Steve Richman's (thatmiguysteve) Blog

Education & Training - Genworth Financial
It's March and that means most people are thinking of the Final Four. Me? I am thinking of the Fantastic Four (and I don't mean the comic book). I am talking about four websites that I think are worth a visit as you are trying to understand this ever-changing mortgage market, evolving consumer ta...
One thing we have learned through the credit crisis over the past two years is that capital is king. Banks and lenders need capital to write more loans. Insurance companies need capital to pay claims and write new policies. Many of the changes private MI companies introduced to the market over th...
The National Association of Realtors recently published its annual "Profile of Home Buyers and Sellers." Here are some of the highlights:  · The number of first-time homebuyers jumped to 47 percent of all homes purchased. In 2006, when the market was booming, only 36 percent of all purchases were...
The Worker, Homeownership and Business Assistance Act of 2009 was signed into law on November 6, 2009, and extends and expands the previously passed first-time homeowners tax credit. There are three major sections to be mentioned (for detailed information about the new law, click here). 1.       ...
Please join the Bright Side of the Road Foundation for another magical evening of music, friends, auction items at the House of Blues Cleveland! Our grass roots organization is targeting to have raised over 1 Million Dollars for ALS research by 2010, and we want you to help us celebrate this acco...
We've all read plenty of articles discussing where we were, what happened and who is to blame. Every pundit has predictions as to where we are going and when we will get there. But as Stephen Covey, Tony Robbins and the rest of the "life lessons" crew would say, we must live in, and understand, t...
We all have been working very hard. We all have been dealing with an unprecedented economy. We all have been reading negative news stories. We all have been trying to sort out new programs and guidelines. We all need a break. That is what summer is all about; let's kick back and relax with the la...
We all know that changes are occurring in our industry every single day. But do you know who the top governmental players are that create and implement change? Here is a bit of cheat sheet to help you know who is who. Timothy Geithner Secretary of the Department of Treasury The Treasury Departmen...
May 19th VMLA and Genworth - AMB Credits:  3 electives Genworth Financial The Forum Room 6620 West Broad Street Richmond, VA  23230 Seminar from:  9 - 10:30 AM Registration information on: click on Education   May 20th VMLA and Genworth - AMB Credits:  3 electives VMLA Headqu...

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