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property damage: The 10 most common causes of home fires.
- 08/11/14 06:52 AM
With all of our awareness, safety protocols, and modern technology, home fires are still a significant danger. According to the National Fire Protection Association (NFPA), firefighters still respond to about 374,000 residential fires every year in the U.S. At that rate, we have a home fire every 10 seconds, and every 60 seconds a fire serious enough to call the fire department. Even more sobering, every three hours, someone loses their life to a fire in their home, about 13,000 a year on average. The price tag on fire damage is startling as well – about seven billion … (0 comments)
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property damage: 10 Questions to ask about your homeowners insurance policy.
- 08/11/14 06:48 AM
What does it cover?
Homeowner's insurance covers a specific array of damage to your property. These could a fire in your home, a windstorm blowing the roof off, or burglars breaking in. It also covers property damage, additional living expenses, personal liability, and medical payments. But different policies have different levels of coverage, so ask to see if you’re covered. For instance, your policy may cover you if someone breaks in to your car and steals something valuable. What doesn’t it cover? Every policy has exclusions, so it’s important for you to ask your agent what is not covered. Most policies don’t take care of … (1 comments)
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