insurance claims: Don't end up with a "broken" insurance policy! - 08/23/13 02:20 AM
In this short video, I explain how not to end up with a "broken insurance policy" in New york! I don't know how other states work but in New York, a judgement is a lein on real property!
Watch it here.
Trying to be helpful for you New York based Realtors who are selling homes and rentals every day.
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insurance claims: What is considered an "Act of God" on a Homeowner policy? - 06/28/13 09:16 PM
What is considered an "Act of God" on my Home Owner Insurance policy? We recently had a client of ours call to say his neighbors tree fell on his fence, car & garage and how does he put a claim in against his neighbor's insurance?
Act of God Wind Damage We had to explain to our client that since nobody was negligent for the tree falling, it is considered an "act of God" due to winds. These high sustained winds have nothing to do with the neighbor's blame for his tree falling. Since it is no one's fault, the insurance property … (0 comments)

insurance claims: How to protect yourself in a homeowner claim. - 06/23/13 09:19 PM
The burden of proof in a homeowner claim is always on the insured - the homeowner. Since that is the case, I am suggesting you take your smartphone and record what you have inside your home. This then becomes your proof at the time of a claim.
No claims adjuster could deny using this for proof. A picture or video is way better than any receipts you may (but probably don't) have. Keeping this proof on your laptop or a thumb drive would be a good idea.
So use your smartphone in a smart way - capture what you own inside … (1 comments)

 
Tom Larsen, We Shop, You Save! (The Larsen Protection Team)

Tom Larsen

We Shop, You Save!

Williamsville, NY

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The Larsen Protection Team

Address: 8665 Sheridan Dr, Williamsville, NY, 14221

Office: (716) 684-3203

Mobile: (716) 310-0351

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Buffalo insurance expert, marketing expert and Small business insurance consultant.


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