ARCHIVED BLOG POSTS

2010 

5 Things to Know About Title Insurance    Title insurance protects the holder from any losses sustained from defects in the title. It's required by most mortgage lenders. Here are five other things you should know about title insurance.   1. It protects your ownership right to your home, both fro...
08/30/2010
First Time Buyers Approaching the task of buying a home can be overwhelming. It is a complex event during which there is so much to learn and to consider. How much can I afford? Where will the down payment come from? How much will I need and where can I find the best loan? How do I begin the look...
08/25/2010
City of Santa Cruz - First Time Home Buyer Options The First Time Homebuyer (FTH) Program provides low- and moderate income first time homebuyers with a "silent" second mortgage. Silent second mortgages require no monthly payments until one of several events occur at a point in the future. Desig...
08/24/2010
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There's nothing quite like a home that you can truly call your own. A place where you can have the gleaming hardwood floors you've always dreamed of, a space to cultivate your own vine-lined patio, a way to provide a good neighborhood for your kids to grow up in, and a freedom from the whims of y...
08/24/2010
Our Markets: TUESDAY The Felton Market is located at 120 Russell Ave. on Highway 9...in the parking lot of the St. John's Catholic Church and is open every Tuesday from 2:30pm to 6:30pm until the last Tuesday of October. The market has a new layout. WEDNESDAY The Downtown Santa Cruz Farmers' Mark...
08/24/2010
Protecting your Tax Base with Proposition 60 Are you over 55 and thinking about selling your home and moving into something smaller, but worried about the tax implications when you relocate? If so, you aren't alone. As the baby boomers find themselves approaching retirement age and becoming empty...
08/24/2010
Increase Value   To attract buyers, sellers must up the ante to convince them that their property offers what many want most - top value for dollar expended. Here are eight fast fixes:   1. Buff up curb appeal. You've heard it before, but it's critical to get buyers to want to look on the inside...
08/24/2010
10 Questions to Ask the Condo BoardBefore you buy, contact the condo board with the following questions. In the process, you'll learn how responsive - and organized - its members are. You'll also be alerted to potential problems with the property.1. What percentage of units is owner-occupied? Wha...
08/18/2010
Santa Cruz Condos - Market Overview August 2010   The best that can be said about last year is its over! Condo sales were up 12.8% from 2008.The median price dropped 16% from 2008. The good news in all this is that prices bottomed out in the first quarter and started strengthening the last nine m...
08/18/2010
Home Sales Up 22% Last Year The best that can be said about last year is its over! Home sales were up 22% from 2008, which was an abysmal year for sales. The 1,750 re-sale homes sold last year were still a far cry far cry from the 2,300 plus homes sold annually in 2003, 2004 and 2005.The median ...
08/18/2010
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