short sales: SHORT SALES MARYLAND : How To Short Sale Your Home - 12/17/08 12:23 AM
SHORT SALES BEING PERFORMED HERE Divorce, Lost your Job, Any Hardship, Mortgage Adjusted…..it does not matter. We can help you sell  your home as a short sale and take the burden from your shoulders if you are UPSIDE DOWNWe help you by negotiating with your bank to sell your property for LESS than what you owe.  Sounds too good to be true… Well…. IT IS TRUE., IT's CALLED a SHORT SALEYour Lender does not want to take your Home away from you, it cost them too much money to foreclose a property. We use that to our advantage get them to accept LESS MONEY a the … (0 comments)

short sales: Germantown Maryland WHOLESALE Property///SHORT SALE - 12/12/08 10:03 PM
11535 SUMMER OAK DRGERMANTOWN, MD 20874
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short sales: Short Sales in Maryland, Washington DC and Virginia – What You Need To Know – - 10/26/08 02:22 AM
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short sales: Mortgage Late? Loan Modifications with Government HELP ! GOVERMENT BAILOUT - 10/05/08 01:39 PM
Assuming that you have a HARDSHIP and you are 30 DAYS LATE ON YOUR MORTGAGE PAYMENTS
The only thing that can help you save your home is to win the LOTTERY or Borrow from your credit cards hoping that your situation changes. .
You may qualify for a loan modification. .
Depending on your credit and how much $$$$ are you bringing home?
This is the time to FIGHT to save your property. . . insist that your  bank reduce your interest rates or change the terms of your loan from ARM to Fixed
If everything else fails. . you shoud consider a … (1 comments)

short sales: A Short Sale Should Be Your Last Option Before Foreclosure - 08/28/08 08:53 AM
Short Sales in Maryland,DC and Virginia
If you are contemplating a short sale. . you should exhaust all possibilities in saving your home first.
Contact your bank and ask thenm for help. .how can you save your house. .
when all possibilities are exausted , then a short slae should be considered.
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Our experiences with Short sales are extensive. The enclosed EBOOK about Short sales was written by me to help people make a good decision about short sales. We have currently over 12 short sale listings in the market and 4 under negotiations with the banks. Our extensive experience marketing our short … (2 comments)

short sales: SHORT SALES FOR MARYLAND /FIND A REALTOR To DO Short Sales IN CLARKSBURG MD - 08/16/08 07:30 AM
Maryland Short Sales. need to sell or buy a SHORT SALE in Clarksburg  MD?
First, let me tell you one thing. . . short sales should be called LONG SALES. . be prepared to have plenty of . . SHORT patience and a LOOOOONG wait

There are many owners in Montgomery County  Maryland that need to sell their homes for less than they owe, hoping that the lenders forgive the difference and a buyer gets a great a deal.
The waiting part is the longest if you are a buyer. .as a seller, the waiting can actually benefit you. You could stay in the house as long as … (0 comments)

short sales: SHORT SALES FOR MARYLAND /FIND A REALTOR To DO Short Sales IN GERMANTOWN MD - 08/16/08 07:28 AM
Maryland Short Sales. need to sell or buy a SHORT SALE in Germantown  MD?
First, let me tell you one thing. . . short sales should be called LONG SALES. . be prepared to have plenty of . . SHORT patience and a LOOOOONG wait

There are many owners in Montgomery County  Maryland that need to sell their homes for less than they owe, hoping that the lenders forgive the difference and a buyer gets a great a deal.
The waiting part is the longest if you are a buyer. .as a seller, the waiting can actually benefit you. You could stay in the house as long as … (0 comments)

short sales: SHORT SALES FOR MARYLAND /FIND A REALTOR To DO Short Sales IN GAITHERSBURG MD - 08/16/08 07:25 AM
Maryland Short Sales. need to sell or buy a SHORT SALE in Gaithersburg  MD?
First, let me tell you one thing. . . short sales should be called LONG SALES. . be prepared to have plenty of . . SHORT patience and a LOOOOONG wait

There are many owners in Montgomery County  Maryland that need to sell their homes for less than they owe, hoping that the lenders forgive the difference and a buyer gets a great a deal.
The waiting part is the longest if you are a buyer. .as a seller, the waiting can actually benefit you. You could stay in the house as long as … (0 comments)

short sales: SHORT SALES FOR MARYLAND /FIND A REALTOR To DO Short Sales IN ROCKVILLE MD - 08/16/08 07:22 AM
Maryland Short Sales. need to sell or buy a SHORT SALE in Rockville  MD?
First, let me tell you one thing. . . short sales should be called LONG SALES. . be prepared to have plenty of . . SHORT patience and a LOOOOONG wait

There are many owners in Montgomery County  Maryland that need to sell their homes for less than they owe, hoping that the lenders forgive the difference and a buyer gets a great a deal.
The waiting part is the longest if you are a buyer. .as a seller, the waiting can actually benefit you. You could stay in the house as long as … (0 comments)

short sales: SHORT SALES FOR MARYLAND /FIND A REALTOR To DO Short Sales IN Urbana MD - 08/16/08 07:11 AM
URBANA Maryland Short Sales. need to sell or buy a SHORT SALE in URBANA MD?
First, let me tell you one thing. . . short sales should be called LONG SALES. . be prepared to have plenty of . . SHORT patience and a LOOOOONG wait

There are many owners in Urbana Maryland that need to sell their homes for less than they owe, hoping that the lenders forgive the difference and a buyer gets a great a deal.
The waiting part is the longest if you are a buyer. .as a seller, the waiting can actually benefit you. You could stay in the house as long … (0 comments)

short sales: Foreclosure Scams in MD DC and Virginia. Is a SHORT SALE YOUR SALVATION? - 07/28/08 12:31 AM
Fernando, I was contacted by this company and they told me that they can stop my foreclosure immediately. . Should I trust them?
Don't lose your house to foreclosure recovery scams!If any firm or individual claims they can stop your foreclosure immediately. a loose term normally used by cons and people preying on the innocent,  if you sign a document either appointing them to act on your behalf or even worse, they want you to sign over the title of your home to them. .
DO NOT SIGN IT!
You may end up signing over the title to your property and becoming a renter in … (0 comments)

short sales: My Client was crying at my listing presentation. . A Short Sale Tale in Maryland. - 07/12/08 07:53 AM
My client was crying during my listing presentation. . I didn’t know what I should do for a few seconds. . .
 Ok, this isn’t supposed to happen, my client started to cry right there sitting in the kitchen table.
I was at my listing presentation. . .
I’m a Realtor and not Dr Phil. . but  one of  the reasons why I became an agent is because I do care and I like to help people. . I simply just hate injustice.
 My client was crying because she couldn’t handle the pressure anymore. I just finished telling her that she maybe a good candidate … (5 comments)

short sales: Buying Short Sales in Maryland, DC and Virginia. When buying a short sale makes the most sense? - 07/07/08 12:22 AM
Fernando, I want to buy a short sale, what should I consider when buying one?
If a home purchase is in your future and I assume you amd your Realtor have already went over and secure  the financing. . .in general:
There are 3 types of properties for Sale in the Maryland DC area today, they are:
#1 Short Sales  (pre-foreclosures, third party approval needed)
#2 Foreclosures (Bank owned properties)
#3 Traditional Sales (typical seller and buyer transaction)
The best deals I general are in the foreclosures. If you are my client and saving money is definitely a goal, a foreclosure will give … (5 comments)

short sales: How Lond Does A SHORT SALE TAKES? - 06/20/08 11:51 PM
Fernando, how long does a SHORT SALE takes?
This is one of the questions I’m  asked most often about real estate short sales.  My answer is the same. . a short sale is a LONGGGGG  SALE PERIOD!
Once you realize that a short sale is nothing that will happen in a matter of days, then you begin to understand the process a little better.
From the time we put a property in the market to closing it could take SEVERAL MONTHS!
Is it worth the wait?
Of course IT DOES. .having 7 to 10 years with a Foreclosure on your record is definetely a disadvantage for … (5 comments)

short sales: Is a SHORT SALE a good OPTION for ME? - 06/19/08 12:44 AM
Fernando, is a SHORT SALE a good option for me?
I get this question a lot these days. .
Is a short sale a good option for you?
That depends on your particulate situation, a good way to judge if a short sale is a good option for you is to ask yourself these questions .
Is a FORECLOSURE slowly becoming a reality  for you?
If nothing changes in the next 3 to 5 months. . Am I headed to a foreclosure?
If the answer is YES , chances are that a SHORT SALE could help you tremendously.
A loan modification plan is always a great PLAN before … (7 comments)

short sales: Foreclosures and SHORT SALES for Maryland, DC and Virginia *HELP* - 06/15/08 03:13 AM
Home Foreclosure ReportHome Foreclosures grew by 7% percent in May and increased by 48% annually, according to a report released by RealtyTrac.
That is the highest rate since the firm began tracking foreclosures in 2005.
One in every 483 U.S. households received a foreclosure notice during the month.
If you are facing difficult times, my advice. .  don't do it alone.
There is assistance at a county level [ Community Action Agencies] available.
A short sale could help you avoid foreclosure all together. .
A Professional Realtor that specializes in short sales could help you seee your options to make a sound decision that will protect your best … (0 comments)

short sales: SHORT SALES REALTOR for MARYLAND, DC and VIRGINIA - 06/11/08 11:26 AM
ARE YOU LOOKING FOR A REALTOR THAT SPECIALIZES IN SHORT SALES?
As a Realtor dealing with several short sales  listings at this moment  I speak everyday with good people that are behind in their payments and when a foreclosure is slowly  becoming a reality. .
If you are in this situation. .I would advise anyone to discuss it with an experienced Realtor. Short Sales are not a part of real estate basic training but there are a number of Realtors that have adapted to the reality of the market out there. . in just Maryland DC and Virginia there are thousands … (0 comments)

short sales: Short Sales Realtor for Maryland and Virginia - 06/09/08 11:37 PM
When is a short sale an option?
The first thing you'll probably need to find a real estate agent experienced in short sales.
A short sale Realtor is willing to work for a smaller commission, which helps your case making the bank a little more willing to absorb the loss.
Essentially a Realtor will find a buyer and negotiate with your bank to take a smaller payoff and you can avoid foreclosure all together.
There are a lot of requirements that you must have in order to qualify for a short sale.  
For a free consultation if a SHORT SALE is an option for … (1 comments)

short sales: SHORT SALES FOR MARYLAND DC AND VIRGINIA - 06/09/08 01:01 AM
Your choice of how to handle your delinquency may affect your credit report. A foreclosure will remain on your credit report for 7 years.
If you choose to let your home go to trough a short sale and . .
Assuming the rest of your credit is good, you maybe able to buy another home in 2 years.
A short sale is only a good option if you are going directly to a foreclosure.
Even if a short sale does not happen. . at least it will buy you time in case you something changes in your situation and you can … (1 comments)

short sales: SHORT SALES in MARYLAND - 06/05/08 01:07 AM
 
Short Sales Maryland  "Are you considering a short sale? "  

Worry about your mortgage underwater?
What is a Short Sale?                                                                                                                  A short sale is when a homeowner facing foreclosure sells his or her property for less than what is owed to … (18 comments)

 
Fernando Herboso - Broker for    Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group -  Broker 301-246-0001) Ambassador large

Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

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