home loans: Many loan options when you are buying a house
- 01/24/22 09:06 AM
Do you have plans to buy a new home this year? If so, you're probably thinking and saving for a down payment, but how much do you need? There are many loan options, and you may not need 20%. Conventional Loans Have you heard of Fannie Mae or Freddie Mac? These are the companies that provide conventional home loans. If your credit score is in good shape, you'll only need to put 3% down on your new home. FHA Loans Are you a first-time homebuyer? Then, an FHA loan might be a good option for you. Generally, you could put as little as 3.5% down. VA … (4 comments)
home loans: Market Report in a minute 10-21-19
- 10/21/19 10:12 AM
It's time for your weekly look at what's happening with rate movement, the economy and the housing market. Watch to the end for the "last word."
If you are looking to buy or sell a property this year in the areas of Cape Coral, Fort Myers, Lehigh Acres, Estero, Bonita Springs or Naples, FL please give me a call for a free consultation and I will help you to achieve your real estate goals! Abby Stiller - Realtor with ReMax Realty Group - Hablo Español 239-284-8637
Neighborhood AnalysisTO RECEIVE A PROFESSIONAL CMA, PLEASE CONTACT ME DIRECTLY AT: 239-284-8637 OR CLICK HERE TO FILL OUT MY FREE HOME VALUATION FORM. PLEASE NOTE: … (2 comments)
Some Highlights: Learning the lingo of homebuying is an important part of feeling successful when buying a home. From APR to P&I, you need to know the acronyms that will come up along the way, and what they mean when you hear them. Contact your local professional Abby Stiller with Remax Realty Group for all your Real Estate needs in the areas of: Cape Coral, Fort Myers, Lehigh Acres, Bonita Springs, Estero and Naples Florida. RSW … (0 comments)
home loans: Home Sales Expected to Continue Increasing In 2020
- 09/11/19 12:30 PM
Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020. Below is a chart depicting the projections of each entity for 2019, as well as for 2020. As we can see, Freddie Mac, Fannie Mae, and the Mortgage Bankers Association all believe homes sales will increase steadily over the next year. If you’re a homeowner who has considered selling your house recently, now may be the best time to put it on the market. Contact Abby Stiller for a Fee Home Valuation at 239-284-8637 or Click Here
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home loans: What’s the Latest on Interest Rates?
- 08/30/19 02:12 PM
Mortgage rates have fallen by over a full percentage point since Q4 of 2018, settling at near-historic lows. This is big news for buyers looking to get more for their money in the current housing market.
According to Freddie Mac’s Primary Mortgage Market Survey, “the 30-year fixed-rate mortgage (FRM) rate averaged 3.60 percent, the lowest it has been since November 2016.” Sam Khater, Chief Economist at Freddie Mac, notes how this is great news for homebuyers. He states, “…consumer sentiment remains buoyed by a strong labor market and low rates that will continue to drive home sales into the fall.” As a potential buyer, the best thing you can do is work … (2 comments)
home loans: Buying A Home: Do You Know The Lingo?
- 08/25/19 10:01 AM
Some Highlights: Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right direction, here’s a list of some of the most common language you’ll hear when buying a home. The best way to ensure your home-buying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher.’ Contact Abby Stiller at 239-284-8637 - local Realtor with Remax Realty Group … (4 comments)
home loans: 10 Steps To Buying A Home This Summer
- 07/11/19 12:41 PM
Some Highlights: If you are thinking of buying a home, you may not know where to start. Here is a simple list of 10 steps that you will go through to purchase a home. Make sure to ask your agent for details about each step and what else may be required in your area! info provided by KCM
Would you like to get a daily market report straight to your inbox every day to keep you up-to-date on your local market? Sign up here The Market Activity Report is a snapshot of all the changes in a local real estate market. It includes … (1 comments)
home loans: What You Need To Know About Private Mortgage Insurance (PMI)
- 06/25/19 08:09 AM
Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What is PMI?Freddie Mac defines PMI as: “An insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%. Once you’ve built equity … (3 comments)
home loans: Buying a House This Year? This Should Be Your 1st Step!
- 01/15/19 12:47 PM
In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even if you are not in an incredibly competitive market, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach. Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their … (3 comments)
Improving your credit score can help you get approved for loans and credit cards and save you money by getting better rates for financing. While raising your credit score isn't fast or easy, it is possible when you follow some of the helpful tips below.
Make Sure Your Credit Report Is Accurate: Every year you're allowed one free copy of your credit report from each of the three major credit bureaus. When you get your credit report, make sure you review it carefully. A mistake could negatively impact your credit score. Potential errors can include incorrect personal information, accounts you don't recognize, and … (5 comments)
home loans: How to Save Thousands of Dollars in Interest on Your Mortgage
- 12/30/18 03:26 PM
One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving you money over the life of your loan. Any additional payments to the principal amount (the original sum of money borrowed in a loan), helps to cut down the amount of interest that you will pay over the life of your loan and can also help to shave years off the loan as well. When you make ‘extra’ … (2 comments)
home loans: Happy Clients Happy Life!
- 03/27/18 02:36 PM
There is nothing else more satisfying than to hear your clients are happy with your real estate services! Take a look at this amazing review I received from a first time home buyer I helped and guided throughout the buying process. They got a great deal on a house they purchased this month in Cape Coral Fl. I'll do everything possible for my customers!
Highly likely to recommend 03/10/2018 - eudesaylen1624Written about Abby Stiller on 03/10/2018Sold a Single Family home in 2018 in Cape Coral, FL. Local knowledge: ***** Process expertise: ***** Responsiveness: ***** Negotiation skills: ***** Abby Stiller es hasta hoy la mejor realtor … (1 comments)
home loans: Another successful closing !
- 03/08/18 01:45 PM
Congratulations to this beautiful family with the purchase of their first home. It was a pleasure to guide them with the process of buying this great home in Cape Coral, Florida. We had some bumps along the road but we were able to pull it through. A big Thank you to Ernesto Salazar with Supreme Lending for working hard on this loan. This closing has been a proof that persistent and perseverance are the key to success!
Team Stiller making a home ownership a reality! Don’t wait call now!
Do you have plans to buy a new home this year? If so, you're probably thinking and saving for a down payment, but how much do you need? There are many loan options, and you may not need 20%.
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