expert: Homes for rent in Germantown - Gaithersburg MD | The Cost of Renting vs. Buying [INFOGRAPHIC] - 06/08/18 07:44 AM

Homes for Rent Germantown, Gaithersburg MD
One thing for sure, 
Moving can be a huge stressing experience for any family. Between packing everything you own into boxes, trying to find a new place that’s in your budget, close to work, school, shopping, entertainment and feel safe? 
This is why we find many people stressed out looking for homes in the Germantown Gaithersburg area
Thankfully, you landed on this site and we will provide you with the best resources online that will take (some of) the stress out of the process. 
So stop lurking, searching and exposing yourself looking for Craigslist homes for rent or even worse, finding … (0 comments)

expert: GUIDELINES FOR LICENSEES IN SHORT-SALE TRANSACTIONS FOR MD HOMEOWNERS - 07/22/13 01:36 AM
GUIDELINES FOR LICENSEES IN SHORT-SALE TRANSACTIONS FOR MARYLAND HOMEOWNERS   Why Do We Use an Attorney. .. To Help Our Short Sales?   The guidelines for Real Estate Agents to follow as of July 1st 2013 is mandated by the Federal Regulation "O" and the Maryland MARS Act specifically address the need to regulate licensees that may be negotiating on your behalf.    Our services are set up for us to become a conduit between you and your lender. When the time comes where conditions are not favorable to our clients, we then contact an attorney that assist us in all … (3 comments)

expert: Short Sales Expert in Montgomery County MD | Short Sales & Your Credit - 07/19/13 06:06 AM
Short Sales Expert in Montgomery County Maryland  Question:  How Does a Short Sale Affect my Credit? The Credit Impact for a Foreclosure vs Short Sale can be dramatically different. 
 
For some homeowner that are presently in a hardship, this is a question that is being asked most often.   "What are the ramifications to my credit when I do a short Sale? "     Regardless,  a foreclosure or short sale, your credit  will be affected. .  and each and every case may have a different result because is dependent on many factors,  

Watch the video below where … (1 comments)

expert: Short Sales Expert in Montgomery County Maryland - 07/18/13 10:28 PM
Short Sales Expert in Montgomery County Maryland  Question:  How to Qualify For a Short Sale in Montgomery County MD? 3 Main areas that are considered to qualify for a short sale

Financial Hardship A Monthly Shortfall  Insolvency 
Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.
Check with your particular lender about their definition of a hardship. .and 

Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland    Check the rest of our video … (1 comments)

expert: Short Sales Realtor® in Montgomery County Maryland - 07/17/13 08:51 PM
Short Sales Realtor® in Montgomery County Maryland  Question:  How to Short Sale My Home in Montgomery County MD? Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale

"You have one bullet in a short sale Take your best shot!"  
Do your homework and only work with the best..
because the charge is the same … (3 comments)

expert: Maryland Realtors Specializing In Short Sales : Who Is Who in MD? - 06/05/13 08:11 AM
Maryland Realtors Specializing In Short Sales Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you may be  experiencing today. .   Behind on your mortgage payments?: this is for you Loan modification blues? : this is for you Tired of the bank requests?:this is for you Your $700K home is now worth $500K?":this is for you Divorcing, separated?:this is for you Lost your job or working more for less?: this is for you Bank says do a short sale we can't help you anymore?: this is for you Banks says. .you … (3 comments)

expert: Short Sales Expert in Prince George County Md : Your Credit Impact - 04/30/13 12:56 AM
Short Sales Expert in Prince George County Maryland  The Credit Impact of a Short Sale There is no doubt that your credit score will be impacted by your decision to do a short sale.

But, what would be the impact if you just let it foreclose?

In this case, your credit rating most likely will be impacted less. .
selling your house as a  short sale . 
than losing your house to a foreclosure

In a short sale you have a much higher chance of your bank waiving/forgiving that balance of what you owe with NO FUTURE implications.  

When this amount could be in the hundreds of thousands … (0 comments)

expert: Short Sales Expert in Prince George County Maryland :Why a short sale? - 04/26/13 08:41 PM
Short Sales Expert in Prince George County Maryland 

Why do a short sale? . . Is it debt forgiveness what you want?? What about your credit?
When can you buy again?
Do you have a negative equity in your home?
Are you really a homeowner. . or just a mortgage owner? Considering a short sale? -- In this video you will find important information about the reason why you may consider doing a short sale.

If you have been without paying your mortgage for months. .would a short sale help you now? or are you just hoping the lender will forget about you?

Peace of mind is … (1 comments)

expert: If Your House is Underwater in PG County MD- How do You Refinance it? - 02/05/13 12:53 AM
If Your  House is Underwater in PG County Maryland- How do You Refinance it?
"It's time to fight. . .your home is on the line”
Question: 
Fernando, my house is underwater and we can't refinance. . what are our options when our house is value less that what I owe?
Answer:
You first option is to call the bank if you feel that you are in some kind of hardship. . .
Ideally, you should have at least 20% equity on your home's current appraised value (that is current value and not what your paid for) if you want to refinance.
In some cases, you can do it … (0 comments)

expert: Can I short sale an Investment Property in Maryland? - 01/28/13 05:50 AM

Can I short sale an Investment Property? If you have investment properties that are upside down. . and are afraid of losing your own home. .There are other alternatives for you. . There is no reason to let those investment properties suck  you dry . . 
You should call and discuss a possible “short sale” with the lender?
When it gets to a point where you cannot, or elect not to continue to pour more money into a seemingly investment gone bad . ..
A short sale could be a sensible solution. .
All depends in your current situation, not everyone qualifies for a short sale.
To read … (2 comments)

expert: Area Real Estate News & Market Updates for Bethesda MD - 09/17/12 02:25 AM
Area Real Estate News & Market Updates for Bethesda  Montgomery County Maryland 20886  
    The market report for Bethesda MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of … (0 comments)

expert: Area Real Estate News & Market Updates for North Potomac MD 20878 - 09/17/12 02:23 AM
Area Real Estate News & Market Updates for North Potomac Maryland  Montgomery County Maryland 20878  
  The market report for North Potomac MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the … (0 comments)

expert: Area Real Estate News & Market Updates for Potomac MD - 09/17/12 02:22 AM
Area Real Estate News & Market Updates for Montgomery Village  Montgomery County Maryland 20886  
  The market report for Potomac MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of … (0 comments)

expert: Area Real Estate News & Market Updates for Rockville MD 20850-20852 - 09/17/12 02:20 AM
Area Real Estate News & Market Updates for Rockville MD  Montgomery County Maryland 20850  
  The market report for Rockville MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of … (0 comments)

expert: Area Real Estate News & Market Updates for Gaithersburg MD 20877-20878 - 09/17/12 02:18 AM
Area Real Estate News & Market Updates for Gaithersburg Montgomery County Maryland 20877-20878-20876  
  The market report for Gaithersburg MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of the … (0 comments)

expert: Area Real Estate News & Market Updates for Montgomery Village 20086 - 09/17/12 02:16 AM
Area Real Estate News & Market Updates for Montgomery Village  Montgomery County Maryland 20886  
   The market report for Montgomery Village MD for August 2012 has good news and bad Lets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end … (0 comments)

expert: Area Real Estate News & Market Updates for Olney MD 20832 - 09/17/12 02:15 AM
Area Real Estate News & Market Updates for Olney Montgomery County Maryland 20832  
    The market report for Olney MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of … (1 comments)

expert: Area Real Estate News & Market Updates for Germantown MD 20874 -20876 - 09/17/12 02:13 AM
Area Real Estate News & Market Updates for Germantown Montgomery County Maryland 20876-20874  
  The market report for Germantown MD for August 2012 has good news and bad Lets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of … (0 comments)

expert: Area Real Estate News & Market Updates for Damascus 20872 - 09/17/12 02:11 AM
Area Real Estate News & Market Updates for Damascus Montgomery County Maryland 20872  
    The market report for Damascus MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the end of the … (0 comments)

expert: Area Real Estate News & Market Updates for Clarskburg Maryland 20871 - 09/17/12 02:08 AM
Area Real Estate News & Market Updates for Clarksburg Montgomery County Maryland 20871  
    The market report for Clarskburg MD for August 2012 has good news and badLets take a quick look at the report for Montgomery County Maryland in generalThe bad news first: In May there was only 69000 jobs added for the whole United States.The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!Unemployment rate is 5.6% in Maryland compared to the rest of the countryThe laws of SUPPLY AND DEMAND are forecasting what the … (0 comments)

 
Fernando Herboso - Broker for    Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group -  Broker 301-246-0001) Ambassador large

Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

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