Joshua Talayka's (talayka) Blog

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Real Estate Agent - Chase Internatinonal

ARCHIVED BLOG POSTS

2010 

According to an article posted by The Sacramento Bee, in a survey of 197 people, 49 of them were kept from getting a home, bank account or job due to mistakes on their credit report. See the complete blog post: Credit ErrorsShould you have any questions or need further information,please don't he...
01/20/2010
The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.Here is a summary of your major rights under the FCRA: Fair Credit Reporting ActShould you have any questions or need further information,please don...
01/17/2010
What is credit? How do I get credit? How can I improve my credit rating?These are a few simple questions, yet when asked the majority of people simply don’t know the answers. Although I don’t believe I’ve ever met anyone who could truly say they were an expert in understanding credit, in a world ...
01/17/2010
The Homeowners’ Assistance Program (HAP) provides some monetary relief to eligible service members (including Coast Guard) and federal employees (including non-appropriated fund) Homeowners who suffer a financial loss on the sale of their primary residence as a result of a decline in their real e...
01/17/2010
We have been seeing a drastic decline in foreclosures across the country, many markets show signs of stabilization, and it is beginning to look like the end of our current housing crisis is in sight. However there is small group of mortgage products that may have been overlooked, the Option Adjus...
01/07/2010
The Home at Last Program Is a Mortgage Credit Certificate (MCC) program that provides a dollar-for-dollar federal income tax credit equal to 20% (for loans over $190,000) or 30% (for loans under $190,000) of the interest paid on a mortgage loan. This credit is given to the homebuyer every year as...
01/03/2010
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Joshua Talayka

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