park - C Bar C Park at Oak Avenue and Melva Street … (2 comments)

sacramento: The American River Salmon Festival - October 11 & 12 - 10/07/08 04:38 PM

When I was in kindergarten, my dad took my class on a field trip to the Nimbus Fish Hatchery. It was one of my most memorable field trips when I was a kid, and is probably part of the reason that to this day I love fishing! This coming weekend, you can check out the Nimbus Fish Hatchery, among other recreational areas at the The American River Salmon Festival! The event is this weekend, Saturday October 11th, and Sunday October 12th, is FREE! Parking is $9 dollars, or you can take advantage of the complimentary shuttle services from RT's Light Rail … (1 comments)

sacramento: Movie Night at William Land Park in Sacramento - 09/02/08 06:27 PM

The City of Sacramento Parks and Recreation Department presents a movie night at William Land Park on Friday, September 5th. The "Bee Movie" will be starting at dusk (which if Friday night is anything like tonight, that will be around 8:00pm), and will be at the section of William Land Park that is near Riverside and 12th Avenue. Admission is free!This is just the first in a series of three Movies in the Park in Sacramento. On Friday 9/12, the movie "Cars" will be shown at Reichmuth Park, and on 9/19 "Enchanted" will be shown at Fremont Park.
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sacramento: A Tale of Two Short Sales - 08/27/08 05:32 PM

It's no secret that I list many short sales...I just received written approval for a Countrywide short sale yesterday. Yesterday was 8/26/08. We submitted the offer to the bank on 3/14/08. No that is not a typo...almost 5 1/2 months of constant phone calls, emails, and coordination between buyer, seller, and loan officer. This particular short sale has a first and second mortgage - both with Countrywide. Unfortunately, I started working on this file right at the same time Countrywide did a massive re-organization of its Loss Mitigation department. We went through 14 "negotiators" (basically Countrywide's term for a "case worker"). … (9 comments)

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