An informational, interactive workshop hosted by Leilani Williams, Realtor with Capitola Realty and Tai Boutell, Certified Mortgage Planning Specialist with Santa Cruz Home Finance was a big success. The event was held at the Scotts Valley Library and about 30 people attended to hear the details on what's going on in our mortgage and real estate markets. The discussion focused on the mortgage industry; where it came from, where it is today, how it got here and where to go next. Tai explained that nobody holds a 30 year fixed rate mortgage, and that most loans are securitized and sold on Wall (0 comments)