loan: How much is the Down Payment? - 08/16/17 08:56 AM
I recently had a conversation with my first time home buyer client.  He really wants to purchase a home but it’s his understanding that he needs 20% down.  So he’s been saving (which is a good thing) and waiting to purchase a home. 
 
 
The fact is you don’t need 20% down to purchase a home:
·       Conventional-  Minimum 3% (some lenders have specialty program) or 5% down
·       FHA- Minimum 3.5% down
·       USDA-  NO Down
·       VA-  NO Down
 
If you are considering purchasing or selling a home in Dallas Fort Worth area, I would love the opportunity to earn your business. 
“My goal is to … (1 comments)

loan: IRS e-services will be down August 17 - August 21 - 08/13/17 05:20 PM
The IRS sent an announcement last week that due to a technology upgrade, numerous e-services will be down and will not be available between 8/17-8/21.  That means documents needed (i.e., Tax Return Transcripts needed by lenders; W2s Transcripts needed; Proof of IRS Payments made, etc) will not be available.   It is important to note that this may cause a back log which means that some closings may be delayed.  If you are a home buyer, please be proactive and be in communication with your lender.     
(2 comments)

loan: 5 Considerations For A First-time Homebuyer - 03/17/17 12:51 PM
 
People often ask me what things that a First Time Homebuyer should consider when they are ready to purchase
 
Glad you asked.... You’ve decided to buy your first home. You know the market rates are still historically low, and it’s the perfect time to secure a home loan. Still, buying a house is not as easy as it may look. It’s definitely thrilling, but can be a nerve-wracking journey. You need to be prepared, and to help, we have five tips for you. Check ‘em out.
 
1. Evaluate your Assets and Liabilities
 
Chances are you settle your payment obligations on time and don’t have … (5 comments)

 
Susie Kay, North Dallas Specialist (Ultra Real Estate Dallas Fort Worth)

Susie Kay

North Dallas Specialist

Plano, TX

More about me…

Ultra Real Estate Dallas Fort Worth

Mobile: 469-371-2899

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