in: Foreclosures in Montgomery County MD - 05/11/13 10:40 PM
Foreclosures in Montgomery County MD  OUR FRESH foreclosure list for Montgomery County is the only place where you will find   every single foreclosure that comes in the market as it happens!.. not the same day. .THE SAME HOUR! Check This Site Often We are bank owned experts in Montgomery and Frederick County Maryland ... Click on the banner  below to see the very LATEST Foreclosures Listed Per City  
ALL MARYLAND FORECLOSURES BELOW Bethesda Boyds Clarksburg Damascus Frederick Germantown Gaithersburg Hyattsville Kensington Middletown Frederick Montgomery Village Olney Potomac Poolesville Rockville Silver Spring Takoma Urbana  
 
 
 
 
Fernando Herboso| Carlos Herboso        "Your Montgomery … (0 comments)

in: Acceptable Hardships in a Short Sale : Examples for MD, DC and VA - 05/07/13 02:07 AM
Acceptable Hardships in a Short Sale : Examples for MD, DC and VA  This video shows some examples of different hardships acceptable to lenders. .   What makes you the perfect candidate for a short sale?    A short sale is for those who need one, if you are behind on your mortgage payments. . A short sale is not for those who simply want one.. .because you simply lost some equity on your house. In most cases, you must not be able to financially afford your home. .this is what is call being in a  financial hardship.  In some cases, your lender will typically ask you to provide … (0 comments)

in: Top Real Estate Agents in Frederick Maryland - 05/06/13 10:02 AM
Top Real Estate Agents in Frederick Maryland   If you are looking for the "Top Real Estate Agents in Frederick Maryland" What exactly is your intent for finding the top real estate agent in Frederick?
Allow me to introduce to you some points that should include your search
What exactly a Top Real Estate Agent Does For You?
All you have to do is look around your town or city and see many people labeled as real estate agents
The fact of the matter is that experienced agents are more and more in demand considering that the average agents closes only between 4 to 6  transactions per … (3 comments)

in: Top Real Estate Agents in Germantown Maryland - 05/06/13 07:22 AM
Top Real Estate Agents in Germantown Maryland   If you are looking for the "Top Real Estate Agents in Germantown Maryland" What are the values you are seeking for?
What exactly is your intent for finding the top real estate agent in Germantown?
Allow me to introduce to you some points that should include your search
What exactly is a Real Estate Agent For?
If you don't have any idea of the procedures in buying a real estate. .well,  a real estate agent is the person who can help.
Did you know that licensed brokers and/or real estate agents are trained to have a deep … (1 comments)

in: Top Real Estate Agents in Clarksburg Maryland - 05/06/13 03:22 AM
Top Real Estate Agents in Clarksburg Maryland   If you are looking for the "Top Real Estate Agents in Clarksburg Maryland" What are the values you are seeking for?
What exactly is your intent for finding the top real estate agent in Clarksburg?
Allow me to introduce to you some points that should include your search
What your Agent should do for you: A real estate agent can either be a buyer's agent or a listing agent, depending on your specific needs. Although a single agent may list property for sale and also work with the buyers of the property, each role is a little different. To understand … (1 comments)

in: Homes For Sale in Clarksburg Village MD : Touring Clarksburg Village - 05/03/13 04:59 AM

Homes For Sale in Clarksburg Village MD   Lets Ride Clarksburg Village - CLIMB ABOARD  Tour#2 Climb aboard TOUR #1 HERE    Clarksburg Village is the Ultimate Urban Community    
With the accelerating general expansion that we are seeing in Clarksburg Maryland right now on early part of 20133 
The increased competition for existing space, has motivated  builders in building planned communities and creating a new life style for Montgomery County residents

The lack of listings is our area has started a frenzy to build more and more house and the demand is growing faster than the growth of available houses   They are building homes, neighborhoods and a style of life that is … (2 comments)

in: Homes For Sale in Clarksburg Village MD: Lets Ride Clarksburg Village - 05/03/13 04:37 AM

Homes For Sale in Clarksburg Village MD   Lets Ride Clarksburg Village - CLIMB ABOARD!    Clarksburg Village is the Ultimate Urban Community     While the rest of Montgomery County Maryland was quietly rising among the ashes of the housing crisis a few years ago, Clarksburg was silently building "Perfectville" in the midst of the rolling hills of Clarksburg Maryland.
Clarksburg Village is the ultimate urban community that will eventually  boast a custom clubhouse, pool, parks , a a Harris Teeter grocery store and over 140 acres of "manicured-grassy" open space for all its residents to enjoy. Nearby you have the 290 acre Ovid Hazen Wells Park that compliments perfectly … (0 comments)

in: Short Sale Specialist in Frederick County Maryland : Q & A Session - 05/02/13 02:22 AM

Short Sale Specialist in Frederick County Maryland  
Q & A Session:


Lets first begin the understanding  of:

What a Short Sale really is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you may want to have the answers to these questions. .
What are the Alternatives to a short sale? The Bank is calling me … (1 comments)

in: Short Sale Agent in Frederick County Md : When should you move out? - 05/01/13 11:31 AM

Short Sale Agent in Frederick County Maryland : 
When should you move out during short sale? 


Lets first begin the understanding  of:

What a Short Sale really is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you may want to know WHEN are you expected to move out from your house in a short sale?
Did you know … (2 comments)

in: Short Sale Agent in Frederick County Md : Why Do Lenders Forgive Debt? - 05/01/13 08:46 AM

Short Sale Agent in Frederick County Maryland : 
Why  Lenders Forgive Debt?

First, let's find out what a Short Sale really is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you may want to know if your lender may forgive you the deficiency of your loan.  .
First of all, 
No one can guarantee you that your … (4 comments)

in: Short Sale Agent in Frederick County Md :Lenders Prefer Short Sales? - 05/01/13 08:17 AM

Short Sale Agent in Frederick County Maryland : 
Why  Lenders Prefer Short Sale?

What a Short Sale is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you will want to know why a lender prefer to approve your short sale instead of  foreclosing They net more money from a short sale than a foreclosure
A … (1 comments)

in: Short Sale Agent in Frederick County Maryland : What To DO? - 05/01/13 04:39 AM

Short Sale Agent in Frederick County Maryland : 
What you should do first before a short sale!

There are many steps you must take before you venture in a short sale. The most important one is to be fully aware of all your options at any given moment. 

Lets begin understanding  

What a Short Sale is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick … (0 comments)

in: Short Sales Expert in Prince George County Md : Your Credit Impact - 04/30/13 12:56 AM
Short Sales Expert in Prince George County Maryland  The Credit Impact of a Short Sale There is no doubt that your credit score will be impacted by your decision to do a short sale.

But, what would be the impact if you just let it foreclose?

In this case, your credit rating most likely will be impacted less. .
selling your house as a  short sale . 
than losing your house to a foreclosure

In a short sale you have a much higher chance of your bank waiving/forgiving that balance of what you owe with NO FUTURE implications.  

When this amount could be in the hundreds of thousands … (0 comments)

in: Short Sales Specialist in Prince George County Md - Tax Implications - 04/29/13 10:58 PM
Short Sales Specialist in Prince George County Maryland  The tax implications of a short sale ? . . The 1099-C after a short sale. .what's that? The IRS sees any money to help you settle a debt as taxable?
The same money the lender is writing it off from your loan amount when you sell.
This could be significant  amount after a short sale

Can this be averted?

The Debt Relief Act of 2007 changed that for many homeowners . .
except, it expired at the end of 2012
then
It was revived and extended for one more year
A lot of people will be helped by the Debt Relief Act . … (0 comments)

in: Short Sales Expert in Prince George County Maryland :Why a short sale? - 04/26/13 08:41 PM
Short Sales Expert in Prince George County Maryland 

Why do a short sale? . . Is it debt forgiveness what you want?? What about your credit?
When can you buy again?
Do you have a negative equity in your home?
Are you really a homeowner. . or just a mortgage owner? Considering a short sale? -- In this video you will find important information about the reason why you may consider doing a short sale.

If you have been without paying your mortgage for months. .would a short sale help you now? or are you just hoping the lender will forget about you?

Peace of mind is … (1 comments)

in: Short Sale Realtor® in Prince George County Maryland : "The Approval" - 04/26/13 08:19 PM
Short Sale Realtor® in Prince George County Maryland 

Obtaining the approval of your short sale … What exactly is an approval? Who gets it?
What role does it play on the sale of your house?
Would you still owe to the lender after your short sale? Considering a short sale? -- In this video you will find important information about the approval of your short sale. A document that will be obtained on your behalf by the agent representing you during your short sale

What are the minimum net the lender is willing to receive? 
What is an acceptable settlement charges?
Who pays them?
What about the difference of what you owe to what you sell? 
Who are the subordinates?
Are you eligible to receive "Relocation Money?
What about the release of … (3 comments)

in: Short Sales Specialist in PG County Maryland : "Who represents you?" - 04/26/13 08:16 AM
Short Sale Specialist in PG County Maryland 

Who represents you during your short sale … most importantly.  Who do you choose to speak on your behalf? Considering a short sale? -- In this video you will find important information about the person representing you during a short sale

Can a lender choose this for you? 
Should you allow your rookie cousin do their first short sale with you?
Does it make any difference?
What are your lender's involvement in the sale of your house? 
Who really is selling?
Who qualifies the buyer?
What about low ball offers?


I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  This first video answers the question. .

"Who … (1 comments)

in: Short Sale Realtor in PG County Maryland : "The selling of your house" - 04/26/13 07:53 AM
Short Sale Agent in PG County Maryland 

The selling of your house… Considering a short sale? -- In this video you will find important information about the selling of your home during a short sale

What are the differences from a regular sale?
What are your lender's involvement in the sale of your house? 
Who pays for. . 
Closing costs?
Transfer Taxes?
Seller Contributions?
Any repairs in the house?

I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  This first video answers the question. .

"The selling of your house during a short sale"

These videos are intended to provide the latest information to sellers during … (0 comments)

in: Short Sale Specialist in PG County Maryland : The Hardship - 04/25/13 05:00 AM

Short Sale Specialist in PG County Maryland :  The Hardship
In Prince George's County MD     If you find yourself, over a period of time, that is getting harder and harder to keep making your mortgage payments, 
A Hardship Letter is where you write an explanation. .
Why you can not make them anymore. .



Watch about what constitutes  hardships in a short sale. .
The Hardship in Short Sales 

The actual Hardship Letter that is written for your lender ; not only reveals financial restrictions, but explains all kinds of other facts that may … (1 comments)

in: Short Sale Agent in PG County Maryland - 04/25/13 04:27 AM

Short Sale Agent in PG County Maryland 

A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure. Considering a short sale? -- What is your first step?  I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  
Our first video answers the question. . What you should do first?     ;
What is my first step in a Short Sale?        Learning about the … (0 comments)

 
Fernando Herboso - Associate Broker MD, & VA, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group of Samson Properties )

Fernando Herboso - Associate Broker MD, & VA

301-246-0001 Serving Maryland, DC and Northern VA

Clarksburg, MD

More about me…

Maxus Realty Group of Samson Properties

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

 

     

 

 

      

 


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