maryland realtor: Becoming a Real Estate Agent in Maryland: The 10 Essential Steps - 01/09/24 06:07 PM
Are you considering a career change and exploring the world of real estate in Maryland? Becoming a real estate agent can be an exciting and rewarding journey, but like any profession, it requires careful planning and preparation. In this blog post, we'll outline the ten essential steps you need to take to start your new career as a real estate agent in the Old Line State.
1. Research the RequirementsThe first step is to understand the licensing requirements in Maryland. You must be at least 18 years old and have a high school diploma or equivalent. You also need to complete a … (1 comments)

maryland realtor: My Home Sale Has Expired . . .What Do I Do Now? - 03/04/14 09:06 PM
Intelligent Customized Real Estate Services To Sell Your Home for the Most Money..
...plus the Timing to Match Your Family's Needs

Selling Your Home in a logical way: 
Every property is unique and consists of certain strong points that require prominence to get those brownie points during a sale. Fernando Herboso & Associates understand this very well. Our preparations for successful presentation include our emphasis on de-cluttering, needed electrical repairs, staging, instant landscaping, garden maintenance, needed plumbing repairs, mood lighting, carpentry repair, painting and cleaning, and interior decorations strategic placement.In keeping with the property pricing in your area, we deal with … (7 comments)

maryland realtor: Singin' in the Rain - 02/15/13 05:06 AM
Singin' in the Rain. .. 
The tale of a poor real estate agent trying to sell a house . .as he does the "unthinkable" at the end to get the highest possible price  for his clients bottom line. .
My entry for Roger's contest is a musical that combines the passion of West Side Story
with a dash of The Rocky Horror Picture Show
to simple Singin' in the Rain. .to get a house a sold!

Please take a seat, grab some popcorn and check the passionate offering of a house that suddenly becomes for sale and the tremendous anguish from all protagonists that eventually  get what they deserve. .

The … (18 comments)

maryland realtor: Are you sure the refrigerator is staying when purchasing a home in MD? - 01/23/13 04:28 AM
Buying a Home is Like Dancing (You Can't Do it By Yourself!)    If you’re thinking about homeownership, ask yourself some basic questions and get informed as much as possible about the home-buying process. It will be easier for your real estate agent to help you find the dream home you are looking for. .  
Are you sure the refrigerator is staying with the house?
What appliances convey when you purchase a property?
Watch the video for the answer. .


 
 
Welcome to our world We embrace  technology and take the steps necessary to provide educational videos for all our clients.. An educated … (4 comments)

maryland realtor: Friday Fun: Embracing The Simple Pleasures of Life - 01/18/13 01:50 AM
(8 comments)

maryland realtor: Should I Continue To Pay My Condo Fees When Doing A Short Sale? - 01/13/13 03:30 AM
 
“Should I Continue To Pay My Condo Fees When Doing A Short Sale?” Did you know that when distressed condo owners stop paying their fees,  the consequences are inevitable. The association could easily put a lien on your property and create havoc to your short sale negotiation. . All lines must be sattisfied before a short sale is completed . . and this one is the easiest to avoid with the help of the client
The answer is YES!
You kmay not be paying your mortgage. . but a smaller condo fee shoudl be priority to continue paying it. Another unintended consequences is that without the … (4 comments)

maryland realtor: My Interview with a BLIND REALTOR - 12/11/12 02:15 AM
This has to be one of my favorites posts for this year. .
It should be a major revelation about our businesses
about our practices and where we should head it to. .
Stop chasing other people's perception of what your business should be about... 
Evaluating the basic fundamentals is really the key . .
You don't need the latest gizmo. .
you don't need the latest strategy 
you don't need the latest website
you don't need the fancy brochure. .
you only need . .
to open your eyes and given them honest to goodness service. .
from brother to … (4 comments)

maryland realtor: Should I do a Short Sale or a Loan Modification? - 04/22/12 12:13 AM
10 Loan Modification Secrets Your Bank Does Not Want You To Know. . .



Question:“Hey Fernando, I am considering a short sale, because the lender has been “playing with me” for months and we are still in the same place when we first started. .now, I'm several months behind on my payments, Should I proceed with a loan modification or a short sale?Answer:Ok Terrie, bankers don’t care and we know that already. . but you should continue with the lender until they accept you or deny you. .once you know their final response then you should proceed to … (2 comments)

maryland realtor: I Got This Question: “Are You a Good Real Estate Broker”? - 03/26/12 11:34 AM

I got this question out of the blue. . "Are You a Good Real Estate Broker"?
First, let me explain to you what is the difference between a real estate broker and a real estate agent?
The term real estate agent is generally applied to both real estate broker and real estate salesperson. Typically, a real estate salesperson must accumulate several years of experience and pass the licensing exam before being officially designated as a broker. A broker has more responsibilities if they are the designated broker of a Real Estate Office
What is the real value … (8 comments)

maryland realtor: Our Weekly Newsletter - Should You Stop Paying Your Mortgage? - 03/08/12 03:12 AM
(4 comments)

maryland realtor: BRAND NEW TOWNHOUSES for sale in Aspen HILL - Maryland 20906 - 01/27/12 10:52 AM


A Sample of Really Nice BRAND NEW TOWNHOUSES for sale for
Aspen HILL - Maryland 20906


1 POPLAR RUN DRIVE,  ASPEN HILL,  MARYLAND 20906
Price: $419,900
WINCHESTER HOMES NOW SELLING POPLAR RUN.! 2012 DELIVERY. $5K CLOSING HELP W ...
View Details
View Photo Gallery (9)
Save Property
Virtual Tour
MLS# MC7542839
Bedrooms: 3
Bathrooms: 2
Partial Baths: 1
Square Ft: 2300
Acres: 0.05023

2 POPLAR RUN DRIVE,  ASPEN HILL,  MARYLAND 20906
Price: $399,900
WINCHESTER HOMES NOW SELLING POPLAR RUN. 2011 DELIVERY. $5K CLOSING HELP W/ ...
View Details
View Photo Gallery (4)
Save Property
Virtual Tour
MLS# MC7542847
Bedrooms: 3
Bathrooms: 2
Partial Baths: 1
Square Ft: 2300
Acres: 0.05023

0 POPLAR RUN DRIVE,  ASPEN … (6 comments)

maryland realtor: Surviving The American Dream: The argument for 'Walking Away' - 01/06/12 04:42 AM
Strategic Default? When your finances and your family's future stability matters more than a self imposed constrain that can only mean years of waiting for an equity to appear once again. .
Homeowners in their 50's, 60's don't have the time to wait for a market boom again. . 
Life is too short to ride the storm. .

In Mike Coopers post on the 'Short Sale of Convenience' he touches on what I believe to be an important but controversial subject, strategic default (ending in either short sale or foreclosure).  I was most surprised by the vast majority of comments … (0 comments)

maryland realtor: A Sample Hardship Letter For Short Sales - 12/08/11 05:42 AM
HARDSHIP LETTERS FOR SHORT SALES From time to time, I have to remind our new clients that the hardship letter is a very personal touch and they have to write it themselves .. . It should come from you and NOT A TEMPLATE! This is a reminder I wrote for a new client of ours  a few weeks back. . Perhaps this can also guide you if you are neeidng help. . ___________________________________________________________ Dear Client: Please understand that the hardship letter has to come from you and not a template.   My advice is to wrte a very short letter.. Do not blame the … (10 comments)

maryland realtor: Short Sales and TIME TRAVEL - 12/08/11 03:52 AM

 
I received this approval today from Bank Of A_____
 
Notice Date:  December 08, 2011
Account No.:  xxxxx7129 
Property Address: 
XXX ADDRESS HERE
FREDERICK, MD 21703
 
This is one of the CONDITIONS. .. 

"Except as noted below, all other terms of the original approval letter will remain the same. The amendments to the original approval
are as follows: 
Closing must take place no later than October 28, 2011 or this approval is void. If an extension is requested and/or
approved, then per diem interest will be charged through closing. "
 
DID YOU MISS THAT?
 
They … (1 comments)

maryland realtor: SHORT SALE REJECTED! - 12/07/11 02:40 AM
 Bank of America - Message Alert: HAFA OFFER REJECTED
What else is new. .they rejected an offer of $400,000 on a $375,000 HOUSE  . . and their counter-offer is a delusional $450,000?????!!!! Message Inserted (12/06/2011 01:28 PM) On:   xxxxxxxxxxxxx(Address Here) xxxxxxxxxxxxxxxx        Message Inserted (12/06/2011 01:28 PM) On: 23804 xxxxxxxxxxxxx(Address Here) xxxMD HAFA OFFER REJECTED NEED COUNTER TO LIST PRICE OF $450,000, PROVIDE LETTER FROM MID ATLANTIC FCU THAT THEY ARE WILLING TO RELEASE THE LIEN FOR 6% OF UPB AND WAIVE THE REMAINING AMOUNT TO PROCEED, REMOVE FEES FROM 506, 507. CLOSING COST CREDIT CANNOT BE GRANTED IF OFFER IS NOT MEETING MIN … (7 comments)

maryland realtor: a sHORT nEWSLETTER. . aBOUT sHORT sALES - 12/02/11 10:26 AM
a … (4 comments)

maryland realtor: What Is A Short Sale? . .for Kindergartens - 11/30/11 09:37 AM
What is a Short Sale?
It could mean different things to many homeowners. . it depends on your current financial situation, your lender and your hardship .. . 
 
Here's the simplified version. . .
 
 What is a Short Sale?
Mortgage Underwater? . .

You are hoping the problem will go away. .

You pay and pay and pay. . .and soon discover. .

You get into deeper debt. .by cashing in your 401K

 
Bank Savings, Your Kid's College Funds. . "The Great Disappearing Act" 
You don’t know what to do?

 
in desperation … (5 comments)

maryland realtor: Short Selling Investment Properties. . . What Are Your Options? - 11/30/11 09:23 AM
Important information for investors  SHORT SELLING INVESTMENT PROPERTIES  in MD, DC or Virginia Sharing an email to a prospective client with information about short selling investment properties. If it applies to you, this could possible help you as well. . Mr XXXX:   I wanted to take this opportunity to give you a little more information about how you can short sell investment properties and reduce your exposure from the banks while also relieving you of assets that may-be slowly pulling you in a financial crisis. As a broker for Herboso & Associates llc and having listed over 140 short sales in the last 3 years, I have spoken to … (0 comments)

maryland realtor: Short Sales- Short Tales: Our Short Sales Client From Timbuktu - 11/22/11 02:14 AM

 
"Our Client From Timbuktu"  
 
As we are ready to yet SAVE another one of our clients from a foreclosure. .
We got the listing, from a client that his brother was also listed in the deed but not in the loan. .
So far so good, except that the brother now lives in Timbuktu
(Not actual place to protect our clien'ts privacy)
My assistant is a jewel and she tackles a problem like Polamalu in a scrambling quarterback
But Geography was not her favorite subject in High School
"Where is Timbactoo?" 
She asked me, 
"I'm not sure if you … (5 comments)

maryland realtor: The Influence Of Short Sales in Montgomery County Maryland - 11/18/11 05:39 AM

The Pulse on the Market for Montgomery County . .
 
18 Days of SOLD PROPERTIES in MONTGOMERY County Maryland
(November 1st to November 18th)
 
Let's begin. . .
270 SOLD PROPERTIES during the first 18 days of November 2011
209 were REGULAR SALES. . Non-distressed (Short Sales and Foreclosures)
45 were SHORT SALES (SALES)
And
16 were FORECLOSURES
Equals 270 SOLD PROPERTIES
 
Let's dissect these numbers a little more in detail. .
Silver Spring Maryland has the most action on the market these days. . .in all … (1 comments)

 
Fernando Herboso - Associate Broker MD, & VA, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group of Samson Properties )

Fernando Herboso - Associate Broker MD, & VA

301-246-0001 Serving Maryland, DC and Northern VA

Clarksburg, MD

More about me…

Maxus Realty Group of Samson Properties

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

 

     

 

 

      

 


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