help: First Time Home Buyers Grants : Infographic Tips For Home Buyers - 02/21/14 09:08 PM
First Time Home Buyers Grants     Several programs are available for first time homebuyers to help them put the house keys in their hands for the very first time.   Securing a mortgage loan first is a major step to make this a reality. It requires lots of preparation and possibly  significant financial investment from their part.   Lenders require a down payment for most mortgage loans, and in addition,  the purchasing process often results in closing costs that will be an obligation to the new buyer.   Sometimes, to encourage home buying, local governments and also federal put  out some programs that can provide … (0 comments)

help: Montgomery County Maryland Real Estate | Homes For Sale | Relocation - 02/15/14 10:09 PM
Montgomery County Maryland Real Estate 

Montgomery County Montgomery County is a county in the State of Maryland situated just to the northern of Washington, D.C., and just SW of the city of Baltimore. It is one of the most affluent areas in the US with one of the biggest ratios of population vs post-graduate degree holdersThe most population is concentrated around Silver Spring but Rockville, Germantown, Bethesda and Gaithersburg aren't that far behind.Montgomery County is part of the Washington Metropolitan area and the Washington-Baltimore Metropolitan area.The biggest employer in Montgomery County is the US Government. The United States Department of … (0 comments)

help: Military Relocation Housing in Fort Belvoir Northern Virginia - 02/01/14 05:32 AM
Military Relocation Housing in Fort Belvoir   Northern Virginia which is considered part of the Washington D.C. Metropolitan Area is a few minutes from our Nation’s Capital.   Families that call Northern Virginia home have access to a variety of amenities, parks, shopping, entertainment, recreational facilities and the most important  historic sites that makes living in Northern, VA an adventure every day.   How can we help you with military relocation?   Consider our services that are all bout residential real estate coverage for the entire Washington DC area including the suburbs in Maryland and Virginia.  Let us discuss your specific needs regarding housing and we … (0 comments)

help: Grants To Help Military Families Buy Homes In Virginia, DC & Maryland - 01/30/14 07:13 PM
Virginia - DC - Maryland Military Housing Relocation Help    Grants Help Military Families Buy Homes 
When you need an advocate to help you in the relocation of your military family..
We are one phone call away. .
Allow us to introduce you to this  new program that offers financial assistance to first-time home buyers who are veterans or active-duty military members.   Many families are struggling to buy their first home nowadays, but for military families, it can be even harder!   Military families frequent moves around the country and overseas puts them at a disadvantage when it come to housing. . specially when they have to save … (1 comments)

help: Should you consider using your VA Loan Eligibility? - 01/26/14 11:55 AM
VA Financing Top Two benefits    Should you consider using your VA Loan Eligibility?   #1 100 % Financing   Did you know, that in today's market, banks are asking around 10-20% downpayment on a conventional loan. Just because  a VA Loan is backed by the federal government, banks do not require a down payment making a VA Loan one of the only loan programs that can still offer 100% financing. #2 No PMI Required ( Private mortgage insurance) Because the loan is backed by the government, banks will not require you to pay  PMI (private mortgage insurance), which is normally an … (0 comments)

help: Price,Location ,Condition Is What Sells a Home. . not Location X3 - 01/23/14 08:23 PM
Selling Homes. .. (The Logical Way)   If you know about real estate, you've most likely heard the term already "Location, Location, Location"   This is a little too disingenuous for some people and it distracts them from the actual true  In reality, location is only one factor..  Condition and price are just as important. The actual order of these three are in my opinion as follows.. .   "Price, Location, Condition"   Location may indirectly affect the price of your home but the price always affects directly the selling of any house. as condition remain a distant objective that can be solved when time passes and more money … (4 comments)

help: Military Housing Fort Belvoir - Relocation- Homes Around Fort Belvoir - 01/23/14 10:10 AM
Military Housing Fort Belvoir  RELOCATING TO FT BELVOIR?
    There are many great neighborhoods around near Fort Belvoir Specially around Alexandria as you can also choose Woodbridge.  Woodbridge homes a more affordable and most likely you you'll get more home for less money.   You may end up a little farther away from the city. .. but Woodbridge is definitely more affordable   Traffic may not be a big issue  to Fort Belvoir, but traffic around Prince William County is normally very challenging at anytime during the day.    From a resale point of view, Alexandria is a solid investment compared to Woodbrige and … (0 comments)

help: Military Housing Grants To Help Military Families Buy Homes - 01/22/14 10:30 AM
Virginia - DC - Maryland Military Housing and Real Estate  Grants To Help Military Families Buy Homes 
When you need an advocate to help you in the relocation of your military family..
We are one phone call away. .
Allow us to introduce you to this  new program that offers financial assistance to first-time home buyers who are veterans or active-duty military members. The Pentagon Federal Credit Union Foundation  is a nonprofit national organization that offers assistance to Military families  through its Dream Makers program.

Active duty personnel, veterans, retired members of the military, and employees of the U.S. Department of Defense and … (3 comments)

help: Selling Your House Should Not Be Filled With Stress and Anxiety. . - 01/19/14 09:32 PM

Selling Tips For Homeowners
If you are selling. .   Innovation and creativity are are very important considerations for the marketing of your property.    With the rapid changing housing market and the introduction  of the Internet, We are charging on the forefront for some of the most innovative practices in real estate that will assure exposing your market the the right people at the right time.   What does "NOT" selling a house should not be for consumers.    Selling your home should be always an enjoyable process, not one filled with stress and anxiety.   Education of the process is a good start. .   Frequent communications is also a great way to keep worries … (1 comments)

help: Real Estate Negotiations 101: "It's a Dog Eat Dog World Out There.. . - 01/16/14 09:32 AM
Negotiations 101 "You don’t always get what your reserve . .You get what you negotiate!"    Negotiations is a complex matter inside all real estate transactions
Many people use the win-win metaphor
This is when you want to create a fair equal balance  for both sides.. 
But in most situations, you will find that there is always room for one party to get a little more than the other side; is nearly impossible to achieve exact balance.
Experience negotiators know that they should always concentrate on the issues at hand,  and not be distracted by emotional factors that surface in the middle of intense … (4 comments)

help: Overpricing Your Listing is the Kiss Of Death - 01/13/14 08:58 PM
  Overpricing Your Listing is the Kiss Of Death  
Ten Ugly Truths You Must Know Before Selling Your House in Maryland 
Buyers were not born yesterday. . 
When you overprice your house. .
    Even when you finally realize that you were wrong overpricing your house. . You are still overpriced at a lower price simply because. . Each month your house is in the market for sale,  The value is reduced collectively by potential buyers and their agents.    You lose value EACH DAY YOUR HOUSE HAS BEEN IN THE MARKET     The "10 Ugly Truths You Must Know Before Selling" … (5 comments)

help: Ten Ugly Truths You Must Know Before Selling Your House in Maryland - 01/12/14 01:45 AM
Ten Ugly Truths You Must Know Before Selling Your House in Maryland   
  Many Real Estate Brokers focus on a cookie-cutter sales 
"strategy," encouraging their agents to push their clients through a 
pre-planned sales process when selling their properties.
An antique approach that when defined. .it attracts the least 
amount of possible buyers to your home.
With the introduction of the Internet, listing agents have a wide 
variety of flexible and effective selling tactics to implement and 
achieve quick positive results for their clients.
Out with the old tactics that worked before the Internet. . 
In with the NEW ERA of Real Estate. .
The 10 Ugly … (3 comments)

help: Let the Mortgage Forgiveness Debt Relief Act Expire on Dec. 2013? - 12/16/13 12:21 AM
  The Mortgage Forgiveness Debt Relief Act  set to expire in December 31st 2013 As soon as January 1st hits the calendars, the Mortgage Forgiveness Debt Relief Act is set to expire.    Homeowners seeking the help of a short sale to alleviate their "upside down" status on their properties, will lose the ability to be exempt on taxes imposed by the IRS  on the amount forgiving by their lenders.   The Mortgage Forgiveness Debt Relief Act and Debt Cancellation was signed into law in December 2007 and last year was extended until December 31st 2013. When you owe a debt to someone and they cancel or forgive that debt, the canceled … (5 comments)

help: The High Cost of Waiting to Purchase Your Next Home in the Spring - 11/22/13 09:18 PM
The High Cost of Waiting to Purchase Your Next Home in the Spring If you're a home buyer who's been "sitting on the fence" about when to purchase your home, the longer you wait, the higher the cost will be to you..  . even if your "future" home prices don't continue to increase. .   These are the facts. . If interest rates increase in the coming year by 1%, even without any home price increases. . Your cost of carrying a $250,000 home will increase your monthly mortgage payment by about $150/month  Waiting till the Spring?
Then
You can either decide … (0 comments)

help: Selling Houses To The Hispanic Market - TIPS FOR REAL ESTATE AGENTS - 10/30/13 12:04 PM
Selling Houses To The Hispanic Market Understanding Hispanic Consumers in a “New Real Estate World” (for Real Estate Agents and Sellers Alike)     "Hispanics continue to lead  the surge in US for  homeownership…. 51% of net increase for  the US in 2012 alone came  from Hispanic households"     It is clear from the latest census data and overall  consensus among business in the US, The Hispanic  market has become a dominant economic and political  force in America.  A fact that has been proven over in the  last 2012 presidential election.  Hispanics are a consumer powerhouse that is reshaping  the … (1 comments)

help: Takoma Park Homes| Little Known Government Programs for MD HOMEBUYERS - 10/18/13 07:49 AM
     Takoma Park Homes For Sale Secret Ways to  BUY /FINANCE Your Home with little know Government Programs
    5 Secret Ways to Buy and Finance Your Home  Save Money  when buying a home in Takoma Park -  or anywhere in Montgomery County MD   If you are one of many people in need of financial counseling "how to buy a home " in Maryland, you've landed in the right place. 
You should know that in Maryland alone, there are many organization to help needy home buyers with assistance for down payments, loan approvals and special housing for qualified families.
The video … (1 comments)

help: Takoma Park Homes For Sale | Secret Programs To Buy Your Home in MD - 10/18/13 03:31 AM
     Takoma Park Homes For Sale Search for Takoma Park Home Listings Here     5 Secret Ways to Buy and Finance Your Home  Save Money in Takoma Park  and Montgomery County MD   A lot of people are unaware of the DHCD homes that are available directly  from the Maryland Housing and Community Development. This department is responsible to sell properties with incentive to qualified individuals in Maryland   "Many homes are available only for non-profit organization and public housing authorities to help needy families"    In some cases the purchaser may obtain a loan as low as 2% … (1 comments)

help: What exactly is a Foreclosure and what is an REO? for MD -DC- VA - 10/02/13 05:44 AM
What exactly is a Foreclosure and what is an REO? There is a difference you know. . . 
Foreclosures and REO's are slowly diminishing in Maryland, DC and Virginia
Still. . 
You should now the differences between them  
if you are considering buying one. .
 
Differences between foreclosures and REO's
 
MORE BUYER TIPS
17 videos Buyers Tips to Buy a Home in Maryland      SELLER  TIPS
16 videos
Tips For Selling Your Home  Herboso & Associates llc | Maxus Realty Group
ReallyNiceHomes.com 
301-246-0001
info@ReallyNiceHomes.com 
Were Others Sell Houses . . We Give You
Hope | Dreams | Security … (0 comments)

help: What Type of Title to Choose When Buying your Home? MD-DC-VA - 10/02/13 05:25 AM
What type of title to choose when buying your home? Have you heard these terms before?
Tenants in Common Tenants by the Entireties Joint Tenancy  
If you are buying property in Maryland or Virginia very soon. . you may want to watch the video below. .
 
What type of title to choose when buying a home?   

 
MORE BUYER TIPS
17 videos Buyers Tips to Buy a Home in Maryland      SELLER  TIPS
16 videos
Tips For Selling Your Home   
Herboso & Associates llc | Maxus Realty Group
ReallyNiceHomes.com 
301-246-0001
info@ReallyNiceHomes.com 
Were Others Sell Houses . … (0 comments)

help: For Sale by Owner Listing Services for MD, DC and VA || The MLS - 08/21/13 01:56 PM
For Sale by Owner Listing Services  The Importance of the MLS  (Multiple Listing Service)    Why is the MLS important to for sale by owners? (FSBO's) 
Because is the place and  primary source of information about homes currently for sale and the prices at which other homes have been sold
These are called comparables and the MLS is the place where they are.
Comparables are key in determining the pricing of your home and a great resource for buyers, sellers agents, appraisers and brokers..
"Home sellers benefit from exposure of their listings to a wide audience of potential buyers"
In addition, for sale by owners take advantage of such unique tool to expose their … (0 comments)

 
Fernando Herboso - Broker for    Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group -  Broker 301-246-0001)

Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

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