specialist: Homes for rent in Germantown - Gaithersburg MD | When Is a Good Time to Rent? Not Now! - 06/12/18 09:19 AM

Homes for Rent Germantown, Gaithersburg MD
One thing for sure, 
Moving can be a huge stressing experience for any family. Between packing everything you own into boxes, trying to find a new place that’s in your budget, close to work, school, shopping, entertainment and feel safe? 
This is why we find many people stressed out looking for homes in the Germantown Gaithersburg area
Thankfully, you landed on this site and we will provide you with the best resources online that will take (some of) the stress out of the process. 
So stop lurking, searching and exposing yourself looking for Craigslist homes for rent or even worse, finding … (0 comments)

specialist: Homes for rent in Germantown - Gaithersburg MD | Days on The Market Drops to New Low in April - 06/11/18 10:43 AM

Homes for Rent Germantown, Gaithersburg MD
One thing for sure, 
Moving can be a huge stressing experience for any family. Between packing everything you own into boxes, trying to find a new place that’s in your budget, close to work, school, shopping, entertainment and feel safe? 
This is why we find many people stressed out looking for homes in the Germantown Gaithersburg area
Thankfully, you landed on this site and we will provide you with the best resources online that will take (some of) the stress out of the process. 
So stop lurking, searching and exposing yourself looking for Craigslist homes for rent or even worse, finding … (0 comments)

specialist: Homes for rent in Germantown - Gaithersburg MD | The Cost of Renting vs. Buying [INFOGRAPHIC] - 06/08/18 07:44 AM

Homes for Rent Germantown, Gaithersburg MD
One thing for sure, 
Moving can be a huge stressing experience for any family. Between packing everything you own into boxes, trying to find a new place that’s in your budget, close to work, school, shopping, entertainment and feel safe? 
This is why we find many people stressed out looking for homes in the Germantown Gaithersburg area
Thankfully, you landed on this site and we will provide you with the best resources online that will take (some of) the stress out of the process. 
So stop lurking, searching and exposing yourself looking for Craigslist homes for rent or even worse, finding … (0 comments)

specialist: Short Sale After you've Missed Your Mortgage the Last Three Years? - 07/22/13 01:30 PM
What is the Process of a  Short Sale  After you've Missed Your Mortgage the Last Three Years?   There are not as many short sales as before. . .still many homeowners are now being pushed in doing short sales because the lenders had enough!    Many homeowners quickly found out that a modification was a lengthy process that could keep them inside their houses while waiting for lost paperwork and many reviews.   Lenders were obliging. . Not anymore   We are now  getting many calls from people that have exhausted all their options until now. . And they are being forced to choose.. . As the second call for help … (4 comments)

specialist: Short Sales Expert in Montgomery County Maryland - 07/18/13 10:28 PM
Short Sales Expert in Montgomery County Maryland  Question:  How to Qualify For a Short Sale in Montgomery County MD? 3 Main areas that are considered to qualify for a short sale

Financial Hardship A Monthly Shortfall  Insolvency 
Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.
Check with your particular lender about their definition of a hardship. .and 

Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland    Check the rest of our video … (1 comments)

specialist: Short Sales Realtor® in Montgomery County Maryland - 07/17/13 08:51 PM
Short Sales Realtor® in Montgomery County Maryland  Question:  How to Short Sale My Home in Montgomery County MD? Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale

"You have one bullet in a short sale Take your best shot!"  
Do your homework and only work with the best..
because the charge is the same … (3 comments)

specialist: Short Sales Agent Specialist in Montgomery County Maryland - 07/17/13 07:48 AM
Short Sales Agent in Montgomery County Maryland  How Can a  Short Sale Specialist Help Me? Hiring a Short Sale Specialist is not a required cause to close a short sale transaction. However, it would be prudent to team up with someone that specializes in Short Sales for the best possible results.
A true professional that is in the "trenches’ daily with all of the lenders, someone that will help you navigate the lender changes and requirements placed on sellers.
Another trait of a true short sale specialist is that you should never pay upfront fees for negotiating or have fees paid outside the transaction. 

Watch the video below and learn special … (3 comments)

specialist: Short Sales Agent in Montgomery County MD | Process of a Short Sale - 07/17/13 06:58 AM
Short Sales Agent in Montgomery County Maryland  What is the Process of a  Short Sale? A short sale is born out of a need,  when a homeowner realizes that there is no other recourse. . either let the lender foreclose or ask the lender to approve a short sale
The process of a short sale begins with identification of your current financial situation and the need to make a decision
It is a series of steps one must take carefully
The implications can be overwhelming and being aware of all the risks is prudent from your part. 
It starts with the self- qualification period where you ask these 3 questions. .

"Do I qualify for a short … (0 comments)

specialist: How Lakeland Fl Short Sale Agents Can Connect with Sellers - 07/16/13 10:23 PM
 
Short Sales is a unique side of the real estate business.
We become an advocate that is ready mentally and emotionally to assist people with short sale .. someone that has the experience, the knowledge and the savvy to simply get the client  OFF the hook!
Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
Below you will find the qualities needed from a professional point of view. .
How Lakeland Fl Short Sale Agents Can Connect with Sellers Most real estate agents working with … (1 comments)

specialist: Short Sale Specialist in Frederick County Maryland : Q & A Session - 05/02/13 02:22 AM

Short Sale Specialist in Frederick County Maryland  
Q & A Session:


Lets first begin the understanding  of:

What a Short Sale really is:
A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure.
Considering a short sale in Frederick MD? -- Before proceeding with this idea, you may want to have the answers to these questions. .
What are the Alternatives to a short sale? The Bank is calling me … (1 comments)

specialist: Short Sales Specialist in Prince George County Md - Tax Implications - 04/29/13 10:58 PM
Short Sales Specialist in Prince George County Maryland  The tax implications of a short sale ? . . The 1099-C after a short sale. .what's that? The IRS sees any money to help you settle a debt as taxable?
The same money the lender is writing it off from your loan amount when you sell.
This could be significant  amount after a short sale

Can this be averted?

The Debt Relief Act of 2007 changed that for many homeowners . .
except, it expired at the end of 2012
then
It was revived and extended for one more year
A lot of people will be helped by the Debt Relief Act . … (0 comments)

specialist: Short Sales Specialist in PG County Maryland : "Who represents you?" - 04/26/13 08:16 AM
Short Sale Specialist in PG County Maryland 

Who represents you during your short sale … most importantly.  Who do you choose to speak on your behalf? Considering a short sale? -- In this video you will find important information about the person representing you during a short sale

Can a lender choose this for you? 
Should you allow your rookie cousin do their first short sale with you?
Does it make any difference?
What are your lender's involvement in the sale of your house? 
Who really is selling?
Who qualifies the buyer?
What about low ball offers?


I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  This first video answers the question. .

"Who … (1 comments)

specialist: Short Sale Specialist in PG County Maryland : The Hardship - 04/25/13 05:00 AM

Short Sale Specialist in PG County Maryland :  The Hardship
In Prince George's County MD     If you find yourself, over a period of time, that is getting harder and harder to keep making your mortgage payments, 
A Hardship Letter is where you write an explanation. .
Why you can not make them anymore. .



Watch about what constitutes  hardships in a short sale. .
The Hardship in Short Sales 

The actual Hardship Letter that is written for your lender ; not only reveals financial restrictions, but explains all kinds of other facts that may … (1 comments)

specialist: Why You Should NOT Buy a Short Sale - 03/29/13 12:39 AM
(5 comments)

specialist: Is a Short Sale The Answer To Your Problems in Maryland? - 07/24/12 01:23 AM
Is a Short Sale Right For Me? Q & A MORE QUESTIONS AND ANSWERS   Q: How long does the process of a short sale take from start to finish?
Q: Will I still owe my lender money after my short sale?
Q: Can I rent my property while I’m doing a short sale with you?
Q: How does a short sale affect my credit rating when compared to a foreclosure?”
Q: “Should I Continue To Pay My Homeowners Association Fees When Doing A Short Sale?”
Q: Wachovia Short Sales Program Steps You Need to Take For A Short Sale Approval
Q: Bank Of America Short Sales, New Changes and Information … (0 comments)

specialist: Short Sales: Ignoring Certified Letters From Your Lender. . a NO-NO - 05/24/12 11:15 PM
My Lender Has Sent Me a Certified Letter-Should I Worry in A Short Sale? Reality Estate Oftentimes our clients./ the  homeowner will get a letter either from the bank or an attorneys office with the dreaded  NOD (Notice Of Default) Your lender has an obligation to send you this letter when you stop making your mortgage payments.. . This is regardless if your home is in the market as a short sale or not!’ This  letter is advising you and giving you a formal Notice of Default, which has been filed with the local county recorder’s office. Many of our clients  don’t understand … (3 comments)

specialist: Que es un Short Sale - Venta Corta ? - 05/22/12 11:15 AM
http://www.short-sales-expert.com Ventas Cortas - Short Sales - El Mapa de DECISION PARA SHORT SALES Que es una venta corta (short sale). ¿Qué es una venta corta? Denominado como un short sale en ingles.La venta corta es el proceso a través del cual un propietario de una vivienda puede vender una casa por menos dinero del que le debe al banco por la hipoteca de la propiedad.Para todas las personas que no pueden continuar pagando las mensualidades al banco existen otras alternativas diferentes a declararse en bancarrota o ir al FORECLOSURE.Una de las opciones existentes es llamada “venta corta”. A veces, para … (3 comments)

specialist: Short Sales With Wells Fargo For Maryland Homeowners : Steps To Take - 03/01/11 08:28 AM
 
Wells Fargo Short Sales Program : : Steps To Take For A Short Sale Approval
Homeowners that are considering a short sale with Wells Fargo should take the right steps to benefit with the latest programs their Bank now offers.
The Wells Fargo Short Sales Program is the latest program that could be relevant whether your short sale gets approved or rejected.
I invite you to watch the enclosed video to inform you of the latest changes for  Wells Fargo Short Sales
 

Click Video Below
 
Remember, a short sale is not a right that you may be entitled to  . .it is simple a way for Wells Fargo … (1 comments)

specialist: Paying $150,000 More For A House . . . . With No Choice? - 02/28/11 09:56 AM



Do you realize you were buying your house again and paying over $150,000 more than what's worth? My client was astounded hearing me say that. . Yes, in a loan modification, you are agreeing to a brand new loan. . you are buying your  house again. . but this time you are paying $150,000  more than whats worth!. Swallowing hard. . "I didn't not realize it at that time. " Our clients called on us after a failed loan modification with his lender.  So the question remains. . Who benefits on a successful  loan modification? For those holding out hope … (0 comments)

 
Fernando Herboso - Broker for    Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group -  Broker 301-246-0001) Ambassador large

Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

Email Me

                    


Listings

Links

Archives

RSS 2.0 Feed for this blog