mortgage: HOMEBUYER SAFEGUARDS? BY GOLLY, I THINK THEY GOT IT! - 06/27/10 04:38 AM
Homebuyer Safeguards? By Golly, I Think They Got It - Included deep within the massive financial reform package that a House-Senate panel approved on 6/25/10, are some consumer protections that will change the way people shop for a mortgage.  I wondered just how far the government would go to prevent a re-occurence of the mortgage meltdown once the market returned to normal.  And, by golly, they did what I thought they wouldnt.  The reforms are:
Documentation Required: We all know that a big part of the mortgage mess was due to the Stated, No Income, and Reduced documentation loans which allowed … (0 comments)

mortgage: Do You Know Of A Good Mortgage Broker In Miami FL? - 06/13/10 09:33 AM
Do you know of a good Mortgage Broker in Miami FL?
I do! I do!
 

Freedom Mortgage is #5 on Google for a Reason!
Akali Dennie, your Sunny Isles Beach, Florida Mortgage Broker and Direct Lender.
Got a question about Sunny Isles Beach, Florida Mortgage process or need to be pre-approved? Just ask me.
I am a Branch Manager of Freedom Mortgage Corporation and can have you pre-approved within under an hour. Just send me an emait to adennie@fmbranch.com . Freedom Mortgage Corporation specializes in FHA, VA, Conventional loans and maintains an approved broker relationship to offer Fannie Mae’s HomePath Financing. … (0 comments)

mortgage: Do You Know Of A Good Mortgage Broker In Sunny Isles Beach FL? - 06/13/10 08:33 AM
Do you know of a good Mortgage Broker in Sunny Isles Beach FL?
I do! I do!

Akali Dennie, your Sunny Isles Beach, Florida Mortgage Broker and Direct Lender.
Got a question about Sunny Isles Beach, Florida Mortgage process or need to be pre-approved? Just ask me.
I am a Branch Manager of Freedom Mortgage Corporation and can have you pre-approved within under an hour. Just send me an emait to adennie@fmbranch.com . Freedom Mortgage Corporation specializes in FHA, VA, Conventional loans and maintains an approved broker relationship to offer Fannie Mae’s HomePath Financing. We are more than Mortgage Brokers … (0 comments)

mortgage: LENDERS NOW REQUIRED TO REPULL CREDIT BEFORE CLOSING? TRUE! FANNIE MAE'S GRIP TIGHTENS - 06/13/10 05:47 AM
Lender Now Required to Repull Credit Before Closing – As of June 1, 2010, Fannie Mae has now made it a requirement for all lenders to Repull Credit before closing to ensure that the updated information matches the information initially taken on the loan application. The “Loan Quality Initiative” directs all lenders to re-underwrite the loan if material differences exist. For example, if a new credit report is pulled and, it is discovered that a new loan or debts exist; lenders will be required to re-underwrite the loan and take into account this new debt information. If the new debt somehow … (4 comments)

mortgage: What Does A Home Mortgage Broker Do? - 06/11/10 01:17 AM
 
What does a home mortgage broker do? -When someone needs to purchase a new home, most people do not have the capital to be able to fully buy one. They will need to take out a mortgage or loan to make up the difference on the amount they have and the purchase price of the new home.

There are 2 main ways of getting a mortgage, through a bank or through a mortgage company. To help with getting a mortgage you will use a loan officer or a mortgage broker . The main difference between a loan officer and … (1 comments)

mortgage: SUNNY ISLES BEACH REAL ESTATE – A VIBRANT COMMUNITY - 06/10/10 03:40 AM

Sunny Isles Beach Real Estate - Sunny Isles Beach, also known as “little Moscow” (because of its many Russian and Russian-descended (Russian American) residents, many of whom are Russian Jews, had a real estate boom from 2000 to 2005. In fact, the price of Sunny Isles Beach real estate increased up to 20 percent per year! Unfortunately, because of the housing crisis and a change in lenders mortgage programs, prices have lowered and are much more attractive to homebuyers. The competitive market came from residents putting their home up for sale in the hopes of making some quick money. This … (0 comments)

 


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