Tom Davis's (tdavis22) Blog

Here is what is happening with Delaware Community Events from Dover Delaware Real Estate Agent Tom Davis.  Remember When Your Looking To Move, Call Me First as I Provide "Talking House" Absolutely FREE to Anyone who lists their home with me! Call (302) 398-3757 and for Delaware Home Just Visit: w...

DE REALTOR TOM DAVIS annouces the HUGE YARD SALE and BAKE SALE!  When something is happening in your community, I let you know! This Bake Sale is Saturday, May 9th From 8-1PM and Rain Date Is May 16th.   Location: Christ Church along 401 High Street. Chestertown, Maryland 21620   ---------- When ...

Question: What is tax deductable on my mortgage? Answer: First I would recommend you always speak to your tax accountant about tax items.  Typically payments that you may deduct against your federal and state taxable income are the interest portion of mortgage payments, loan points, and property ...

You need the documents of your history of repaying debt, quite simply called the Credit Report.  You may often find incorrect problems on your report.  It is important to get any negative data removed especially when you go to buy your largest investment ever - your home! If you would like a Free...

Foreclosure has become a big problem not just in Delaware but everywhere in the country!   The legal process by which a lender takes possession of and sells your property in an attempt to satisfy your mortgage indebtedness.  Whenever you default on a loan and when the lender has deemed that you a...

One of the big reasons I find many folks moving to Delaware is the low property taxes - Delaware offers one of the lowest property taxes out there!  If you are just paying way to much for your property taxes then you might want to consider Delaware property! As you know the property tax is paid b...

Question: What is a VA Loan *** Answer: VA Loans are loans that are made by the Department of Veteran Affairs.  This type of mortgage helps eligible people (those in the active duty; qualified unmarried, former spouses of veterans; and veterans of the American military services) to buy primary re...

Question: What Is Title Insurance? Answer: Insurance that covers the legal fees and expenses necessary to defend your title against claims that may be made against your ownership of the property.  The extent of your coverage depends on whether you have a standard or extended coverage.  To get a m...

Here is information to help you with boating!   Start your boating season with safety first! A FREE Safety Check of your vessel and equipment is offered by the United States Coast Guard Auxillary Flotilla 21-04 If you would like more information call: 1-410-810-0000   ------- Reminder when you mo...

A reverse mortgage helps elderly homeowners who are typically low on cash to tap into their home's equity without the need to sell their current Delaware home or move from it.  The lending institution offering the reverse mortgage allows an elderly person to receive a check each month to use the ...