short: Short Sale Realtor Maryland Short Sale o Deed in Lieu of Foreclosure? - 07/19/14 09:46 PM
What you should do first before a short sale?  Have you received a letter from your bank advising you to either do a short sale or deed in lieu of foreclosure? Considering a short sale in Maryland? --  Before proceeding with this idea, you should know about the steps you must take first. . Have you tried a loan modification?Have you contacted your lender?What are your lenders policies?Is the difficult situation you currently in just temporary?Have you consider renting your house? What about a loan workout?Do you understand what a deed in lieu of a foreclosure is?
There are many steps you must take before … (0 comments)

short: Short Sale Real Estate Agents in Maryland - 07/19/14 09:11 PM
Short Sales Information and Guide for Maryland Residents
Behind on your mortgage payments?              
A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.
Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .
If your are behind on your mortgage payments?. .read on. .
  "The roller coaster ride for a … (0 comments)

short: Let the Mortgage Forgiveness Debt Relief Act Expire on Dec. 2013? - 12/16/13 12:21 AM
  The Mortgage Forgiveness Debt Relief Act  set to expire in December 31st 2013 As soon as January 1st hits the calendars, the Mortgage Forgiveness Debt Relief Act is set to expire.    Homeowners seeking the help of a short sale to alleviate their "upside down" status on their properties, will lose the ability to be exempt on taxes imposed by the IRS  on the amount forgiving by their lenders.   The Mortgage Forgiveness Debt Relief Act and Debt Cancellation was signed into law in December 2007 and last year was extended until December 31st 2013. When you owe a debt to someone and they cancel or forgive that debt, the canceled … (5 comments)

short: Bank Of America Short Sales Agents in Maryland - 07/31/13 12:30 PM
Bank Of America Short Sales Agents in Maryland  Bank of America says:
"If you want to sell your house but it's worth less than the amount remaining on the mortgage, a short sale may allow you to sell your house and settle your mortgage debt"
There are many advantages to a short sale, 
You have to take certain steps first. .
as you follow the advice from your lender. .
it goes to say. .
"By completing a short sale rather than allowing your house to go through foreclosure, you avoid eviction and your house won't be sold at a public sale or auction. Plus, depending on your circumstances, … (0 comments)

short: Short Sale After you've Missed Your Mortgage the Last Three Years? - 07/22/13 01:30 PM
What is the Process of a  Short Sale  After you've Missed Your Mortgage the Last Three Years?   There are not as many short sales as before. . .still many homeowners are now being pushed in doing short sales because the lenders had enough!    Many homeowners quickly found out that a modification was a lengthy process that could keep them inside their houses while waiting for lost paperwork and many reviews.   Lenders were obliging. . Not anymore   We are now  getting many calls from people that have exhausted all their options until now. . And they are being forced to choose.. . As the second call for help … (4 comments)

short: Short Sales Agents in Maryland - Attorney Assisted Short Sales - 07/21/13 01:50 AM
Short Sales Expert in Montgomery County Maryland  Question:  Why Do We Use an Attorney. .. To Help Our Short Sales? A short sale negotiator negotiates with your lender representatives. .. 
They are speaking on your behalf. .
They know when to press and when to pull back
They know the results will have tremendous consequences for your future
An inexperienced negotiator could  put the entire transaction at risk when there is no proficiency in the following areas: 
 Refuting the banks assertions of current market value. 
Negotiating more than just a release of the lien(s).
Negotiating deletion of Promissory Notes and Deficiency Judgments stipulations, etc.
 Ability to escalate … (0 comments)

short: Short Sales Expert in Montgomery County MD | Short Sales & Your Credit - 07/19/13 06:06 AM
Short Sales Expert in Montgomery County Maryland  Question:  How Does a Short Sale Affect my Credit? The Credit Impact for a Foreclosure vs Short Sale can be dramatically different. 
 
For some homeowner that are presently in a hardship, this is a question that is being asked most often.   "What are the ramifications to my credit when I do a short Sale? "     Regardless,  a foreclosure or short sale, your credit  will be affected. .  and each and every case may have a different result because is dependent on many factors,  

Watch the video below where … (1 comments)

short: Short Sales Expert in Montgomery County Maryland - 07/18/13 10:28 PM
Short Sales Expert in Montgomery County Maryland  Question:  How to Qualify For a Short Sale in Montgomery County MD? 3 Main areas that are considered to qualify for a short sale

Financial Hardship A Monthly Shortfall  Insolvency 
Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.
Check with your particular lender about their definition of a hardship. .and 

Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland    Check the rest of our video … (1 comments)

short: Short Sales Realtor® in Montgomery County Maryland | How To Short Sale - 07/18/13 01:11 PM
Short Sales Realtor® in Montgomery County Maryland  Question:  How to Short Sale My Home in Montgomery County MD? Hiring a Short Sale Specialist should be your first and the last step you take alone.
Find someone that you can trust, someone that has experience and be a full time professional 
Someone who is considered a  short sales specialist.
This is definetely not time to take a chance. .
by hiring your cousin or an unknown and/or inexperienced real estate agent
DO your homework and insist only to work with the best..
After all, the charges are the same to you $0.00 


Watch the video below and learn all the right answers to short sale your home in Montgomery County Maryland  … (1 comments)

short: Short Sales Realtor® in Montgomery County Maryland - 07/17/13 08:51 PM
Short Sales Realtor® in Montgomery County Maryland  Question:  How to Short Sale My Home in Montgomery County MD? Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale

"You have one bullet in a short sale Take your best shot!"  
Do your homework and only work with the best..
because the charge is the same … (3 comments)

short: Short Sales Agent Specialist in Montgomery County Maryland - 07/17/13 07:48 AM
Short Sales Agent in Montgomery County Maryland  How Can a  Short Sale Specialist Help Me? Hiring a Short Sale Specialist is not a required cause to close a short sale transaction. However, it would be prudent to team up with someone that specializes in Short Sales for the best possible results.
A true professional that is in the "trenches’ daily with all of the lenders, someone that will help you navigate the lender changes and requirements placed on sellers.
Another trait of a true short sale specialist is that you should never pay upfront fees for negotiating or have fees paid outside the transaction. 

Watch the video below and learn special … (3 comments)

short: Short Sales Agent in Montgomery County MD | Process of a Short Sale - 07/17/13 06:58 AM
Short Sales Agent in Montgomery County Maryland  What is the Process of a  Short Sale? A short sale is born out of a need,  when a homeowner realizes that there is no other recourse. . either let the lender foreclose or ask the lender to approve a short sale
The process of a short sale begins with identification of your current financial situation and the need to make a decision
It is a series of steps one must take carefully
The implications can be overwhelming and being aware of all the risks is prudent from your part. 
It starts with the self- qualification period where you ask these 3 questions. .

"Do I qualify for a short … (0 comments)

short: Short Sales Specialists in Montgomery County MD:What is a Short Sale? - 07/16/13 11:07 PM
Short Sales Specialists in Montgomery County Maryland What is a Short Sale? Over the last several years a lot of homeowners have asked this very same question..    What is a Short Sale?    Some homeowners had to. . when they were experiencing hardships that were never imagined before   They moved on. .   Some homeowners decided a different approach, They refuse to sell and agreed to some type of loan modification that just extended  their problem when a principal reduction was not obtained..  and now, they to find themselves on the same place  Overburdened Stressed  No relief on sight   asking once again. .   What is a short … (1 comments)

short: How Lakeland Fl Short Sale Agents Can Connect with Sellers - 07/16/13 10:23 PM
 
Short Sales is a unique side of the real estate business.
We become an advocate that is ready mentally and emotionally to assist people with short sale .. someone that has the experience, the knowledge and the savvy to simply get the client  OFF the hook!
Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
Below you will find the qualities needed from a professional point of view. .
How Lakeland Fl Short Sale Agents Can Connect with Sellers Most real estate agents working with … (1 comments)

short: Que Es Una Venta Corta SHORT SALE en Maryland DC y Virginia? - 06/10/13 11:44 PM
Que es una venta corta SHORT SALE en Maryland DC y Virginia?    La Informacion Mas Completa En Español De Short Sales:   El proceso de un short sale es cuando un dueño de casa vende su propiedad por menos de lo que se debe al banco.   La propiedad se vende por que vale y no por lo que se debe al banco. El proceso de venta en short sale y si usted tiene derecho a una venta en corta, comienza con una llamada a nuestras oficinas.  Este le daria una  oportunidad de aprender sobre el proceso y en general repuestas … (2 comments)

short: Maryland Realtors Specializing In Short Sales: Short Debt Forgiveness - 06/07/13 08:25 AM

 
Maryland Realtors Specializing In Short Sales FACING FORECLOSURE?   Behind on your mortgage payments?: 
Loan modification blues? : Tired of the bank requests?:
Your $700K home is now worth $500K?":
Divorcing, separated?:
Lost your job or working more for less?: 
Bank says do a short sale we can't help you anymore?: 
Banks says. .you are 60 days to foreclosure?:
You've wasted all your savings to pay the bank and now you have nothing to show for? :
Why would they forgive your debt in a short sale? Hello,  My name is Fernando Herboso and I'm one of the very few Maryland Realtors Specializing … (4 comments)

short: Maryland Realtors Specializing In Short Sales : Who Is Who in MD? - 06/05/13 08:11 AM
Maryland Realtors Specializing In Short Sales Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you may be  experiencing today. .   Behind on your mortgage payments?: this is for you Loan modification blues? : this is for you Tired of the bank requests?:this is for you Your $700K home is now worth $500K?":this is for you Divorcing, separated?:this is for you Lost your job or working more for less?: this is for you Bank says do a short sale we can't help you anymore?: this is for you Banks says. .you … (3 comments)

short: Acceptable Hardships in a Short Sale : Examples for MD, DC and VA - 05/07/13 02:07 AM
Acceptable Hardships in a Short Sale : Examples for MD, DC and VA  This video shows some examples of different hardships acceptable to lenders. .   What makes you the perfect candidate for a short sale?    A short sale is for those who need one, if you are behind on your mortgage payments. . A short sale is not for those who simply want one.. .because you simply lost some equity on your house. In most cases, you must not be able to financially afford your home. .this is what is call being in a  financial hardship.  In some cases, your lender will typically ask you to provide … (0 comments)

short: Short Sale Specialist in Frederick County Maryland : Q & A Session - 05/02/13 02:22 AM

Short Sale Specialist in Frederick County Maryland  
Q & A Session:


Lets first begin the understanding  of:

What a Short Sale really is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you may want to have the answers to these questions. .
What are the Alternatives to a short sale? The Bank is calling me … (1 comments)

short: Short Sale Agent in Frederick County Md : When should you move out? - 05/01/13 11:31 AM

Short Sale Agent in Frederick County Maryland : 
When should you move out during short sale? 


Lets first begin the understanding  of:

What a Short Sale really is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you may want to know WHEN are you expected to move out from your house in a short sale?
Did you know … (2 comments)

 
Fernando Herboso - Broker for    Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group -  Broker 301-246-0001) Ambassador large

Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

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