the andrea reynolds team: Hope for Homeowners Program - 12/01/08 02:44 AM
 
This is a program for borrowers at risk of default and foreclosure.  It provides a new 30 year fixed rate mortgage that are insured by the Federal Housing Administration (FHA).  This program can help homeowners refinance their mortgage into a more affordable payment.  The lender and borrower must agree to participate in the program.  It will end September 30, 2011.   
A few factors in determining eligibility are:
The home is your primary residence, and you have no ownership interest in any other residential property, such as second homes. Your existing mortgage was originated on or before January 1, 2008 … (0 comments)

the andrea reynolds team: Welcome to Columbia, Now Get Out and See It! - 11/24/08 01:20 AM
If you have never been you need to get out and see it. Once used for a commercial district this revitalized oasis in the middle of the city can do everyone some good. I recently visited the park one Saturday with my dog, Addy, to shoot some pictures and the views are incredible. Of course everyone knows the view, you can see it in every magazine and on every real estate agents website that has anything to do with Columbia. But if you really take a minute to sit on a bench and listen to water rush by, it can be … (1 comments)

the andrea reynolds team: Can You Afford That House? - 11/18/08 12:41 AM
Before you start searching for your dream home, you first need to determine a price range you can afford. According to the Federal Housing Administration (FHA), depending on the consumer's current debt ratio, most people can typically afford to pay 31 percent of their gross monthly income for mortgage payments. For example, if you earn $50,000 annually, then your monthly income is about $4,167. Thirty-one percent of that is $1,292.
There are several online tools to calculate a monthly mortgage you can afford using factors such as your current monthly expenses, down payment and the interest rate. You can also work … (0 comments)

the andrea reynolds team: Beautiful Home For Sale, 7 Loggerhead, Turtle Creek, Columbia, South Carolina - 11/13/08 06:33 AM
Guess what we did? We listed another home in Turtle Creek this week! This client was a referral from our previous client, who house we sold on 13 Loggerhead. Believe it or not we get about 3/4's of our business from repeat and previous clients. That is huge, at least in our book. Check out the description below and the virtual tour. Let us know if you want to buy it, jk.

This beautiful 3 bed, 2 bath, 2,100sqft traditional home is located is beautiful Turtle Creek. This home boasts: a formal dining room with trey ceilings; a large living … (0 comments)

 

Andrea Reynolds

The Andrea Reynolds Team

Columbia, SC

More about me…

Prudential Midlands

Office: (803) 409-0869

Mobile: (803) 760-9106



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