ARCHIVED BLOG POSTS
2007
January 1, 2007, private mortgage insurance became a deductible expense for new borrowers with less than a $100,000 income. This new legislation will help homebuyers who may have chose to a more risky piggy-back type of loan to avoid PMI over the past few years.So what is PMI?In a conventional mo...
03/31/2007
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Many of the homes and property I sell are on acreage or a in area that do not have city water and sewer lines. These properties have special disclosure forms for their private sewer and water systems. The well disclosure form requires a seller to indicate what wells are on the property...sealed a...
03/31/2007
Considering moving to a home on acreage? Often country homes are too far away from public sewer lines and require an individual sewage or septic system to handle wastewater and material. These systems are an integral part of your new home and need to be cared for properly. Having the system repla...
03/30/2007
It is easy to get caught up in believing the hype of the tragic situation in today's real estate market. Every day in the national and local news there is a new story of a housing development or community somewhere in the United States that has been affected by the sub-prime lending debacle that ...
03/29/2007
From the time we are children we learn right from wrong. As a child our parents guide us and build an internal compass that directs us throughout our lives. I have always abided by the Golden Rule; Do unto others as you would have done to you. The Realtor's Code of Ethics is based on this same pr...
03/28/2007
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Get ready! With the spring sale season just around the corner, now is the time to get your home ready to put on the market. As a Minnesota Realtor, I have seen many homes go on the market that simply are not ready. This decreases the amount a buyer is willing to pay buy thousands of dollars.These...
03/27/2007
What an exciting day; the day you close on your new home! A few days before, your Realtor had called to schedule the date and time of the final walk-through. You thought, "This is great! I needed to check the paint color in the bedroom and measure the windows for blinds." But that is not what the...
03/26/2007
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Spring is in the air! The signs are all around us and not just the budding trees and spring tulips peeking out from the ground. The Smokey Bear sign at the Carlos Avery Nature Preserve has changed it's winter "Drive Safely" sign to the green, yellow, orange and red fire danger warning signs too! ...
03/25/2007
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Compact Florescents Light Dim Areas with ONE Bulb!Yesterday, I bought several packages of the new compact fluorescent bulbs for our home. Not necessarily with the altruistic idea to save the planet with a green bulb, although that is definitely and added value. (See CNN's story: Building a Better...
03/24/2007
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Did you know that for as little as $25 a credit bureau can buy your personal information after you apply for credit? When you apply for a loan, you are required to fill out an application with personal information including name, address, and phone number. Based on the information you supply, the...
03/23/2007