Habits That Will Boost Your Credit Score April 29, 2016If you’re aiming to buy a home this year, chances are you’re taking a look at your credit score and wondering how to give it a boost. Check out these habits that could help improve your score. Pay Bills on Time – One of the biggest behaviors that can cause your credit score to tank is not paying bills on time. By not paying bills on time, you are establishing yourself as risky borrower. Refrain from Opening More Credit – Nearly every store these days offers a credit card with perks. Refrain from opening more … (0 comments)
credit score: Is My Credit Score Really That Important? Yes!
- 11/10/15 12:47 AM
Why is Your Credit Score Important? November 10, 2015 Ever wonder why your credit score is constantly being checked when you try to borrow money? Here’s why... Your credit score is an indicator of your credit-worthiness. Your score is a direct reflection of your ability to repay a loan and your history of paying off loans. A credit score looks at an individual’s background and spending habits. The report pulled will show your credit card debt, outstanding balances, and how often you have been late or missed payments on accounts such as car payments, mortgages, student loans, and credit cards. Because this is currently viewed as … (1 comments)
credit score: Credit Card 101
- 09/02/15 04:43 AM
Credit Cards 101 September 02, 2015 The credit card. A piece of magical plastic that allows us to purchase items when we don’t have the cash. The card with the magnetic strip that gives us the power to build (or hurt) our credit scores. And yet somehow this little item seems to cause a lot of uncertainty when it comes to how to best handle them and use them in a way that will help, not harm, you and your credit. 1. Be Picky – It’s easy when you are young to accept a bunch of credit card offers at all of your favorite … (0 comments)
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