homeloans: 3 Ways to Avoid Getting Outbid on Your New Home - 01/14/19 09:14 AM
Bidding for a new home can get pretty fierce in today's market.  Here are three potential solutions to avoid getting outbid on your new home:
Turn in your loan paperwork BEFORE you place an offer.  In many cases, you are bidding against cash buyers who don't need to wait for financing approvals.  Look at it this way:  if you were the seller, would you prefer to do business with a buyer who needs to wait for financing approvals or a cash buyer who can close the deal quickly?  With that in mind, it's important to be proactive and provide your mortgage … (1 comments)

homeloans: How to Understand Your Home Appraisal ($200k) - 11/26/18 08:11 AM
 
A home appraisal is an estimate of your home's value.  It's simply a professional appraiser's opinion of what he/she thinks your home may be worth.

Why Do Appraisals Matter? Mortgage lenders base your loan amount on the LESSER of the appraised value or the purchase price. Here's an example:
You sign a contract for a $200,000 home with a $10,000 (5%) down payment.  Your loan amount, in this case, would be $190,000 (95% of the purchase price). The appraisal comes back at a value of $190,000 The mortgage lender is no longer willing to lend you $190,000 because that would … (2 comments)

homeloans: Home Loans |Moss Beach | San Mateo County - 07/13/16 11:01 AM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Moss Beach, California.
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is … (0 comments)

homeloans: Home Loans |Atherton | Alameda County - 05/04/16 06:59 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Atherton, California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are not … (0 comments)

homeloans: Home Loans |Piedmont California | Alameda County - 04/11/16 02:55 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Oakland, California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are not … (1 comments)

homeloans: Home Loans |San Pablo California | Contra Costa County - 03/02/16 09:42 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in San Pablo, California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are … (0 comments)

homeloans: Home Loans |Richmond California | Contra Costa County - 02/29/16 02:25 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Richmond , California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are not … (1 comments)

homeloans: Home Loans |Pleasant Hill California | Contra Costa County - 02/25/16 06:57 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Pleasant Hill , California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments … (0 comments)

homeloans: Home Loans |Pittsburg California | Contra Costa County - 02/24/16 02:37 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Pittsburg , California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are not … (0 comments)

homeloans: Home Loans |Pinole California | Contra Costa County - 02/21/16 07:08 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Pinole , California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are not … (0 comments)

homeloans: Home Loans |Orinda California | Contra Costa County - 02/18/16 09:25 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Orinda , California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are … (0 comments)

homeloans: Home Loans |Oakley California | Contra Costa County - 02/17/16 08:09 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Oakley, California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent payments are not … (0 comments)

homeloans: Home Loans |Martinez California | Contra Costa County - 02/15/16 07:19 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money in a home may be a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Martinez ,California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty … (0 comments)

homeloans: Home Loans |Lafayette California | Contra Costa County - 02/10/16 07:36 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money in a home may be a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Lafayette ,California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent … (0 comments)

homeloans: Home Loans |Hercules California | Contra Costa County - 02/08/16 08:18 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money in a home may be a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Hercules ,California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty … (0 comments)

homeloans: Home Loans |Danville California | Contra Costa County - 02/06/16 02:30 PM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money in a home may be a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Danville ,California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty … (0 comments)

homeloans: Home Loans |Antioch California | Contra Costa County - 01/15/16 04:52 AM
Rent Payments Can Really Add Up!
No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money in a home may be a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Antioch,California.
Common Concerns of Renters and Homeowners - Advantages and Considerations
BUYING
Property builds equity
Responsible for maintenance
Tax deductible mortgage interest*
Responsible for property taxes
Free to change decor and landscaping
Responsible for hazard insurance
Not dependent on landlord to maintain property
RENTING
Landlord is responsiblefor maintenance
No equity gains
Landlord is responsible forproperty taxes
Rent … (0 comments)