home: What is considered an "Act of God" on a Homeowner policy? - 06/28/13 09:16 PM
What is considered an "Act of God" on my Home Owner Insurance policy? We recently had a client of ours call to say his neighbors tree fell on his fence, car & garage and how does he put a claim in against his neighbor's insurance?
Act of God Wind Damage We had to explain to our client that since nobody was negligent for the tree falling, it is considered an "act of God" due to winds. These high sustained winds have nothing to do with the neighbor's blame for his tree falling. Since it is no one's fault, the insurance property … (0 comments)

home: Squirrels, Vermin and Your Homeowners Insurance Policy - 12/02/12 10:50 PM
Squirrels, Vermin and Your Homeowners Insurance Policy My next door neighbor feeds squirrels on a regular basis. I personally do NOT like squirrels and hate that they climb on my fence between our homes. Luckily, my dog (Major Mo) keeps them out of my yard with his barking and chasing after them.
Well, squirrels & vermin are NOT covered on your homeowner insurance policy if they get into your home. The damage they cause could be quite extensive but it is an EXCLUSION in your homeowner insurance policy.
While my neighbor may think it is cute to feed these vermin, I have told her that if … (2 comments)

Tom Larsen, We Shop, You Save! (The Larsen Protection Team)

Tom Larsen

We Shop, You Save!

Williamsville, NY

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The Larsen Protection Team

Address: 8665 Sheridan Dr, Williamsville, NY, 14221

Office: (716) 684-3203

Mobile: (716) 310-0351

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Buffalo insurance expert, marketing expert and Small business insurance consultant.




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