Making a move from the Minneapolis/St. Paul metro to a more rural area is a dream of many city home owners. But the actual logistics of this type of move can seem overwhelming. As a REALTOR® in the north and east metro, I know there are less amenities and public utilities in country communities; many of which are often taken for granted by urban residents. When my family made our move out to Anoka County acreage, we had to learn this differences first hand and quickly. I have guided many homebuyers over the years and there are many common … (2 comments)
chisago county realtor: Snapshot of Home Sales Statistics in Chisago, MN Year End 2012
- 02/04/13 05:19 AM
There is a saying that real estate is local and nothing is more true than in Chisago, MN in 2012. Overall, the housing market made a positive turn in the Minneapolis/St Paul metro area in 2012. But sales in Chisago, tell a different tale. After sales nearly doubling from 2010 to 2011, there were only 64 homes sold in Chisago in 2012, down 34.7%. New listing were down too, just like most of the northern metro area. But the average sales price show a good increase of over 8% in 2012 compared to 2011 coming in at just over $189,000. … (0 comments)
chisago county realtor: USDA Rural Financing! Finance with ZERO DOWN in Chisago County!
- 07/23/12 07:04 AM
And just because the financing is rural, it doesn't mean you will have to buy a farm either! It's still the American Dream to own a home. With prices very affordable and interest rates are extremely attractive, now is a great time to purchase a first home! But not every potential homebuyer has sufficient funds for a downpayment and closing costs. So what are the options in the northeast Twin Cities Metro? USDA rural financing! Most loan officers will tell you that a conventional mortgage can require 5, 10 or 20% for a down payment. Even government backed FHA loans will … (2 comments)
chisago county realtor: When We Buy a New House, Can We Get a Pony?
- 04/10/12 06:33 AM
Horse and animal restrictions on Minnesota acreage properties Last year, during a final walkthrough of an acreage home my buyers were purchasing in Anoka County, one of their daughters ran up to me giggling and said, “Joe thinks you are buying him a pony.” “Oh…really?” was all I could think to respond. Mom nodded that yes it was a fact, Joe had it in his three-year-old head that I was going to drop off a four-hoofed pet on move-in day. While I have been known to give a closing gift to my clients, I have never offered a … (6 comments)
chisago county realtor: First Time Homebuyer Statistical Snapshot of Chisago MN Home Sales
- 02/07/12 02:58 AM
First time homebuyers in the northeast Twin Cities area would be wise to the Chisago Lakes area for their first home. There are many affordable options including townhomes, single family homes, newer construction and turn of the century classics. This community is one of a very few that can use USDA financing which is a unique zero down option program for buyers that have a qualifying income level. The real estate market really made a positive turn in Chisago, MN in 2011. Sales nearly doubled, up 69%; from 58 homes sold in 2010 to 98 sold in 2011. It … (0 comments)
chisago county realtor: Avoid Moving Day Stress for Older Dogs
- 07/28/11 08:22 AM
Moving day is very stressful for the entire family even under ideal circumstances No matter how we plan for that move, things come up. Wallets get lost; moving trucks breakdown; volunteer helpers don't arrive (or worse yet, don't help much). Yes, moving day is stressful but families with pets have special issues. And when the dog is older, sometimes we just have to accommodate the situation. Today, I had a closing where my clients were moving about a hundred miles south of their current home in Chisago County. They were to give immediate possession to the new buyers after the closing … (13 comments)
chisago county realtor: Chisago County Home Buyers CAN still 100% Financing with USDA Program!
- 06/16/11 09:35 AM
You want to own your own home. You know that prices are very affordable and interest rates are extremely attractive. But rising gas prices and a weak economy leaves you struggling to save for that down payment. Sound familiar? Most loan officers will tell you that a conventional mortgages can require 5, 10 or 20% for a down payment. Even government backed FHA loans will require that buyers have a minimum of 3.5% of their own funds to invest in their home. Our veterans have always had a wonderful zero down program available and the VA loan program is still a … (4 comments)
chisago county realtor: XXXXX Olinda Trail, Lindstrom MN, 55045
- 02/08/11 04:16 AM
Welcome to Olinda Trail, Lindstrom MN! This home is no longer for sale Move in Perfect home One level home in the lakeshore rich community of Lindstrom!--Great location! Walk to Chisago Lakes High School, lakes, shopping and more!
Attractively updated and ready for your family! 2BR+Den on one level. Den is large enough to be used as a 3rd bedroom but is non-conforming. Brand new roof! Newer Windows! Huge Kitchen! As you step over the threshold, you will realize there is much more here than you'd expect! Two family rooms--One on the main floor! And additional unfinished areas in lower … (9 comments)
chisago county realtor: USDA Rural Development Program Means 100% Financing IS AVAILABLE for Chisago County Buyers
- 06/11/09 01:31 AM
Home buyers with limited funds for a down payment are in most cases required to scrimp and save for that first house again. Conventional mortgages can require 5, 10 or 20% for a down payment. Even government backed FHA loans will require that buyers have a minimum of 3.5% of their own funds to invest in their home. Our veterans have always had a wonderful zero down program available and the VA loan program is still a great option to those who have served our country. But for other buyers trying to come up with the minimum 3.5% down payment required … (12 comments)
chisago county realtor: Foreclosures on Lakeshore, Acreage and New Construction in Chisago County that YOU will WANT to Call Home!
- 04/18/09 01:45 AM
Looking for a foreclosure, bank-owned or short sale but need to be able to live in the home immediately after closing? Good news is that foreclosures are no longer always trashed, fixer-uppers. Today's foreclosures can be simply AWESOME! This economy has forced builders and responsible homeowners alike to let amazing properties go back to the bank. Many are still in pristine condition. Some still may require a bit of cleanup or a few cosmetic changes but there are many in move in condition too. Here are a few of the treasures I noted on the Twin Cities MLS in Chisago County … (6 comments)
chisago county realtor: Anoka County Homebuyer? Here's a few GREEN Options to Consider for St Pat’s Day!
- 03/16/09 03:21 AM
Celebrate St. Patrick’s Day by bringing a bit of “green” thinking in your home search. Whether your home search is in Anoka, Chisago or Washington County, there is an opportunity to buy real estate that's a wee bit green. Spring is the time that many start thinking about making a move. Homes are more affordable than ever before and there is still an awesome selection of single family homes on the market for buyers to choose from. Ton’s O' choices on the market! Homes on lakeshore Homes on acreage Starter homes Foreclosures New construction Here are just a … (9 comments)
Theresa "Teri" Eckholm/Boardman Realty assists Minnesotans to find their way home with helpful tips and quality service. Dedication to customer service has made Teri the REALTOR® of choice for families in Blaine, Forest Lake, Ham Lake, Lino Lakes and Wyoming areas. Licensed in MN.
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