short specialist: Are You Stealing from your 401K . .to pay your Mortgage?
- 06/23/12 09:36 PM
Your 401K "could" protected during a short sale (consult your attorney on this)
My experience: I have assisted short sale clients with 401K's that was left untouched and were not part of the short sale negotiations.
To see if a short sale could help you . . head this way
ANOTHER SHORT SALE TESTIMONIAL FOR HERBOSO & ASSSOCIATES
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short specialist: When is the best time to start a short sale?
- 06/04/12 08:30 AM
MARYLAND SHORT SALE, FORECLOSURE HELP - MARYLAND and VIRGINIA HAFA Short Sale Expert -- Short Sale Specialist Short Sales Questions & Answers Question #10 When is the best time to start a short sale? Fernando Herboso answers questions regarding Short Sales for Maryland and Virginia Homeowners Here are a collection of short sales questions that I experienced in the last 4 years - over 150 SHORT SALES LISTINGS TAKEN. In an effort to continue to educate the public - or those who might be interested in serving short sales in the Maryland - Virginia region, I want to share some of the most … (0 comments)
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short specialist: Short Sales Maryland: Do I pay taxes when I do a Short Sale?
- 06/04/12 08:27 AM
MARYLAND SHORT SALE, FORECLOSURE HELP - MARYLAND and VIRGINIA HAFA Short Sale Expert -- Short Sale Specialist Short Sales Questions & Answers Question #9 Do I pay taxes when I do a Short Sale? Fernando Herboso answers questions regarding Short Sales for Maryland and Virginia Homeowners Here are a collection of short sales questions that I experienced in the last 4 years - over 150 SHORT SALES LISTINGS TAKEN. In an effort to continue to educate the public - or those who might be interested in serving short sales in the Maryland - Virginia region, I want to share some of the most … (0 comments)
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short specialist: Short Sales:When should I look for homes to rent during a short sale?
- 06/03/12 07:40 AM
MARYLAND SHORT SALE, FORECLOSURE HELP - MARYLAND and VIRGINIA HAFA Short Sale Expert -- Short Sale Specialist Short Sales Questions & Answers Question #8 When should I look for homes to rent during a short sale? Fernando Herboso answers questions regarding Short Sales for Maryland and Virginia Homeowners Here are a collection of short sales questions that I experienced in the last 4 years - over 150 SHORT SALES LISTINGS TAKEN. In an effort to continue to educate the public - or those who might be interested in serving short sales in the Maryland - Virginia region, I want to share … (0 comments)
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short specialist: Short Sales Ramifications: What about my Credit Scores?
- 06/03/12 07:37 AM
MARYLAND SHORT SALE, FORECLOSURE HELP - MARYLAND and VIRGINIA HAFA Short Sale Expert -- Short Sale Specialist Short Sales Questions & Answers Question #7 What about my Credit Scores? Fernando Herboso answers questions regarding Short Sales for Maryland and Virginia Homeowners Here are a collection of short sales questions that I experienced in the last 4 years - over 150 SHORT SALES LISTINGS TAKEN. In an effort to continue to educate the public - or those who might be interested in serving short sales in the Maryland - Virginia region, I want to share some of the most popular questions and answers I … (1 comments)
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short specialist: How is my credit affected in a Short Sale? : Short Sales Specialist MD
- 06/01/12 03:01 AM
MARYLAND SHORT SALE, FORECLOSURE HELP - MARYLAND and VIRGINIA HAFA Short Sale Expert -- Short Sale Specialist Short Sales Questions & Answers Question #3 How is my credit affected in a Short Sale? Fernando Herboso answers questions regarding Short Sales for Maryland and Virginia Homeowners Here are a collection of short sales questions that I experienced in the last 4 years - over 150 SHORT SALES LISTINGS TAKEN. In an effort to continue to educate the public - or those who might be interested in serving short sales in the Maryland - Virginia region, I want to share some of the most popular questions … (2 comments)
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short specialist: I Heard of $30,000 Pay-Outs To Short Sale Your Property?True Or False?
- 06/01/12 02:58 AM
MARYLAND SHORT SALE, FORECLOSURE HELP - MARYLAND and VIRGINIA HAFA Short Sale Expert -- Short Sale Specialist Short Sales Questions & Answers Question #4 I Heard of $30,000 Pay-Outs To Short Sale Your Property? Fernando Herboso answers questions regarding Short Sales for Maryland and Virginia Homeowners Here are a collection of short sales questions that I experienced in the last 4 years - over 150 SHORT SALES LISTINGS TAKEN. In an effort to continue to educate the public - or those who might be interested in serving short sales in the Maryland - Virginia region, I want to share some of the most popular … (0 comments)
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short specialist: Are Lenders From Venus and Short Sale Agents From Mars?
- 05/04/12 02:54 AM
Article originally published in www.ReallyNiceHomes.com
How Does A Lender Profit From A Short Sale?
A Quick Definition:
A Short Sale in the real estate industry refers to a situation where the homeowner sells a property for less than the loan balance. The lender will take what the property sells for and the homeowner can avoid foreclosure in its entirety and subsequently both, the Homeowner and the Lender have a win-win situation
With the rising number of foreclosures happening all around the nation, homeowners are looking for effective ways to avoid losing their homes to a foreclosure and … (5 comments)
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short specialist: “Why You Should be Very Careful Hiring Someone To Do Your Short Sale?
- 04/22/12 01:04 AM
“Why You Should be Very Careful Hiring Someone To Do Your Short Sale?
Its all about experience and being focus in the objective.
The person you choose to help you do a short sale should know all the options available to you.
After all they are helping you to avoid a Foreclosure and a
LOT of OTHER HEADACHES!
Here are some of the things that WE can help you avoid:
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short specialist: Negotiator Demands Ruining Your Short Sale or Loan Modification?
- 04/22/12 12:26 AM
Loan Modification Secrets Your Bank Does Not Want You To Know. . .
QUESTION:Fernando, why are the lenders so involved in SMALL NEGOTIATION REQUIREMENTS, they seem to ask me for all these small details in order to proceed?. .I’m very FRUSTRATED WITH THEIR DEMANDSANSWER:Most lenders acknowledge that some of their negotiators sweat the small things. But you have to remember they are following procedure and you are working with an employee. They don't have the capability to make a change in direction at any given time.Sometimes those manuals are on the way. . but with a little patientia … (0 comments)
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short specialist: Should I do a Short Sale or a Loan Modification?
- 04/22/12 12:13 AM
10 Loan Modification Secrets Your Bank Does Not Want You To Know. . .
Question:“Hey Fernando, I am considering a short sale, because the lender has been “playing with me” for months and we are still in the same place when we first started. .now, I'm several months behind on my payments, Should I proceed with a loan modification or a short sale?Answer:Ok Terrie, bankers don’t care and we know that already. . but you should continue with the lender until they accept you or deny you. .once you know their final response then you should proceed to … (2 comments)
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short specialist: Short Sales Can Be Satisfying. . sometimes. .
- 03/20/12 12:59 PM
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short specialist: Surprising my client with a $23,000 CHECK DOING HER SHORT SALE!
- 03/18/12 09:17 PM
Surprising my client with a
$23,000 CHECK!
My client's daughter found us on the Internet nothing wrong with that, most of our clients find us first on the Internet because of our vast educational presence.
"Fernando, most Realtors do not take $60,000 Short Sale Listings!"
That's what she was afraid of when I first met her.
I had an instant connection with my client and I re-assure her. .as long as she is willing to help us help her. . I promised her that I would help her!
She was ready. .and we took the case in. … (3 comments)
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short specialist: What Short Sales Are Really About
- 05/18/10 11:24 PM
A good example that perseverance pays when doing short sales
Sometimes the short sale business is less about money than it is about helping the seller out of a really tough spot. This is a special story, and for those of us who worked so hard on it, the outcome was well worth the (many) extra hours.
Because of this short sale, the real estate agent involved recently became the runner up for the longest short sale in our company's history! 21 months to get it through! Eight BPOs and multiple buyers later, we finally closed it. It's … (2 comments)
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short specialist: Reasons why a Short Sale May Get Denied: Short Sale Package is Incomplete
- 02/21/10 11:13 PM
Reasons why a Short Sale May Get Denied: Short Sale Package is Incomplete
"A Realtor with good intentions is not good enough. . an incomplete package could get you foreclosed and years of financial hardship. . .all because your Realtor did not send a complete short sale package ” The Short Sale package being incomplete is a major reason why SHORT SALES gets denied. Ask any short sale specialist and you'll hear their stories of how banks lose documentation from one day to the … (2 comments)
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short specialist: lasvegasmtg.com Report: Walking Away from your mortgage in Las Vegas, Nevada
- 01/08/10 08:32 PM
Short Sales Maryland
Walking Away From Your Mortgage. . .The Moral Dilemma . .SAVE FACE OR SAVE YOURSELF!
Is 2010 the year of the strategic default?
Are short sales the solution?
If you take away the incentive to homeownership for equity growth. . .are peorple willing to sacrifice working two jobs just to keep a house that is completely underwater?
Where is the incentive when you see banks bailed out by the Goverment for their mistakes and yet. . they continue to give themselves bonuses and use that money NOT TO HELP HOMEOWNERS but to acquire other smaller banks to get bigger.
I do predict that 2010 will be the year of the strategic default. .
lasvegasmtg.com … (2 comments)
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Your 401K "could" protected during a short sale (consult your attorney on this)
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