health insuran: "Farmers Insurance Agent" Addresses Finding Quality "Health Insurance" in Waterford, Michigan
- 09/24/08 03:59 AM
Everyone should have some form of health insurance or basic medical coverage so they can see a doctor for yearly physicals or when they are ill. Private health insurance used to be something only the wealthy could afford, but there are companies that can make medical coverage a reality for you. Shop Around and Ask Questions Medical coverage varies from one company to another with many different plans available to serve your individual needs. Shop around, ask questions and take notes. At first, you may not know what to ask. As you visit with different insurance agents and hear about the … (0 comments)
Annuity ... from the medieval Latin "Annuitas," meaning "yearly payment." An annuity is an agreement between an individual and an insurance company. An individual pays some amount of money (referred to as a "premium") to an insurance company, which the company later pays back under an agreed-to payment schedule. One method of receiving income might be a lump sum payment; another might be a guaranteed income to last at least as long as the annuitant lives. Most annuities have a deferral period (the period prior to the time income payments begin). … (0 comments)
Part A - Hospital Insurance Part A helps pay for care in hospitals, some skilled nursing facilities, hospice, and some health care. For most people, Part A is premium-free because they paid Medicare taxes while they were working. Part B - Medical Insurance Part B helps pay for doctors, outpatient hospital care, and some other medical services that Part A does … (1 comments)
health insuran: Family Health Care Facts about Medicaid: Michigan "Health Care" "Medical Insurance" "Hospital Coverage"
- 08/31/08 06:35 AM
About MedicaidThe Medicaid program provides medical benefits to people who are financially needy. This program is not primarily a program for people who are elderly. Rather, it is for people who are poor. It is not available to seniors under the age of 65, unless they are blind or disabled. However, Medicaid eligibility is important to seniors due to gaps in Medicare coverage. For example, as a result of Medicare's limited nursing home coverage, less than 10 percent of nursing home costs in Michigan are paid by the Medicare program. Due to the high cost of nursing home care, many seniors … (0 comments)
health insuran: Things to Consider when Purchasing a Long Term Care "Health Insurance" Policy - Oakland County, Michigan
- 08/31/08 06:34 AM
Purchasing a Long Term Care Insurance Policy Should You Consider Purchasing a Long Term Care Insurance Policy? Yes, You Should Consider It If: You have a significant income and / or assets. You wish to help protect your assets and income. You do not want to rely on the Government or others to pay for your care. You do not want to rely on friends or family to provide you care if needed. No, You Should Not If: You can not afford to pay the policy premiums. You have a limited amount of assets and / or a very small … (0 comments)
health insuran: Financial Planning: "Reverse Mortgages" "Life Insurance" and "Annuities" with "Long-Term Care" Provisions - Wixom, Michigan
- 08/31/08 06:32 AM
Your greatest financial risk today and in the foreseeable future is not your hospital or doctor bills, but the very high cost of long term care. Over 40% of all Americans over the age of 65 will spend some time in a nursing home due to a prolonged illness or disability. That's almost one out of two. Will it be you or your spouse? Your risk of needing long term care is probably much greater than you realize. If you are over 62 years old and have assets to protect, but aren't wealthy enough to comfortably pay for long term care … (0 comments)
health insuran: Mature Market "Life Insurance": Asset Protection, Whole Life Policies, "Education Funding" for Grandchildren - Huntington Woods, Michigan
- 08/31/08 06:29 AM
Mature Market Life Insurance You've worked hard to provide for your family and to build your nest egg. But what will happen to your assets when you try to pass them on? You may believe your Will takes care of this transition for you, but a large value of your estate may be lost to death taxes and estate settlement expenses. Illinois Mutual has designed two unique Whole Life policies with the Mature Market in mind - Simplified Issue Whole Life & Single Premium Whole Life - that can assist you in making a tax efficient transfer to your desired … (2 comments)
health insuran: LifeFund - Cash Benefits for Financial Catastrophes, Chronic Illness or "Disability Insurance" and Retirement Planning-Oakland County, Michigan
- 08/31/08 06:26 AM
LifeFund Why LifeFund? You want to focus on building a long, healthy, successful life. But sometimes you face uncontrollable events that interrupt your plans: heart attacks, strokes, cancer, accidents, even death of your spouse or child. While you can't always prevent these tragedies, LifeFund helps control their effect on your life. More than life insurance, LifeFund is a product series that protects and provides during your most dramatic life events - critical or chronic illness, disability, retirement, and death. Taking care of your family If you should die, a death benefit is paid to your beneficiaries. There is also a benefit … (0 comments)
health insuran: Celtic ValueOne Health Plan in Waterford, Michigan, Comprehensive "Major Medical" for ages 6 Months to 64-1/2 Years
- 08/31/08 06:23 AM
The Celtic ValueOne Health Plan Provides economical major medical insurance coverage for individuals ages six months to 641/2 and their families. ValueOne works hard for your clients by controlling costs. Celtic partners with nationwide provider and pharmacy networks to offer quality services at reduce fees. Comprehensive coverage for entrepreneurs, consultants or those without an employer group plan 70/30 coinsurance with deductibles choices of $2,000, $3,500, $6,000 or $10,000 FREE Rx Discount Card Preferred rates for non-tobacco users Optional Rx Drug Card Additional Benefits: Simple online application 12 month initial rate guarantee Flexible billing options Prompt claims payment, no claim forms … (0 comments)
health insuran: Financial Planning for your Future Begins Now - "Whole Life Insurance" Auburn Hills, Michigan
- 08/31/08 06:18 AM
Whole Life Insurance Whole Life is a great solution for young adults just beginning an insurance program and families who need protection while saving for the future. Whole life is the most common type of permanent insurance. The premiums generally remain constant over the life of the policy and must be paid periodically in the amount indicated in the policy. As long as the policy remains in force, it provides protection for your "whole life." Whole Life provides a guaranteed premium for issue ages of 0 to 75, and a face amount as low as $5,000. Most whole life policies … (0 comments)
Everyone should have some form of health insurance or basic medical coverage so they can see a doctor for yearly physicals or when they are ill. Private health insurance used to be something only the wealthy could afford, but there are companies that can make medical coverage a reality for you. ;)
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