real estate agent: The Basics Of Home Buying in Maryland Today - 08/10/12 09:05 PM
http://www.reallynicehomes.com/blog/basics-home-buying/ The Basics Of Home Buying Are Simple But Many People Miss it! The most important investment that you most likely make is probably the purchase of your own home. Finding the right home for you can be a long and complicated  process. . I can assure you , you can not do it alone! My first advice as a broker that completed hundreds of real estate transactions is that you need to know your wants and needs before venturing out there. Knowing Your Wants And Needs: What is the process? Before taking off with a real estate agent going house hunting, you must know … (8 comments)

real estate agent: "Land" The Opportunity in Maryland . Seriously! - 07/29/12 02:16 AM
MD Land . . "Land" the Opportunity!   They aren't making any more land...Heard that before?   One thing not too many people are talking about these days is land.   The builders aren't building like they did a few years ago. .and many "LAND SELLERS" need the cash to supplement a lifestyle that no longer is availbale becuse of the economic conditions in our country.   Furthermore, not  many folks have the capital laying around for a safe passive investment in land.   Which could be good for you. if you have the money.   You'll have less competition... the … (4 comments)

real estate agent: Promenade Towers Condos Real Estate in Bethesda Maryland - 07/03/12 12:02 AM
Promenade Condos in Bethesda
A great reason people buy a condo in the Promenade Towers of Bethesda. . 
First, it requires  less commitment from their part – Condos are great for people who want to own their own space but don’t want to do all the required lawn and common area maintenance.
Condos do not require a down payment as large as a conventional homes. While you are committed to the condo you buy and must follow the condo association ’s bylaws, owning a condo or can be less of a stress when it comes to general upkeep and can … (2 comments)

real estate agent: Darnestown MD All Nice Homes For Sale HERE : 20874 - 04/02/12 11:38 AM

 
A Sample of nice Homes for Sale in Darnestown MD 20874
Darnestown was named for Mr. William Darnes, the community was built on 2,000 acres of land inherited by his wife from her father Charles Gassway's 'Mount Pleasant' land grant. Originally, the town was referred to as Mount Pleasant, but the name shifted in popular parlance to Darnes and eventually became Darnestown. During the civil war, Darnestown provided the armies with supplies and was a central depot for their supplies.
The war is over. .
And let us enjoy this small sample of some Really Nice … (1 comments)

real estate agent: I Got This Question: “Are You a Good Real Estate Broker”? - 03/26/12 11:34 AM

I got this question out of the blue. . "Are You a Good Real Estate Broker"?
First, let me explain to you what is the difference between a real estate broker and a real estate agent?
The term real estate agent is generally applied to both real estate broker and real estate salesperson. Typically, a real estate salesperson must accumulate several years of experience and pass the licensing exam before being officially designated as a broker. A broker has more responsibilities if they are the designated broker of a Real Estate Office
What is the real value … (8 comments)

real estate agent: My No Holds Barred Kick Butt Listing Presentation - 03/14/12 06:08 AM
This is my kick butt Listing Presentation
Unfortunately for me.. this post was supposed to enter the contest that ended a couple days ago. . .there it sat on draft form waiting for a deadline of 03/15 when in reality it was 03/12. . so here it goes anyway. . .
(Warning: Reading this post my cause a sudden urge to sell your house with me--- Call for a Quick Remedy: 240-426-5754)


There are many proven ways to conduct a listing presentation
Over the years, I changed according to the market changes while increasing the ratios … (9 comments)

real estate agent: Silver Spring Market Report for January 2012 Homes For Sale 22905,22902,22904 - 02/07/12 02:58 PM

 
A Sample of nice Homes that SOLD In
Silver Spring 22905, 22902, 22904
Silver Spring takes its name from a spring discovered in 1840. Francis Preston Blair likes the area so much that eventually bought much of the surrounding land. The area called Acorn Park in the south side of Silver Spring is believed to be the site of the original spring.
One of Silver Spring's most distinctive characteristics is that it has many churches, synagogues, temples, and other religious institutions, including the World Headquarters of the Seventh-day Adventist Church.
The major roads in Silver Spring … (6 comments)

real estate agent: Germantown Maryland Featured Homes For Sale 20874 20876 - 02/03/12 02:54 AM


A Sample of nice Homes for sale AVAILABLE In
Germantown - Maryland 20874-20876

 Germantown Maryland has approximated 60,000 residents and is located in the heart of the state of Maryland in Montgomery County.
This primarily residential community has experienced a robust and significant growth due to its proximity to Washington DC
The city boasts one of the best prices in real estate in Montgomery County less than 40 minute drive to downtown DC.
As soon as you arrive home . .(if you choose Germantown as your residence) , you will feel the welcome of its residents, it offers modern convenience with … (0 comments)

real estate agent: Nice Homes for Sale in Damascus Maryland -- Montgomery County MD 20872 - 02/01/12 03:27 AM


A Sample of BRAND NEW Homes AVAILABLE In
DAMASCUS - Maryland 20872
Damascus Maryland is settled in Montgomery County Maryland. At the start of 2012, New Home Builder's have started several projects and all these new homes for sale are priced right. If you are considering Damascus Maryland as your next home.. .
Check these new houses for sale


0 DAMASCUS HILLS,  DAMASCUS,  MARYLAND 20872
Price: $754,900
TO-BE-BUILT. CALL FOR DELIVERY! CRAFTMARK'S OAKMONT FLOORPLAN,BRICK FRONT,2 ...
View Details
Save Property
MLS# MC7757753
Bedrooms: 4
Bathrooms: 4
Partial Baths: 1
Square Ft: 5136
Acres: 1.0101

0 … (5 comments)

real estate agent: A Sample Hardship Letter For Short Sales - 12/08/11 05:42 AM
HARDSHIP LETTERS FOR SHORT SALES From time to time, I have to remind our new clients that the hardship letter is a very personal touch and they have to write it themselves .. . It should come from you and NOT A TEMPLATE! This is a reminder I wrote for a new client of ours  a few weeks back. . Perhaps this can also guide you if you are neeidng help. . ___________________________________________________________ Dear Client: Please understand that the hardship letter has to come from you and not a template.   My advice is to wrte a very short letter.. Do not blame the … (10 comments)

real estate agent: Short Sales and TIME TRAVEL - 12/08/11 03:52 AM

 
I received this approval today from Bank Of A_____
 
Notice Date:  December 08, 2011
Account No.:  xxxxx7129 
Property Address: 
XXX ADDRESS HERE
FREDERICK, MD 21703
 
This is one of the CONDITIONS. .. 

"Except as noted below, all other terms of the original approval letter will remain the same. The amendments to the original approval
are as follows: 
Closing must take place no later than October 28, 2011 or this approval is void. If an extension is requested and/or
approved, then per diem interest will be charged through closing. "
 
DID YOU MISS THAT?
 
They … (1 comments)

real estate agent: SHORT SALE REJECTED! - 12/07/11 02:40 AM
 Bank of America - Message Alert: HAFA OFFER REJECTED
What else is new. .they rejected an offer of $400,000 on a $375,000 HOUSE  . . and their counter-offer is a delusional $450,000?????!!!! Message Inserted (12/06/2011 01:28 PM) On:   xxxxxxxxxxxxx(Address Here) xxxxxxxxxxxxxxxx        Message Inserted (12/06/2011 01:28 PM) On: 23804 xxxxxxxxxxxxx(Address Here) xxxMD HAFA OFFER REJECTED NEED COUNTER TO LIST PRICE OF $450,000, PROVIDE LETTER FROM MID ATLANTIC FCU THAT THEY ARE WILLING TO RELEASE THE LIEN FOR 6% OF UPB AND WAIVE THE REMAINING AMOUNT TO PROCEED, REMOVE FEES FROM 506, 507. CLOSING COST CREDIT CANNOT BE GRANTED IF OFFER IS NOT MEETING MIN … (7 comments)

real estate agent: a sHORT nEWSLETTER. . aBOUT sHORT sALES - 12/02/11 10:26 AM
a … (4 comments)

real estate agent: What Is A Short Sale? . .for Kindergartens - 11/30/11 09:37 AM
What is a Short Sale?
It could mean different things to many homeowners. . it depends on your current financial situation, your lender and your hardship .. . 
 
Here's the simplified version. . .
 
 What is a Short Sale?
Mortgage Underwater? . .

You are hoping the problem will go away. .

You pay and pay and pay. . .and soon discover. .

You get into deeper debt. .by cashing in your 401K

 
Bank Savings, Your Kid's College Funds. . "The Great Disappearing Act" 
You don’t know what to do?

 
in desperation … (5 comments)

real estate agent: Short Selling Investment Properties. . . What Are Your Options? - 11/30/11 09:23 AM
Important information for investors  SHORT SELLING INVESTMENT PROPERTIES  in MD, DC or Virginia Sharing an email to a prospective client with information about short selling investment properties. If it applies to you, this could possible help you as well. . Mr XXXX:   I wanted to take this opportunity to give you a little more information about how you can short sell investment properties and reduce your exposure from the banks while also relieving you of assets that may-be slowly pulling you in a financial crisis. As a broker for Herboso & Associates llc and having listed over 140 short sales in the last 3 years, I have spoken to … (0 comments)

real estate agent: Short Sales- Short Tales: Our Short Sales Client From Timbuktu - 11/22/11 02:14 AM

 
"Our Client From Timbuktu"  
 
As we are ready to yet SAVE another one of our clients from a foreclosure. .
We got the listing, from a client that his brother was also listed in the deed but not in the loan. .
So far so good, except that the brother now lives in Timbuktu
(Not actual place to protect our clien'ts privacy)
My assistant is a jewel and she tackles a problem like Polamalu in a scrambling quarterback
But Geography was not her favorite subject in High School
"Where is Timbactoo?" 
She asked me, 
"I'm not sure if you … (5 comments)

real estate agent: The Influence Of Short Sales in Montgomery County Maryland - 11/18/11 05:39 AM

The Pulse on the Market for Montgomery County . .
 
18 Days of SOLD PROPERTIES in MONTGOMERY County Maryland
(November 1st to November 18th)
 
Let's begin. . .
270 SOLD PROPERTIES during the first 18 days of November 2011
209 were REGULAR SALES. . Non-distressed (Short Sales and Foreclosures)
45 were SHORT SALES (SALES)
And
16 were FORECLOSURES
Equals 270 SOLD PROPERTIES
 
Let's dissect these numbers a little more in detail. .
Silver Spring Maryland has the most action on the market these days. . .in all … (1 comments)

real estate agent: La Modificacion De Prestamos Solamente Benefician A Los Bancos! - 11/16/11 04:12 AM
La Modificacion De Prestamos Solamente Benefician A Los Bancos!
Estamos en una epoca de cambio en los Estados Unidos.
Hay una amenaza conta los dueños de casas cuando ellos ya no pueden pagar por sus casas.
Vea este video para ver como ud. puede combatir contra los bancos. .

 
 
Si ud vive en Maryland, DC or Virginia. .llame al 240-426-5754 para una consultacion solucion para sus problemas de casa
Fernando Herboso
Broker
www.short-sales-expert.com
(1 comments)

real estate agent: HELP: Gaithersburg MD Homeowners Contemplating a Short Sale - 11/15/11 06:25 AM

Want to live near here?
Seach For Homes In Gaithersburg MD Here


Short Sales Help for Gaithersburg MD HomeownersPreparing your family for a short sale. .When we are working with a seller who is doing a short sale and the lender finally approves the contract. . The seller have just a few short weeks to get ready to move out.
Our services take in consideration that you will need a new place to move and we take that responsibility by preparing you for this move.  We take the worry away and we cooerdinate your move according to your … (6 comments)

real estate agent: WHAT DOES BEING “IN FORECLOSURE” MEAN? - 11/10/11 07:42 AM
A good post that can be generalized for Maryland Foreclosures as well. . 
When you are a distressed homeowner, ignoring letters and inaction hurts you.
I was excited to help a homeowner yesterday for an amazing home. . we were going to do a short sale, while preparing the paperwork with the homeowner, she handed me an "important"paper. .her house was foreclosed 3 days before.. 
 
The more frustrating interview question I have with potential clients is them telling me if they are in foreclosure because of non-payment of their mortgage.  I have two questions: Are you in foreclosure?; and Have you been … (1 comments)

 
Fernando Herboso - Associate Broker MD, & VA, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group of Samson Properties )

Fernando Herboso - Associate Broker MD, & VA

301-246-0001 Serving Maryland, DC and Northern VA

Clarksburg, MD

More about me…

Maxus Realty Group of Samson Properties

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

 

     

 

 

      

 


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