203k consultant: Using a Drone to inspect the roof - 09/28/24 01:00 PM
Before drones walking on the roof was the only way to get a good roof inspection done. This video of a clay tile roof inspection I recently performed using a drone. The home is a approximately 4700 sq ft 5 bedroom, 5 baths home. 
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203k consultant: All first time home buyers need to watch this video - 06/10/24 10:04 AM

All first time buyers need to watch this video:
1. determine what you can afford.
2. Find a Real estate Agent
3. Get organized
4. Find a lender that your Real Estate Agent Recommends
5. Begin shopping for a home that fits your financing.
6. Offer and negotiate and a binding contract
7. Due Diligence and Inspection in other words Hire a HUD 203k renovation consultant to determine any HUD Minimum Property Standard or improvements you want to include at closing.
8. Underwriting and Appraisal 
9. The closing is the between the borrower and seller.  
                   
 
 
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203k consultant: The 203K Loan in a sellers market - 06/02/24 10:29 PM
How many homes have you shown your buyer last month? Getting a home in a sellers market can work if you have the right 203k team. This video covers how to prepare for underwriting in a short time frame.
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203k consultant: Planning your renovation project - 04/29/24 10:14 AM

Knowing how to plan a renovation project will keep you on budget and successful.
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203k consultant: 203k Renovation Consultant - 02/19/24 12:26 PM
Many friends and family ask me all the time are you still working at 77 years old? the answer is YES! I just finished several renovation projects as a FHA Renovation 203k Consultant helping first time home buyers get there first home with this program. The physical labor part of it is left to my younger experienced consultants and Contractors that I have trained in the profession to be as skilled as I am in the construction industry. I love what I do, both as a family man and professional man. I have references.
Fred Sweezer Sr
https://california203kconsultant.com/
 
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203k consultant: Kitchen Investment or a turn off - 10/03/23 04:41 AM
Greetings
You want your kitchen be a dreamcatcher To meet your needs and reflect your taste right up until the day you want to put your house on the market. You will be glad if you keep an eye on what the average home buyer in your price range is looking for. The consumer pleasing kitchen is one of the top home selling elements but even an expensive custom kitchen can distract if it is too individualistic.
The right upgrades can return as much as 70 to 90% or more of the cost to resell to or at the time you want to … (2 comments)

203k consultant: Renovating your home can be overwhelming - 09/07/23 02:22 AM
Adding a master bedroom and bath as well as a bathroom and laundry room off the family room.   
 
All can be completed with 100% financing or refinancing with the 203k Renovation Loan. 
 https://youtu.be/SRd5fr80Muk
Fred Sweezer Sr
203k Renovation Consultant 1-562-234-2689
www.california203kconsultant.com
 
 
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203k consultant: Limited 203k - 09/18/22 12:12 PM
www.california203kconsultant.com
This valuable program from its inception has done much to proliferate the 203K by affording a less restrictive process enabling lenders to fast-track the loan itself. Additionally, it's helping borrowers, requiring minimal repairs or renovations, to purchase homes from the current housing stock. Many of these are first-time buyers. While the success stories of this program are many, at the same time it is fraught with peril as contractors are receiving up to $15,000 as an initial upfront payment with no accountability whatsoever. Furthermore, there is no oversight of the actual construction itself and relies on a cursory inspection by … (2 comments)

203k consultant: California Wild Fire Relief Efforts - 12/23/17 01:54 AM
Your home may qualify for a HUD 203k Renovation Loan if your home was located in a California Wild Fire Zone. https://www.fema.gov/disaster/4344 The FHA and HUD official site discusses a variety of remedies for those who have experienced a natural disaster. Some of the most important advice?
Contact your lender, your insurance agent, and FEMA as soon as possible after the disaster to make arrangements regarding FHA loan forbearance, foreclosure avoidance, and federal assistance.
For borrowers with conventional mortgages, different options and requirements may apply. You have 1 year. It is not safe to assume that any of the above is automatic-in most … (3 comments)

203k consultant: Long Beach Cliff May Ranchos - 03/31/16 06:33 PM
Long Beach Cliff May Ranchos
Cliff May homes are unique in their relationship to the outdoors. They are 50years ahead of their time in the use of environmental light. They are Californian, built for individuals who want to erase the lines between indoors and outdoors and embrace the spectacular Southern California climate.
 
Innovative ranch home designs post and beam architecture designed makes, Cliff May  the pioneer of the California Ranch Houses with open floor plans, board and batten siding, clerestory windows, floor to ceiling glass, exposed post and bean ceilings and unique indoor-outdoor relationships and gardens.
He incorporated features of large, custom ranches into … (2 comments)

203k consultant: FHA 203k Makes Financing Your Home Improvements Simple - 08/07/12 11:29 PM
 
FHA 203k Makes Financing Your Home Improvements Simple
 
Unless you have the cash in your bank account, paying for serious home improvements can prove a bit difficult in the current housing market. With falling home values over the last 4 years or so, not many people have equity built up in their homes anymore. This lack of equity means it's not easy to get a home equity line of credit from most banks. this in turn makes it difficult for homeowners to add value to their homes through upgrades and remodeling. Sound familiar?
 
Fortunately, there's an option that's … (0 comments)

203k consultant: 203k Loan Requirements for Current Homeowners - 08/03/12 07:19 AM
Homeowners looking to remodel have a few options for financing the work. Most of the options, though, are more difficult to get in the current housing market. Home equity loans are rare because few homeowners have enough (if any) equity to pay for anything more than an estimate on the home improvements. But there is one financing option out there for home improvements. It's the 203k renovation loan from FHA.
 
Current homeowners can refinance the house into the 203k, pay for the home improvements they want, and have a new mortgage that includes the work. This way it's one loan, … (0 comments)

203k consultant: Need an FHA 203K Inspector? - 07/11/11 01:13 AM
Need an FHA 203K Inspector?
Fred Sweezer Sr., is a HUD-  Approved 203K Consultants.  He plays an integral part in the successful completion of an FHA 203k loan transaction and guarantees rapid turnaround time. 
What is the 203K program?
 
The 203K program, sponsored through HUD, is a purchase-renovation program in which an all-inclusive loan serves to both acquire a real estate property and restore or upgrade the property to current marketable conditions. These programs provide financing for "fixer-uppers", rehabs, or foreclosures in any condition and offer the opportunity to repair, update and customize the home into a "dream come true." Currently, … (4 comments)