Orange County, California is one of the most appealing places to live in the U.S. The excitement, diversity, vast cultural facilities, non-congested cities, reduced crime rates and of course the beautiful beaches make Orange County an ideal place for people of all walks of life. Perhaps you are a
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12/02/2015
The greatest impact on African Americans is and will continue to be in the metropolitan areas. All cities are not seeing the same trend of employment growth or decline outside of the city. Employment outside of the city is actually growing in Dallas and Houston. In cities like Jacksonville and St
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11/30/2015
The state of the African American family structure has been talked about much in recent years. A trend of single-mother homes has been an issue for quite some time. The risk here is that the household will suffer in financial stability because there is only one income. With regards to African Ame
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11/20/2015
Throughout major cities, African Americans have moved out of cities and created a mass migration away from urban areas throughout the nation. Where cities used to be predominantly black, they are now losing a key portion of their populations: blacks. The effects on African Americans are much more
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11/13/2015
Demographics are rapidly changing in the United States. However, a shift in population is becoming even more prevalent and apparent in inner cities. Suburban sprawl had numerous effects on changing the look of major urban centers around the nation, with one of these effects being a change in the
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11/11/2015
There has been an uptick in economic activity over the past six years since the Great Recession. However, unlike the recoveries of yesteryear, gains have not been universally dispersed. The gap between the “haves” and the “have-nots” continues to grow, with low-income communities increasingly cut
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10/19/2015
Qualifying for a home loan is not as easy as just walking into a bank. One of the strings attached to the low interest rates are the incredibly stringent lending requirements. The Consumer Financial Protection Bureau released a new set of Qualified Mortgage Standards that came into effect in Janu
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10/16/2015
More so than ever before, buyers are finding themselves up against an array of obstacles that must be overcome prior to obtaining the keys to their new home; the first of which is saving for that down payment. Outstanding debt, checkered employment histories, and a lack of documentation are other
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10/14/2015
Two themes have dominated the headlines in recent years. The first is the linger effects of the Great Recession, an economic downturn that has largely been attributed to the housing market’s burst. Lax lending and overbuilding resulted in many buying homes who would not have otherwise qualified i
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10/12/2015
With over fifteen years of experience as a real estate broker, Vicky Silvano brings a high level of professionalism, personal attention, and customer service to the home buying and selling experience. She graduated college from the University of the Philippines with a Bachelor’s degree in Economi
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09/17/2015